Ellabell Homes with USDA Loan Listing Terms

Ellabell Homes with USDA Loan Listing Terms

Welcome to Ellabell, Georgia—a hidden gem nestled in Bryan County that combines the charm of small-town living with the convenience of nearby urban amenities. Just a short drive from Savannah, Ellabell offers a serene escape surrounded by lush landscapes and friendly neighbors. This quaint community boasts a rich history and a welcoming atmosphere, making it an ideal place for families, retirees, and everyone in between.

Ellabell is known for its picturesque scenery, with sprawling fields and beautiful oak trees that create a serene backdrop for everyday life. Enjoy the tranquility of rural living while still having access to modern conveniences, including shopping, dining, and recreational activities in nearby cities. The local schools are highly regarded, fostering a nurturing environment for children to thrive.

For those looking to make Ellabell their home, there are fantastic opportunities available, particularly for first-time homebuyers. The area features homes eligible for USDA loans, making homeownership more accessible than ever. These loans are designed to support individuals and families in rural areas, offering favorable terms and low-interest rates. With a variety of listings to choose from, you can find the perfect home that suits your needs and budget.

Whether you’re drawn to Ellabell for its community spirit, scenic beauty, or affordable housing options, this charming city has something for everyone. Explore the possibilities and discover why so many are choosing to call Ellabell home. Your dream home awaits in this delightful corner of Georgia!

Newest Ellabell Homes with USDA Loan Listing Terms

$239,900
3 Beds ⋅ 2 Baths ⋅ SA361354 MLS
Stylishly Renovated 3 Bedroom, 2 Bath Split Plan Manufactured Home On 1.01 Acre Lot. Interior Renovations Include Smooth Ceilings, Vinyl Plank Flooring, All lighting & Plumbing Fixtures, Marble & Tile, Wood Cabinets, Countertops, Vanities & Stainless Appliances. Large Great Room, New High End Kitchen, Eating Area Plus Breakfast Bar & Big Laundry Room. Large Main Suite With Walk In Closet and Elegant Spa Bath With Double Vanity, Huge Shower With Seat, Dual Including Rain Shower & Free Standing Tub. Two Spacious Spare Bedrooms and New Hall Bath. New HVAC System! Exterior Renovations Include New Metal Roof And Brick Skirting. Large Front Porch With Seating & Rear Deck.

9 Sagebrush Ct, Ellabell

Listing courtesy of ERA Southeast Coastal.

$260,000
3 Beds ⋅ 2 Baths ⋅ SA361218 MLS
Opportunity is knocking in the highly desirable Lakes at Black Creek! Nestled on over half an acre in the award-winning Bryan County School System, this 3-bedroom, 2-bath ranch offers the perfect combination of space, privacy, and potential. Featuring an open-concept floor plan, a brand-new roof, and a screened-in back patio overlooking a private backyard, this home is ready for its next owner to make it shine. With just a little TLC, you'll have the opportunity to build instant equity in a home priced well below market value. The seller is highly motivated and is offering this property as-is, creating an incredible opportunity for buyers looking to add their personal touch while maximizing value. Enjoy peaceful country living without sacrificing convenience—located just 4 minutes from I-16, only 14 minutes from the Hyundai MegaSite, and a short drive to all the shopping, dining, and entertainment that Pooler has to offer. Whether you're a first-time homebuyer, investor, or someone searching for an exceptional value in one of Coastal Georgia's fastest-growing areas, this home is packed with potential and priced to sell. Opportunities like this don't come along often—schedule your private showing today before this incredible deal is gone!

20 J R Dr, Ellabell

Listing courtesy of Veterans Realty LLC.

$309,900
4 Beds ⋅ 2 Baths ⋅ SA360874 MLS
THE WAIT IS OVER, PHASE 6 RIVER BLUFF NOW OPEN! Fabulous & affordable design in top selling RIVER BLUFF! *WELCOME PKG INCLUDED! CHOOSE UP TO $5,000 TOWARDS CLOSING COSTS, DESIGN UPGRADES OR RATE BUY DOWN!* Located on large homesite, by trusted local builder S.D. Sauers Construction! Located in Southeast Bulloch & Ellabell's affordable living community. Minutes to Pooler, Effingham & Bryan County in the highly rated SEB schools! Home includes low maintenance vinyl siding, SPRAY FOAM INSULATED ROOF DECK, brick skirt, architectural shingles, Low E vinyl windows, energy effic. systems, custom cabinetry, stainless appl pkg., spa-like baths, on half acre or larger homesite. Sod, seed & landscaping/irrigation pkg included! LOT 188 open concept, 4 bedrooms, 2 baths, LVP flooring throughout common areas, oversized great room w/ 10ft ceiling, kitchen w/ custom cabinetry & gorgeous bright dining, primary suite boasts large closet & spacious private bath, generous guest rooms, relaxing back porch, lovely curb appeal. Qualifies USDA 100% Financing to qualified Buyers! Choose all interior and exterior colors now! Completion July 2026.

672 Belfast Loop, Ellabell

Listing courtesy of Coldwell Banker Conner Realty.

$308,900
3 Beds ⋅ 2 Baths ⋅ SA360873 MLS
WELCOME PKG INCLUDED! CHOOSE UP TO $5,000 TOWARDS CLOSING COSTS, DESIGN UPGRADES OR RATE BUY DOWN! Check out this adorable & affordable 1500 plan by trusted local builder S.D. Sauers Construction! Located on half acre homesite in top selling RIVER BLUFF. Southeast Bulloch & Ellabell's affordable living community is just minutes to the Hyundai megasite, I-16, Pooler, Effingham & Bryan County in the highly rated SEB schools! Beautifully designed homes include low maintenance vinyl siding, SPRAY FOAM INSULATED ROOF DECK, brick skirt, architectural shingles, Low E vinyl windows, energy effic. systems, custom cabinetry, stainless appl pkg., spa-like baths, on half acre or larger homesite. Sod, seed, landscaping & irrigation pkg included! * LOT 187 open concept features 3 bedrooms, 2 baths, LVP flooring throughout common areas, oversized greatroom w/ 10ft ceiling, large kitchen w/ custom cabinetry & bright dining, private owners suite w/ walk-in closet, spacious bath w/ 72" tub w/ tile surround, covered back porch. Sits on fabulous .52 acre corner homesite. Plans/specs subject to change. $500 initiation fee and $500 mailbox fee.

670 Belfast Loop, Ellabell

Listing courtesy of Coldwell Banker Conner Realty.

$319,900
3 Beds ⋅ 2 Baths ⋅ SA359881 MLS
THE WAIT IS OVER, PHASE 6 RIVER BLUFF NOW OPEN!! *WELCOME PKG INCLUDED! CHOOSE UP TO $5000 TOWARDS CLOSING COSTS, DESIGN UPGRADES OR RATE BUY DOWN!* New Oaklyn 3 plan situated on large half acre lot! Southeast Bulloch & Ellabell's affordable living community minutes to I-16, Pooler, Effingham & Bryan County in the highly rated SEB schools! Beautifully designed homes include low maintenance vinyl siding, brick skirt, architectural shingles, Low E vinyl windows, energy effic. systems, custom cabinetry, stainless appl pkg., spa-like baths, on half acre or larger homesite. Sod, seed, landscaping and irrigation pkg included! LOT 185 features AHHmazing flow-through design, fabulous curb appeal and breezy back porch! 10ft ceiling spanning great room open to kitchen with tons of cabinetry, island seating and walk-in pantry. Primary suite w/ large walk-in closet & 6ft zen-like tub/shower combo w/ tile surround. Qualifies USDA 100% Financing to qualified Buyers! Hurry now and CHOOSE COLORS! Plans/Specs subject to change at builder discretion, photos for illustration only.

664 Belfast Loop, Ellabell

Listing courtesy of Coldwell Banker Conner Realty.

$309,900
4 Beds ⋅ 2 Baths ⋅ SA359875 MLS
THE WAIT IS OVER, PHASE 6 RIVER BLUFF NOW OPEN! Fabulous & affordable design in top selling RIVER BLUFF! *WELCOME PKG INCLUDED! CHOOSE UP TO $5,000 TOWARDS CLOSING COSTS, DESIGN UPGRADES OR RATE BUY DOWN!* Located on large homesite, by trusted local builder S.D. Sauers Construction! Located in Southeast Bulloch & Ellabell's affordable living community. Minutes to Pooler, Effingham & Bryan County in the highly rated SEB schools! Home includes low maintenance vinyl siding, SPRAY FOAM INSULATED ROOF DECK, brick skirt, architectural shingles, Low E vinyl windows, energy effic. systems, custom cabinetry, stainless appl pkg., spa-like baths, on half acre or larger homesite. Sod, seed & landscaping/irrigation pkg included! LOT 184 open concept, 4 bedrooms, 2 baths, LVP flooring throughout common areas, oversized great room w/ 10ft ceiling, kitchen w/ custom cabinetry & gorgeous bright dining, primary suite boasts large closet & spacious private bath, generous guest rooms, relaxing back porch, lovely curb appeal. Qualifies USDA 100% Financing to qualified Buyers! Choose all interior and exterior colors now!

662 Belfast Loop, Ellabell

Listing courtesy of Coldwell Banker Conner Realty.

$349,900
4 Beds ⋅ 2 Baths ⋅ SA359868 MLS
PHASE 6 RIVER BLUFF NOW OPEN! Southeast Bulloch & Ellabell's top selling new home community. Located in the highly rated SEB schools! Newly introduced Oaklyn-4 plan is built to impress! Situated on half acre, CORNER homesite w/ premium features rarely found in this price point.... Side-load entry garage, lofty vaulted great room, loads of kitchen cabinetry w/ sleek granite tops, stainless appl. pkg, WALK-IN PANTRY & luxury plank flooring. Fabulous primary suite & bath w/ large walk-in closet & zen-like 6ft soaking tub! INCREDIBLE covered back porch! All homes include 30 year architectural shingles, SPRAY FOAM insulated roof deck, Low-E vinyl windows, energy effic. systems, full brick skirt & sod/landscaping/irrigation pkg! Full 1-year builder warranty for added peace of mind! Walkable, parklike setting w/ NO CITY TAXES! *WELCOME PKG INCLUDES UP TO $5000 TOWARDS CLOSING COSTS, DESIGN UPGRADES OR MTG RATE BUY DOWN!* Hurry to choose interior colors and make this one your own!! Photos for illustration only.

660 Belfast Loop, Ellabell

Listing courtesy of Coldwell Banker Conner Realty.

$350,000
4 Beds ⋅ 3 Baths ⋅ SA358843 MLS
Room to breathe—that's the first thing you notice. This single-story 4-bedroom, 2-bath ranch sits on a big, wide-open lot with a traditional Southern look: a covered front porch, vinyl siding with brick accent along the foundation, dark shutters, and tall pines framing the yard. The lot is generous on every side, and the backyard is the standout—no fence, no neighbor on top of you. If you've got a boat, a trailer, or just want space, this is your kind of property. Inside, an open floor plan opens up under vaulted ceilings, with LVP flooring running clean and low-maintenance through the kitchen, living, and dining areas. The living room offers a ceiling fan, multiple windows, and a rear door to the covered back porch. The kitchen is the heart of it, and it's well done: white shaker cabinetry, granite counters, a large center island with pendant lighting and room for seating, plus stainless appliances including a French-door refrigerator, electric range, built-in microwave, and dishwasher—with a pantry closet off to the side. It opens to both the dining area and living room, so everything stays connected. The primary bedroom is spacious, with carpet, a ceiling fan, and two windows for good light, plus an en suite with split vanities, granite counters, white shaker cabinets, framed mirrors, and a tiled tub/shower combo. The secondary bedrooms are well-sized with ceiling fans and closets, and the second full bath carries the same finishes—white cabinetry, granite top, and a tile-surround tub/shower. Out back, the covered porch looks out over that oversized yard: tall pines, flat grass, wide-open sky. This is the kind of lot that's getting harder to find.

225 Alcovy Cir, Ellabell

Listing courtesy of Keller Williams Coastal Area P.

$469,000
3 Beds ⋅ 2 Baths ⋅ SA358781 MLS
Beautiful 3-Bedroom, 2-Bath Home with Bonus Room in Black Creek Golf Course Community . This well-appointed home offers exceptional space, functionality, and curb appeal. Relax on the inviting rocking-chair front porch or enjoy outdoor living on the covered 11' x 14' rear porch. Inside, luxury vinyl plank flooring extends throughout the entire main level. The open-concept floor plan features a spacious living room, a large kitchen with an oversized island and seating area, and a bright morning room perfect for casual dining. A formal dining room provides additional entertaining space, while the French-door office/flex room offers versatility for working from home, hobbies, or a playroom. The private primary suite includes dual walk-in closets, double vanities, a garden tub, and a separate shower. The split-bedroom layout provides privacy, with two guest bedrooms and a full bath located on the opposite side of the home. Additional features include: Oversized 2-car garage, Separate side-entry golf cart garage, Dedicated laundry room with convenient drop-zone seating area, Spacious bonus room with built-in cabinetry and hidden storage, Open and functional layout designed for comfortable everyday living. This home combines thoughtful design, abundant storage, and desirable community living in one exceptional property.

18 Lansing Dr, Ellabell

Listing courtesy of Carole Paul Realty.

$299,900
3 Beds ⋅ 2 Baths ⋅ SA358817 MLS
THE WAIT IS OVER, PHASE 6 RIVER BLUFF NOW OPEN! Fabulous & affordable design in top selling RIVER BLUFF! Located on large homesite, by trusted local builder S.D. Sauers Construction! Located in Southeast Bulloch & Ellabell's affordable living community. Minutes to Pooler, Effingham & Bryan County in the highly rated SEB schools! Home includes low maintenance vinyl siding, SPRAY FOAM INSULATED ROOF DECK, brick skirt, architectural shingles, Low E vinyl windows, energy effic. systems, custom cabinetry, stainless appl pkg., spa-like baths, on half acre or larger homesite. Sod, seed & landscaping/irrigation pkg included! LOT 186 open concept, 3 bedrooms, 2 baths, LVP flooring throughout common areas, oversized great room w/ 10ft ceiling, kitchen w/ custom cabinetry & gorgeous bright dining, primary suite boasts large closet & spacious private bath, generous guest rooms, relaxing back porch, lovely curb appeal. Qualifies USDA 100% Financing to qualified Buyers! Choose all interior and exterior colors now! Completion July 2026

668 Belfast Loop, Ellabell

Listing courtesy of Coldwell Banker Conner Realty.

$314,900
4 Beds ⋅ 2 Baths ⋅ SA358610 MLS
Just like new! This well-cared for 4 bed, 2 bath home has only had one owner! The inside is spacious and inviting, with a large, open living area and vaulted ceiling. 2 beds, 1 bath are on one side of the house, and the master suite and 4th bedroom are on the other side. The home sits on over half an acre with a large screened-in patio, a shed, and an animal pen already in place. Separate fenced area in the back is part of this property as well. Great spot for a garden, sports drills, or open it up and make your back yard larger. Across the street from the neighborhood pool!

180 Bonnie Cir, Ellabell

Listing courtesy of Frank Moore & Company, LLC.

$310,000
3 Beds ⋅ 2 Baths ⋅ SA356907 MLS
New roof, new flooring, and a quiet cul-de-sac location make this move-in-ready, all-brick rancher on 1.6 ACRES the ultimate worry-free find! Welcome home to a charming 3-bedroom, 1.5-bathroom property designed for comfort, convenience, and peace of mind. The bright, inviting interior features ample storage throughout and excellent recent updates—including brand-new flooring, a new roof, and a newer water heater—ensuring major capital expenses are already taken care of for years to come. Step outside to discover incredible functional space rarely found at this price point: Parking: 2-car carport keeping your vehicles out of the elements. Storage & Hobbies: A dedicated storage shed PLUS an additional open-air shed—ideal for a workshop, lawn equipment, or outdoor hobby space. Combining timeless brick construction, low-maintenance living, and exceptional value, this turn-key home is an absolute must-see. Note: Interior photos have been virtually staged to demonstrate the space's full design potential.

448 Queens Way, Ellabell

Listing courtesy of Keller Williams Coastal Area P.

Start Your Search