Richmond Hill Homes with Adjustable Rate Mortgage Listing Terms

Richmond Hill Homes with Adjustable Rate Mortgage Listing Terms

Welcome to Richmond Hill, Georgia – a charming city nestled in the heart of Bryan County, where Southern hospitality meets modern living. Known for its picturesque landscapes and rich history, Richmond Hill offers a delightful blend of small-town charm and vibrant community spirit. Whether you’re drawn to its lush parks, scenic waterfronts, or historic sites, this city is a hidden gem just waiting to be explored.

Richmond Hill is not only a great place to live but also an excellent investment opportunity. With a range of homes available, including those with Adjustable Rate Mortgage (ARM) listings, potential homeowners can find flexible financing options that suit their budget. ARMs can be particularly appealing for first-time buyers or those looking to maximize their purchasing power, as they often start with lower interest rates compared to fixed-rate mortgages. This means you can enjoy more affordable monthly payments initially, allowing you to invest in your dream home in this thriving community.

As you explore Richmond Hill, you’ll discover a variety of amenities, including local shops, dining options, and top-rated schools. The close-knit community hosts numerous events throughout the year, fostering a welcoming atmosphere that makes it easy to feel at home. With its proximity to Savannah and a wealth of outdoor activities, Richmond Hill is perfect for families, retirees, and everyone in between.

Discover the possibilities of owning a home in Richmond Hill, where comfort, community, and charm come together in perfect harmony. Your dream home awaits!

Newest Richmond Hill Homes with Adjustable Rate Mortgage Listing Terms

$525,000
3 Beds 2 Baths SA363519 MLS
Welcome to 63 Mill Run Road, a charming 3 bed 2 bath home situated on 1.35 beautiful acres in Richmond Hill. Built in 1982 and offering 2,333 sqft, this home combines character space and thoughtful updates with plenty of room to enjoy both indoors and out. Inside you’ll find a spacious, open living area featuring beautiful wood flooring, a brick fireplace, recessed lighting and an abundance of natural light. The updated kitchen offers white cabinetry, gas stove, generous counter space, a large peninsula with bar seating, stainless appliances and tile flooring, making it perfect for everyday living and entertaining. This home features a beautifully updated primary bath with a large tiled walk-in shower, double vanity and ample storage. Step outside to a property filled with character and Lowcountry charm. This property offers an expansive lawn surrounded by mature trees, established landscaping and beautiful Spanish moss. The outdoor patio and fire pit area creates a wonderful space for entertaining or relaxing, with an especially unique touch of history, the stones incorporated into the outdoor fireplace were sourced from historic downtown Savannah, adding a one-of-a-kind story and connection to the area’s past. This home offers a rare combination of space, character, history and classic Southern charm. Located near the water with NO HOA, you’ll love coming home along the beautiful, scenic drive that showcases everything there is to love about the Richmond Hill Low Country lifestyle. There's also a community pool that you can join if you want.

63 Mill Run Rd, Richmond Hill

Listing courtesy of Keller Williams Coastal Area P.

$650,000
4 Beds 4 Baths SA363321 MLS
If you’ve been waiting for a home in Waterways that combines energy efficiency, thoughtful upgrades, privacy, and the lifestyle this community is known for, this may be the one! This energy-efficient Norwood custom-built Dogwood floor plan offers a downstairs primary suite, office/flex space that could easily serve as a 4th bedroom, two upstairs bedrooms, a loft, and a walk-in attic with additional lighting, shelving, and storage added by the current owners. Built with energy-efficient windows and spray-foam insulation, this home is easy on the utility bills, with electric bills averaging less than $200 a month through the local electric co-op. The open kitchen flows into the great room and features upgraded cabinetry, leathered countertops and a walk-in pantry. Plantation shutters in the living and dining rooms, upgraded lighting in the foyer, kitchen and primary suite, and shiplap accents in the foyer, powder room and primary bedroom add just the right touches. The screened room overlooks a private backyard framed by a beautiful tree canopy, fire pit area, and recently upgraded landscaping. There’s plenty of outdoor living space, including an extended paver driveway, additional pavers, and a 20-foot paver patio with a grill area. A LiftMaster garage door opener, two HVAC systems, and custom window valances are additional upgrades. And then there’s the Waterways lifestyle! Spend your days fishing in the Bill Dance-stocked lagoons, enjoying the marina and dry storage, or meeting friends for pickleball, volleyball, or a workout at the gym. Two pools, a dog park, streetlights, and a gated community with security add to the convenience. With connecting lagoons and so many ways to enjoy the outdoors, Waterways offers that laid-back coastal lifestyle that is hard to find—and even harder to leave. No flood insurance required. Public Bryan County water and sewer.

113 Ridgewood Park Dr S, Richmond Hill

Listing courtesy of Keller Williams Coastal Area P.

$898,900
5 Beds 4 Baths SA363201 MLS
Welcome to luxury coastal living in the highly sought-after, gated community of Waterways! Custom-built by Fabre Custom Homes, this stunning brick and Hardie board exterior property perfectly blends high-end modern design with exceptional energy efficiency. Spanning 5 bedrooms and 3.5 bathrooms, this immaculate home is completely carpet-free, featuring gorgeous, engineered hardwoods and durable tile throughout the entire layout. The heart of the home is a chef’s dream kitchen, fully equipped with premium stainless steel appliances including a 5-burner gas stove, built-in KitchenAid microwave, double ovens, a sleek chimney hood, and a French door refrigerator. Relax and entertain by one of the two cozy gas log fireplaces, or retreat to the private, main-level primary suite adorned with beautiful hardwood flooring. The separate, highly functional laundry room comes complete with a utility sink, custom built-in cabinets, and a convenient drying rack. Built with top-tier efficiency in mind, the home features spray foam insulation in both the walls and rafters, paired with two upgraded 16 SEER 3-ton HVAC units with variable speed blowers for low energy bills. Electric blinds for the foyer and upper windows in the great room. Step outside to your all-season screen room, featuring pristine epoxy floors and protective sliding/removable Isinglass panels for year-round enjoyment. The beautifully landscaped yard is secured with robust, iron-look fencing. Premium upgrades include a spacious 3-car side-entry garage with epoxy floors, full gutters, and a transferable Yates Astro termite bond. Best of all, this property requires no flood insurance! Enjoy an unparalleled lifestyle within walking distance to the community marina and pool. Gated Waterways features a full-service marina, dry storage, 3 swimming pools, a community tavern & spirits, basketball and Bocce ball courts, and a dedicated dog park. Plus, a private lagoon for kayaking and fishing. Welcome home!

109 Waldburg Way, Richmond Hill

Listing courtesy of Mathews Coastal Realty.

$399,000
3 Beds 2 Baths SA362248 MLS River Oaks Condos BLDG.
Seeking a long-term relationship with someone who appreciates great views, plenty of space, and a lifestyle that feels a little like vacation. I’m a spacious 3-bedroom, 2-bath condo with a 2-car garage, perfectly situated on one of the community’s peaceful lagoons. My love language? Low-maintenance living with room to entertain. I’m not your average condo. Elevated trimwork, crown molding, detailed millwork, built-ins, and a gas fireplace give my living spaces a polished, custom feel, while an open layout makes it easy to settle in and stay awhile. And my kitchen? There’s an abundance of cabinet storage, newer stainless steel appliances, a center island, and an impressive raised bar with seating for 8–10, because whether it’s morning coffee, game day snacks, or a dinner party, there’s room for everyone to pull up a seat. With generous counter space and storage seemingly everywhere, this kitchen is ready to work hard and entertain even harder. When it’s time to slow down, my bright sunroom overlooks the lagoon, giving you a front-row seat to peaceful water views without ever leaving home. Step outside to the patio for a little fresh air, quiet conversation, or an easy evening watching the water. My primary suite offers plenty of room to retreat, while the bath features separate vanities, a jetted soaking tub, and a large walk-in closet. But there’s more to this relationship than what’s inside my four walls. I’m located in a gated community along the banks of the Ogeechee River, where you can spend your free time enjoying the community pool, fitness center, riverfront pavilion, marina, and beautiful waterfront surroundings. And the best part? No yard work and no exterior maintenance demanding your weekends. You get all the benefits of a beautiful home and resort-style community without the usual to-do list. So, if your type is spacious, polished, low-maintenance, lagoon-front, and just a little bit spoiled by riverfront amenities…I think we should meet.

1602 River Oaks Dr, Richmond Hill

Listing courtesy of Keller Williams Coastal Area P.

$675,000
3 Beds 3 Baths SA362151 MLS
You’ve found your unicorn! Timeless low country charm meets modern luxury in the gated Waterways community. Backing up against the Grand Lagoon in Harbor Retreat, this single story home offers privacy and a true connection to nature. From the moment you arrive, the curb appeal is undeniable. Attention to detail continues throughout the home, with upgraded lighting, elevated trim work and LVP flooring which add warmth and sophistication throughout. This Dunwoody floor plan offers 3 separate living wings, providing ultimate privacy for family and guests. Inside the foyer, French doors open to a private office, while across the hallway you’ll find a large bedroom complete with en-suite bathroom. The heart of the home is the open-concept living space, where the kitchen, dining, and living spaces make entertaining a breeze. The kitchen features crisp white cabinetry, a large center island, quartz countertops and breakfast nook. The primary suite with tray ceiling features a beautifully appointed bathroom and walk-in closet. A separate hallway provides an additional bedroom, full bath, and laundry room with access to the 3-car garage. Outside is where this property truly comes alive. This backyard feels less like a yard and more like your own private park. From the screened-in porch, step onto the patio & enjoy the simple pleasures of low country living. At the back of the property, you'll discover your own private dock on the Grand Lagoon. Launch your kayak right from your own backyard and explore miles of tranquil waterways. Spend your evenings watching the sunset over the lagoon, surrounded by the natural beauty that makes coastal Georgia so special. Waterways residents enjoy resort-style amenities, miles of walking trails, an on-site marina, pools, fitness centers, basketball court, bocci ball, community gardens, a tavern, and more. Life in Waterways means every day feels like a vacation!

458 Mandeville Dr, Richmond Hill

Listing courtesy of Keller Williams Coastal Area P.

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