Rincon Homes with USDA Loan Listing Terms

Rincon Homes with USDA Loan Listing Terms

Welcome to Rincon, Georgia, a charming gem nestled in Effingham County that perfectly blends small-town warmth with modern conveniences. Known for its friendly community and picturesque scenery, Rincon offers a delightful atmosphere for families, retirees, and anyone looking to embrace the joys of Southern living. With its rich history and vibrant local culture, Rincon is more than just a place to live; it’s a place to call home.

One of the standout features of Rincon is its accessibility to outdoor activities. The nearby Savannah River offers opportunities for fishing, kayaking, and picnicking, while the lush parks and walking trails provide the perfect backdrop for family outings and leisurely strolls. Additionally, Rincon boasts a variety of local shops, restaurants, and community events that foster a strong sense of belonging.

For those considering making Rincon their home, you’ll be pleased to know that many properties in this area qualify for USDA loan listings. This means you could potentially purchase a home with no down payment, making the dream of homeownership more attainable than ever. Whether you’re looking for a cozy starter home or a spacious family residence, Rincon has a diverse range of properties to suit your needs.

In Rincon, you’ll find a welcoming community, beautiful homes, and the opportunity to enjoy a fulfilling lifestyle. Explore our listings today and discover the perfect home where you can create lasting memories in this enchanting Southern town!

Newest Rincon Homes with USDA Loan Listing Terms

$457,023
4 Beds ⋅ 3 Baths ⋅ SA361254 MLS
Modern comfort meets flexible living in this beautifully designed four-bedroom, two-and-one-half bathroom Edisto! The open-concept main floor features a spacious great room, a stylish kitchen with a large island and walk-in pantry, and a bright dining area that flows seamlessly to the covered porch—perfect for entertaining or relaxing outdoors. A versatile flex room offers the ideal space for a home office, guest room, or playroom. Upstairs, retreat to the oversized primary suite complete with a generous walk-in closet and private bath, while three additional bedrooms, a loft, and conveniently located laundry space provide plenty of room for loved ones and guests. Enjoy a low-maintenance lifestyle with a sodded homesite, irrigation system, and a spacious two-car garage. Estimated completion: December 2026

151 Redhead Ave, Rincon

Listing courtesy of Mungo Homes Realty LLC.

$510,114
5 Beds ⋅ 4 Baths ⋅ SA361252 MLS
This impressive Savannah plan is a five-bedroom, three-and-one-half bathroom home that offers an open-concept layout with a bright great room, gourmet kitchen featuring a large island and walk-in pantry, and a flexible front room perfect for a home office or formal dining space. The private first-floor primary suite boasts a generous walk-in closet and spa-inspired bath. Upstairs, you'll find four additional bedrooms, two full baths, and a versatile bonus room ideal for a media room, playroom, or second living area. Designed for effortless outdoor living, this home features a low-maintenance sodded yard with irrigation and an oversized covered porch perfect for relaxing year-round. A perfect blend of comfort, functionality, and space for everyone! Estimated completion: December 2026.

153 Redhead Ave, Rincon

Listing courtesy of Mungo Homes Realty LLC.

$459,900
4 Beds ⋅ 3 Baths ⋅ SA358960 MLS
Move-in ready and thoughtfully maintained, this 2551 -square-foot home delivers 3 bedrooms, 2 bathrooms, and a spacious loft with its own full bath—a rare bonus that instantly expands how you can live, work, or host. Set on a 0.75-acre lot inside a gated Effingham County community, the property offers the kind of space and privacy buyers are searching for. Inside, every room feels comfortable and easy to live in, with a layout designed for both everyday routines and effortless entertaining. The loft creates a valuable extra zone—ideal for a home office, media retreat, or guest suite. Outside, the wide-open yard gives you room to breathe, grow, and imagine—garden, play, add future features, or simply enjoy the peaceful setting. If you’re looking for a clean, well-cared-for home on a large lot in a secure neighborhood, this one deserves a closer look. The photos and 3D tour highlight just how much this property offers and seeing it in person will seal the deal.

115 Little Jack Way, Rincon

Listing courtesy of Penny Rafferty Realty.

$425,000
4 Beds ⋅ 3 Baths ⋅ SA360914 MLS
MOVE IN READY! Welcome to the Turner Plan, a thoughtfully designed home offered by Beacon New Homes. This two-story home offers approximately 2,247 square feet of living space and plenty of room to grow. This spacious floor plan is designed to provide the perfect balance of comfortable everyday living and entertaining. With generous living areas, a well-planned kitchen, 4 bedrooms and 2 1/2 bathrooms, the Turner Plan offers the flexibility today's families need. The two-story layout creates a natural separation between shared living spaces and private retreats, providing both functionality and privacy. The home's open and inviting design makes it easy to gather with family and friends, while the spacious bedrooms provide comfortable places to relax and unwind. Placed on little over an acre, enjoy your backyard view from your screened in porch! With NO HOA and no covenants you have many options to make your own backyard oasis!

1369 Ebenezer Rd, Rincon

Listing courtesy of Legacy Realty & Investment Man.

$235,000
3 Beds ⋅ 2 Baths ⋅ SA361121 MLS
Welcome home to this well-kept three-bedroom property offering comfortable living space, practical updates, and an exceptionally spacious backyard. Laminate flooring adds easy-care appeal throughout the home, while the renovated full bathroom brings a fresh, updated feel. The kitchen has also received thoughtful improvements, creating a functional space for everyday meals and gathering. The primary bedroom includes a private half bath and a generously sized walk-in closet, providing storage that is hard to find in a home of this size. Two additional bedrooms offer flexibility for guests, a home office, or hobby space. HVAC system was replaced in 2025 and the roof is 7 years old. Outside, the large fenced yard provides plenty of room for pets, play, gardening, or future outdoor projects. A covered patio just off the back of the home creates a comfortable spot for grilling, entertaining, or relaxing in the shade. With its flexible layout, useful updates, and standout outdoor space, this home is ready for its next owner to make it their own.

212 Westwood Dr, Rincon

Listing courtesy of Realty One Group Inclusion.

$399,990
4 Beds ⋅ 3 Baths ⋅ SA360313 MLS
Welcome to 233 Sage Field Drive in the desirable community of Rincon! This beautifully maintained home offers the perfect blend of comfort, style, and functionality. Thoughtfully upgraded with elegant chandeliers and a designer lighting package throughout, this home adds a touch of sophistication to every space. Step inside to discover a bright, open-concept floor plan featuring spacious living areas. The downstairs offers a versatile flex space that can be used as a home office or formal dining room, providing the flexibility to fit your lifestyle. The well-appointed kitchen features granite countertops, ample cabinetry, generous prep space, and a large island that's perfect for entertaining or everyday living. The private owner's suite provides a relaxing retreat with a spacious bedroom, a huge walk-in closet, and a private en-suite bath. Additional bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy a generously sized backyard with plenty of room for outdoor gatherings, gardening, or simply relaxing. Conveniently located near dining, parks, shopping, and major employers such as Gulfstream and the Hyundai Metaplant, this move-in-ready home offers easy access to both Rincon and Savannah. With its tasteful upgrades, stylish finishes, and exceptional location, this home is one you won't want to miss. Schedule your private showing today and experience everything 233 Sage Field Drive has to offer!

233 Sage Field Dr, Rincon

Listing courtesy of Scott Realty Professionals.

$589,900
6 Beds ⋅ 4 Baths ⋅ SA360050 MLS
Beautiful 6 Bedroom, 3.5 Bathroom Home featuring a spacious open floor plan with a formal dining room and cozy fireplace. The kitchen offers stainless steel appliances, granite countertops, a breakfast bar, and a large walk-in pantry. The main-level primary suite includes a spa-like bath with a tiled walk-in shower, whirlpool tub, dual vanities, and a large walk-in closet. Upstairs you'll find a versatile loft, five additional bedrooms, and two full bathrooms with double vanities. Additional features include spray foam insulation, a laundry room with a utility sink and refrigerator plumbing, a covered back porch, fenced backyard, oversized extended driveway, and a side-entry garage. This home is full of upgrades and is a must-see!

306 Polly Branch Dr, Rincon

Listing courtesy of Re/Max 1st Choice Realty.

$334,900
3 Beds ⋅ 2 Baths ⋅ SA359582 MLS
Skip the honey-do list and start enjoying homeownership from day one! The expensive updates are already done, including a brand-new roof, HVAC replaced in 2022, fresh interior paint, new kitchen appliances, new ceramic flooring, and a new storage shed. Located in The Abbey, this 3-bedroom, 2-bath home offers over 2,300 square feet with an open floor plan, tall ceilings, a spacious bonus room, separate dining room, gas fireplace, and a bright sunroom perfect for year-round enjoyment. Step outside to a fenced backyard with plenty of room to relax, entertain, or let pets play. Conveniently located in the heart of Rincon, you're just minutes from shopping, restaurants, parks, and everyday conveniences while being zoned for the highly rated Effingham County School District. If you've been looking for a move-in ready home with the major updates already behind you, this one deserves a spot at the top of your list

213 Market St, Rincon

Listing courtesy of Compass Georgia, LLC.

$219,900
3 Beds ⋅ 2 Baths ⋅ SA359901 MLS
Welcome home to this charming one story end unit townhome featuring convenient off street parking and a bright, move in ready interior. Inside, you’ll find brand new luxury vinyl plank flooring and fresh paint throughout. The kitchen features brand new stainless steel appliances, an abundance of cabinet storage, and plenty of space for all your cooking and storage needs. A separate laundry room adds everyday convenience, while the spacious primary suite offers a large walk-in closet. Step outside to enjoy the private back patio and cozy courtyard, perfect for relaxing or entertaining.

1006 Wadley Cir, Rincon

Listing courtesy of Platinum Properties.

$315,000
3 Beds ⋅ 2 Baths ⋅ SA359263 MLS
Located in the heart of Rincon, this ranch-style brick home has three bedrooms, two full baths, a large living room with a brick fireplace, a bonus room, and it has LVP and tile flooring throughout. The property also has an outside workshop with roll down door and a he/she shed. This great find is ready for your loving touch. Motivated seller. Property sold as is.

107 Middleton Dr, Rincon

Listing courtesy of AIM Real Estate Sales.

$249,000
3 Beds ⋅ 1 Baths ⋅ SA359548 MLS
Welcome home to this adorable 3-bedroom, 1-bath home on Richland Avenue! From the moment you arrive, you'll appreciate the spacious, shaded yard that's perfect for relaxing, entertaining, or enjoying the outdoors. Inside, you'll find durable hard-surface flooring throughout—no carpet—along with modern lighting and tasteful updates that give the home a fresh, move-in-ready feel. Conveniently located in a wonderful neighborhood close to schools, parks, shopping, and restaurants, this charming home offers both comfort and convenience. Don't miss your opportunity to make it yours!

1001 Richland Ave, Rincon

Listing courtesy of Legacy Realty & Investment Man.

$405,000
5 Beds ⋅ 3 Baths ⋅ SA359490 MLS
Welcome to this beautifully maintained, NON-HOA, move in ready home! With over 2800 SQF, 5 bedrooms and 2.5 bathrooms, this home will have plenty of space for the entire family. The open floor plan starts with the living and dining area which expands into a beautifully updated family room. The large kitchen has all the counter space you'll ever need! The second floor hosts an extra-large master bedroom that comes with a large walking closet and large ensuite with double vanities and separate shower. There are four additional spacious bedrooms on the second floor. The back yard is completely fenced in for privacy and with the large corner lot you'll have plenty of backyard. This home is in the center of Rincon, but away from the traffic. It is 5 minutes to shopping and close to the airport and the Savannah ports!

75 Fellwood Dr, Rincon

Listing courtesy of Seaport Real Estate Group.

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