Rincon Homes with USDA Loan Listing Terms

Rincon Homes with USDA Loan Listing Terms

Welcome to Rincon, Georgia, a charming gem nestled in Effingham County that perfectly blends small-town warmth with modern conveniences. Known for its friendly community and picturesque scenery, Rincon offers a delightful atmosphere for families, retirees, and anyone looking to embrace the joys of Southern living. With its rich history and vibrant local culture, Rincon is more than just a place to live; it’s a place to call home.

One of the standout features of Rincon is its accessibility to outdoor activities. The nearby Savannah River offers opportunities for fishing, kayaking, and picnicking, while the lush parks and walking trails provide the perfect backdrop for family outings and leisurely strolls. Additionally, Rincon boasts a variety of local shops, restaurants, and community events that foster a strong sense of belonging.

For those considering making Rincon their home, you’ll be pleased to know that many properties in this area qualify for USDA loan listings. This means you could potentially purchase a home with no down payment, making the dream of homeownership more attainable than ever. Whether you’re looking for a cozy starter home or a spacious family residence, Rincon has a diverse range of properties to suit your needs.

In Rincon, you’ll find a welcoming community, beautiful homes, and the opportunity to enjoy a fulfilling lifestyle. Explore our listings today and discover the perfect home where you can create lasting memories in this enchanting Southern town!

Newest Rincon Homes with USDA Loan Listing Terms

no property photo
$384,900
4 Beds ⋅ 3 Baths ⋅ SA367409 MLS
Looking for a four-bedroom home in Rincon that’s made for entertaining? This open-plan home offers plenty of living space, including a spacious living room with a fireplace, a beautiful kitchen with granite countertops and custom cabinetry, a dining area, and an oversized breakfast bar. The large primary suite features an ensuite bath with a double vanity, soaking tub, and spacious walk-in shower. Two additional bedrooms and a full guest bath are located downstairs, while the fourth bedroom and a half bath are upstairs. The home has a laundry room, foyer entrance and a two car garage. Step out back to your own private retreat. The privacy-fenced yard features an inground saltwater pool, covered patio, firepit, garden area, open patio with a hot tub, and a swing tucked into the corner of the yard. An outbuilding is also included—perfect for storing lawn tools.

104 Crooked Oaks Dr, Rincon

Listing courtesy of Next Move Real Estate LLC.

no property photo
$439,900
4 Beds ⋅ 3 Baths ⋅ SA367101 MLS
Come see this well maintained 1 owner home that sits on almost an acre of land in the beautiful gated community of Ramsey Landing. The best part is that this home has an assumable loan (2.9) and can save you hundreds on your payment each month. As you enter the home you will pass the rocking chair front porch and a formal dining room. The spacious open concept living area is the heart of the home making it ideal to gather with family and friends. The large, modern kitchen has quartz countertops, ample cabinet space, and a walk in pantry. One bedroom and one full bathroom are on the main floor for convenience and for guests. At the top of the stairs, you are greeted by a substantial open loft perfect for a secondary family room, media den, or play space. The massive primary suite includes a sitting room, walk-in closet, and a large ensuite w/ walk-in shower and 2 separate vanities. At over 3300 square feet, this home has all the room you need and a location you desire. Located near Effingham County Schools, Gulfstream, Hyundai Mega Plant, Port of Savannah, Savannah/Hilton Head International Airport and Historic Downtown Savannah. Why spend extra money each month when you don't have to, come see for yourself why this may be your next home!

130 Ramsey Way, Rincon

Listing courtesy of Eighteen O'Two Realty LLC.

718 Plantation Dr, Rincon
$365,000
3 Beds ⋅ 2 Baths ⋅ SA366819 MLS
Recently renovated 3-bedroom, 2-bath home in Hickory Knob in Rincon, GA, featuring an attached two-car garage and an 18x30 detached garage/workshop with electricity. This home features new flooring throughout, new electrical outlets and switches, updated light fixtures, and new door hardware. The living room welcomes you with an 18-foot vaulted ceiling, abundant natural light, new blinds, and a propane fireplace.The renovated kitchen offers new cabinetry with soft-close doors, a movable island, and appliances approximately one year old, excluding the range. The main-level primary suite features a deep soaking tub with new tile surround, a new double vanity, new toilet, updated fixtures and lighting, plus walk-in and linen closets. Upstairs, two bedrooms share an updated full bath. One includes a walk-in closet and dormer closet; the oversized second bedroom offers space for a desk or sitting area.An attached two-car garage is complemented by an 18x30 detached metal garage/workshop with electricity and a large rear loft. The entire property is fenced, with raised garden beds, thornless blackberry bushes, lemongrass, and three mature blueberry bushes. Relax on the covered patio with a built-in eating bar and seating, or enjoy the separate covered deck just steps from the back door.The roof was replaced in 2022, and the approximately seven-year-old HVAC system includes a transferable RS Andrews service contract. Convenient to shopping, dining, and everyday amenities in Rincon!

718 Plantation Dr, Rincon

Listing courtesy of Robin Lance Realty.

129 Jennifer Cir, Rincon
$290,000
3 Beds ⋅ 2 Baths ⋅ SA366777 MLS
Rincon, GA home for sale with NO HOA on nearly half an acre! 129 Jennifer Circle is an all-brick, single-story 3-bedroom, 2-bath ranch in Rincon, GA 31326. It comes with a 2-car garage, climate-controlled storage building, fenced yard, and covered deck, just minutes from Pooler and Savannah. A welcoming front porch and black front door lead you inside, where new flooring and fresh paint (2023) give every room a clean, updated feel. The home offers 1,515 sq ft of easy one-level living, with three bedrooms that leave room for guests, a home office, or a playroom. Step out back to the covered deck, ready for morning coffee, weekend cookouts, or evenings watching the sun drop behind the towering pines. The spacious fenced backyard on this 0.46-acre lot gives pets and play plenty of room. A 2-car garage plus a climate-controlled storage building handle everything from tools and holiday décor to a workshop, hobby space, or home gym. With no HOA, the boat, the trailer, and the big projects are all welcome. This single-story home near Savannah puts you minutes from everything Rincon has to offer, with a short drive to Pooler's shopping and dining, the Savannah/Hilton Head International Airport, and easy routes to I-95. Homes for sale in Rincon with this much land, storage, and flexibility don't come along often in Effingham County. Schedule your private showing today! PS- your future neighbors are wonderful.

129 Jennifer Cir, Rincon

Listing courtesy of Real Broker, LLC.

149 High Pointe Dr, Rincon
$259,900
3 Beds ⋅ 2 Baths ⋅ SA366796 MLS
Welcome to 149 High Pointe Drive, a 3-bedroom, 2-bath ranch on a 0.51-acre corner lot in Hampton Creek with NO HOA. The big-ticket items are already done: a new GAF Timberline HDZ roof was installed in January 2025 and carries a GAF Golden Pledge limited warranty, a new evaporator coil was installed in December 2025, and both bathrooms received new toilets in July 2025. Inside, there is no carpet anywhere: laminate flooring runs through the living room and all three bedrooms, with tile in the kitchen, dining area and both baths. The kitchen comes equipped with a range, microwave, dishwasher and refrigerator, and an interior laundry closet keeps the garage free for parking. The primary bedroom has its own private bath. Outside you'll find a one-car garage, a covered front porch, a rear patio and a large, level backyard with mature oaks. Convenient to Hwy 21 and Rincon shopping and dining. Schedule your showing today!

149 High Pointe Dr, Rincon

Listing courtesy of Re/Max 1st Choice Realty.

223 Melrose Pl, Rincon
$299,900
3 Beds ⋅ 2 Baths ⋅ SA366183 MLS
Renovated Brick Home in Rincon, GA – NO HOA! Discover move-in-ready living in this beautifully updated brick home located just outside Rincon city limits. The completely remodeled kitchen features solid wood cabinetry, 42-inch upper cabinets, soft-close drawers, granite countertops, under-cabinet lighting, and new appliances. Enjoy fresh interior paint, new flooring, updated lighting, ceiling fans, and solid wood interior doors and trim throughout. Both bathrooms have been beautifully renovated with deep soaking tubs, floor-to-ceiling tile surrounds, and skylights. Additional highlights include a spacious laundry/utility room with folding countertops, a cozy gas fireplace, and a Trane HVAC system approximately two years old. Outside, enjoy a fully fenced backyard with privacy fencing, chicken coop, storage shed, and natural gas connection for outdoor grilling. Conveniently located near McCall Park, shopping, and dining. No HOA, extensive renovations, and a convenient Rincon location make this home one you won't want to miss!

223 Melrose Pl, Rincon

Listing courtesy of Robin Lance Realty.

304 Grist Mill Ct, Rincon
$380,000
3 Beds ⋅ 2 Baths ⋅ SA366295 MLS
Welcome home to 304 Grist Mill in Rincon! Offering 2,335 square feet of living space, this charming 3-bedroom, 2-bath home combines comfort, functionality, and room to enjoy the outdoors. Step inside to discover a spacious and inviting living room featuring beautiful luxury vinyl plank flooring and a cozy gas-burning fireplace, perfect for gathering with family and friends. Durable LVP flooring continues throughout the bedrooms, while tile flooring enhances the kitchen, entryway, and breakfast room. The thoughtfully designed layout provides plenty of space for everyday living and entertaining. Step outside to the covered rear patio, an ideal spot for morning coffee, weekend cookouts, or simply relaxing while overlooking the spacious backyard. Enjoy the added charm of established fruit trees and the convenience of a 10 x 20 storage shed! With plenty of outdoor space to make your own and **NO HOA**, you'll appreciate the freedom and flexibility this property offers. Conveniently located in Rincon with easy access to shopping, dining, and everyday essentials, this home offers a wonderful opportunity to enjoy comfortable living in Effingham County!

304 Grist Mill Ct, Rincon

Listing courtesy of RE/MAX Accent.

205 Mikal St, Rincon
$285,000
3 Beds ⋅ 2 Baths ⋅ SA365946 MLS
Welcome home to this spacious 3-bedroom, 2-bath property featuring a desirable split floor plan and a versatile formal dining room that can also serve as a home office. Fresh paint and new flooring give the home a clean, updated feel, making it truly move-in ready. Step outside to enjoy the fenced backyard with plenty of mature shade and room to relax or play. Best of all, there is no HOA, offering added flexibility and freedom. This inviting home is ready for its next owner!

205 Mikal St, Rincon

Listing courtesy of Re/Max 1st Choice Realty.

785 Goshen Rd, Rincon
$525,000
3 Beds ⋅ 2 Baths ⋅ SA365436 MLS
Pool days, porch nights, and no HOA, all on half an acre close to everything Rincon has to offer. This four-bedroom, two-bath home pairs approximately 2,244 square feet of flexible living space with a backyard that makes staying home feel like the best plan. A spacious covered front porch sets a welcoming tone. Just inside, the formal dining room is ready for holiday dinners and celebrations, while the kitchen’s breakfast bar and sunny breakfast area invite casual meals and morning coffee. A fireplace anchors the great room, creating a comfortable place to gather at the end of the day. The split-bedroom layout gives the primary suite a sense of retreat, complete with double vanities, a soaking tub, separate shower, and walk-in closet. Upstairs, the fourth bedroom works equally well as a bonus room, guest getaway, or home office, with walk-in attic storage keeping seasonal items conveniently tucked away. The details make this home memorable: upgraded lighting, a striking accent wall, and statement wallpaper that gives the laundry room style of its own. Those finishing touches are backed by substantial improvements, including an HVAC system replaced in 2025, added gutters, and vinyl fencing. Outside, the inground pool takes center stage, with space to gather around the water and a screened rear porch for shaded afternoons and relaxed evenings. A storage shed with a roll-up door and attached covered area keeps outdoor equipment close at hand, while a side-entry two-car garage completes the home. Located in the South Effingham school district, this half-acre property keeps you close to Rincon’s shopping, restaurants, and everyday conveniences, with access to I-95, Pooler, Savannah, and Savannah/Hilton Head International Airport.

785 Goshen Rd, Rincon

Listing courtesy of Compass Georgia, LLC.

777 High Bluff Rd, Rincon
$449,900
3 Beds ⋅ 2 Baths ⋅ SA366097 MLS
Dreams do come true! This spacious, south facing, custom log home has a split floor plan with upstairs loft and a wonderful, covered porch to sit and enjoy nature. There is a 16 x 16 shop/shed with electricity next to the home. The setting on 5 wooded acres with no HOA is perfect for entertaining and enjoying the outdoors. The current loan may be assumable, under 3%, for a qualified buyer. Just down the street is a public boat launch and hiking trails along Ebenezer Creek.

777 High Bluff Rd, Rincon

Listing courtesy of Real Broker, LLC.

229 Blandford Xing, Rincon
$389,900
4 Beds ⋅ 2 Baths ⋅ SA366016 MLS
Welcome to this newer home with ALL the personality! Built in 2022 and tucked away on a peaceful corner lot—with no neighbors across the street aside from the neighborhood ducks—this 4 bed/2 bath home has been meticulously maintained and is full of thoughtful design touches. A spacious foyer welcomes you into the highly functional living space. To the left, you’ll find a versatile flex space with French doors that is currently being used as a bedroom, but could easily work as an office, playroom, or whatever fits your needs. The living room has plenty of space for a large sectional and additional seating, all while flowing seamlessly into the dining area and kitchen. Just off the kitchen is the laundry area, complete with additional storage that could be used for pantry items, or turned into your very own coffee bar. The true split-bedroom floor plan offers plenty of privacy, with the primary suite tucked away on one side of the home. The primary bath features double vanities, a garden tub, separate shower, and upgraded closet storage. On the opposite side, you’ll find the three additional bedrooms, each with large walk-in closets, along with a full guest bath. Step outside to a fully fenced-in yard with vinyl privacy fencing and plenty of room for Fido to run, play, and enjoy the sunshine. Gutters have also been added, giving you one less thing to think about when those summertime thunderstorms roll through. Cute, comfortable, functional, and full of personality, this one is ready for its next chapter. Come see this cutie for yourself and make an appointment today!

229 Blandford Xing, Rincon

Listing courtesy of Next Move Real Estate LLC.

247 Lillian St, Rincon
$364,500
5 Beds ⋅ 4 Baths ⋅ SA364948 MLS
Spacious home built in 2023 with 5 bedrooms and 3.5 baths. The home features a flex room with French doors off the foyer that could serve as a formal living room or office. A separate formal dining room is featured. The family room is large, with a fireplace, and is open to the kitchen with bar and and breakfast area. A screen porch is off the kitchen and looks out onto the privacy fenced back yard. The master suite is extra spacious and bright. Rain Dance is just across the street from highly sought after Ebenezer Elementary and Middle schools.

247 Lillian St, Rincon

Listing courtesy of Keller Williams Coastal Area P.

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