Tybee Island Homes with Adjustable Rate Mortgage Listing Terms

Tybee Island Homes with Adjustable Rate Mortgage Listing Terms

Welcome to Tybee Island, Georgia, a picturesque coastal gem nestled in Chatham County. Known for its stunning beaches, vibrant wildlife, and rich history, this charming island offers a unique blend of relaxation and adventure. With its warm, inviting atmosphere, Tybee Island is the perfect destination for those seeking a tranquil retreat or a lively seaside lifestyle.

The island boasts a variety of outdoor activities, from kayaking through the marshes to dolphin watching on the Atlantic waters. You can stroll along the sandy shores, explore the historic Tybee Island Light Station, or enjoy fresh seafood at one of the many delightful local eateries. With its close-knit community and a plethora of annual events, Tybee Island is not just a place to visit; it’s a place to call home.

For those considering making Tybee Island their permanent residence, the real estate market offers an exciting opportunity with homes available under Adjustable Rate Mortgage (ARM) terms. This flexible financing option allows buyers to benefit from lower initial interest rates, making it an attractive choice for those looking to invest in this idyllic coastal community. Whether you’re searching for a cozy beach cottage or a luxurious oceanfront property, Tybee Island has something to suit every taste and budget.

Experience the allure of coastal living in Tybee Island, where sandy beaches meet southern charm. With the added advantage of ARM listings, your dream home could be just a heartbeat away. Embrace the island lifestyle and start your journey to owning a piece of this paradise today!

Newest Tybee Island Homes with Adjustable Rate Mortgage Listing Terms

$725,000
3 Beds ⋅ 3 Baths ⋅ SA364148 MLS
Welcome to 1203 Miller Avenue, a spacious Tybee Island retreat located just five blocks from the 12th Street beach entrance. Offering four bedrooms and approximately 1,568 square feet, this home provides plenty of room for family, friends and guests to gather while enjoying the relaxed coastal lifestyle. Recent additions include an extra bathroom and an additional laundry room, adding even more convenience and functionality. Step outside and enjoy plenty of outdoor space for relaxing, entertaining, grilling or unwinding after a day at the beach. With the shoreline, restaurants, shopping and Tybee attractions nearby, the location offers the perfect balance of island convenience and residential comfort. The property is currently permitted and operating as a short-term rental, making it an appealing opportunity for an investor, second-home buyer or someone searching for a full-time coastal residence. Whether you envision a personal beach getaway or an income-producing property, 1203 Miller Avenue is ready for its next chapter. STR permit status and eligibility following a transfer of ownership are subject to City of Tybee Island regulations and should be independently verified by the buyer.

1203 Miller Ave, Tybee Island

Listing courtesy of MBW Realty.

$1,650,000
5 Beds ⋅ 5 Baths ⋅ SA362790 MLS
Experience exceptional coastal living in this impressive 5-bedroom, 5-bath freestanding beach home located just 100 yards from the dunes on Tybee Island. Perfectly positioned in a desirable mid-island location, this three-story custom residence offers panoramic water views, spectacular Atlantic sunrises, and easy beach access, all within walking distance of local restaurants, shops, and island favorites. Designed for both everyday living and entertaining, the home features large windows, spacious en-suite bedrooms, luxurious baths, and an elevator with mahogany paneling serving all three levels. The gourmet kitchen is equipped with granite countertops and KitchenAid stainless steel appliances, while the expansive primary suite features dual vanities, a separate soaking tub, walk-in shower, and two closets. Outdoor living takes center stage with covered porches overlooking the ocean, a private rooftop deck with sweeping ocean and island views, and a private outdoor shower for easy beach days. Built with durable HardiePlank siding, concrete, and tabby construction, the home combines quality craftsmanship with coastal style. An attached garage accommodates up to four vehicles, with space for up to 10 vehicles off-street on the property. Move-in ready and just steps from the beach, this is a rare opportunity to own a spacious Tybee Island retreat with incredible views, beach access, and room for everyone.

10 8th St, Tybee Island

Listing courtesy of Seaport Real Estate Group.

$495,000
2 Beds ⋅ 2 Baths ⋅ SA363189 MLS
Furnished Short Term Rental Beach Condo! Imagine waking up to the sound of seabirds and the scent of salt in the air. You step out onto your private balcony, coffee in hand, and watch Tybee come alive in the morning light. That’s everyday life at 1415 Butler Ave—a bright and inviting 2-bedroom, 2-bath condo tucked on a quiet street just 2 blocks from the beach. Inside, the space feels fresh and welcoming, with brand-new appliances (2024) and a new HVAC system (2025) keeping everything comfortable and carefree. The open living area is perfect for entertaining or kicking back after a day in the sand. The building itself has everything you need for easy island living—an elevator, a rooftop pool with ocean breezes, and 1 covered garage parking spot just for you. This condo is also zoned for Short-Term Vacation Rental (STVR) with a strong rental history on Airbnb, making it an excellent opportunity for anyone dreaming of both a getaway and a smart investment. Condo is being sold fully furnished and turnkey. You’re surrounded by Tybee’s quiet charm—local restaurants, cozy shops, and friendly bars all a short walk away—while downtown Savannah is only 25 minutes from your door. Whether you’re looking for a peaceful retreat, a place to share with guests, or a new chapter by the coast, this is where the island life begins.

1415 Butler Ave Unit 11, Tybee Island

Listing courtesy of Serhant Georgia LLC.

$379,900
2 Beds ⋅ 2 Baths ⋅ SA362410 MLS
Enjoy easy coastal living in this 2-bedroom, 2-bath condo on Tybee Island, conveniently located on the first floor and offered fully furnished for a truly turnkey opportunity. Whether you're searching for an island getaway, full-time residence, or investment property, this condo offers the perfect combination of comfort and convenience. Located within a gated community, residents enjoy access to a community pool and tennis courts, perfect for making the most of the Tybee lifestyle. The unit also includes one assigned parking space, adding convenience in one of Savannah's most popular coastal destinations. With furnishings included and everything you need to start enjoying island life from day one, this is a fantastic opportunity to own your own piece of Tybee Island.

85 Van Horne St Unit 1A, Tybee Island

Listing courtesy of Seaport Real Estate Group.

$1,750,000
4 Beds ⋅ 4 Baths ⋅ SA362599 MLS
Experience the best of coastal living with this exceptional south Tybee Island property, offering the rare combination of short-term vacation rental potential and private deepwater dock access. Whether you're searching for a personal beach retreat, an income-producing investment, or both, this property delivers an unmatched island lifestyle. Enjoy the convenience of your own private deepwater dock, providing easy access to boating, fishing, kayaking, and all that the Georgia coast has to offer. Perfectly positioned on the south end of Tybee Island, you'll also be just moments from the beach, restaurants, shopping, and local attractions. With its prime location, waterfront amenities, and vacation rental flexibility, this is a rare opportunity to own a truly special piece of Tybee Island. (City of Tybee to vote on STVR transferability on 08-13-26)

1509 Chatham Ave, Tybee Island

Listing courtesy of Seaport Real Estate Group.

$445,000
2 Beds ⋅ 2 Baths ⋅ SA360849 MLS ⋅ Idle Awhile Condos BLDG.
Steps to the beach! Transferrable STVR. Sold with the furnishings, evrything you need to rent as STVR. First floor with parking underneth - end unit. Large covered porch with furniture. There are 2 spaces for cars, and a shed in the garage area. Inside you will find a comfortalbe living space with 9' ceilings. There are 5 beds total, and a New compfy sofa. Kitchen is fully stocked. Brand new HVAC. New fans in every room. Walking distancee to pier, stores, restaurants, back river and the ocean. Great location.

9 17th Pl Unit 7A, Tybee Island

Listing courtesy of Scottonian Realty, Inc.

$1,095,000
5 Beds ⋅ 3 Baths ⋅ SA360051 MLS
Just one block from the beach, this beautifully updated single-family home at 10 Center Terrace offers five bedrooms, three bathrooms, and plenty of room to gather, relax, and entertain. The open-concept main level features a spacious living room with a cozy fireplace and a wall of windows that fills the home with natural light. The adjoining dining area flows into an updated kitchen with granite countertops. Two bedrooms and two full bathrooms are conveniently located on this level. Downstairs, the lower level offers three additional bedrooms, a bunk room, kitchenette, and recreation and pool area. Step outside to a private backyard enclosed by an ivy-covered fence and centered around a new in-ground pool - the perfect setting for memorable days with family and friends. Enjoy an exceptional beachside location within walking distance of shopping, restaurants, Tybrisa Street, fun local shops, ice cream, and more.

10 Center Ter, Tybee Island

Listing courtesy of Century 21 Solomon Properties.

$495,000
3 Beds ⋅ 2 Baths ⋅ SA358627 MLS ⋅ Pelican's Landing BLDG.
If you’ve been waiting for a sign to live your best island life, this is it. Welcome to 26 Atlantic Avenue, Unit 201—where the vibe is high, the salt air is fresh, and the lifestyle is strictly "flip-flops only." Forget being a spectator; at this address, you’re practically the Grand Marshal. The balcony isn't just a place to sip your morning coffee (though it’s great for that, too)—it’s your private VIP lounge for Tybee’s legendary parades. Whether it’s the festive chaos of the St. Patrick's parade or the water-soaked wildness of Beach Bum, you’ll have the absolute best seat in the house. No crowds, no hovering, just you and your favorite drink watching the fun roll by. Inside, the space is getting a major glow-up. Freshly installed new flooring and a crisp coat of paint throughout, so you can move in and start living that breezy, effortless island dream from day one. It’s open and airy, making it the perfect spot for post-beach lounging or hosting a crowd before hitting the local spots. You're right in the heart of the action, so when you aren't soaking up the sun on the sand, you’re just moments away from the island’s best bites and boutiques. Ready to trade the mainland grind for Atlantic Avenue energy? Come see why life is just better at Unit 201. Your balcony throne—and your fresh new floors—are waiting.

26 Atlantic Ave Unit 201, Tybee Island

Listing courtesy of Compass Georgia.

$675,000
1 Beds ⋅ 1 Baths ⋅ SA359579 MLS ⋅ Beachside Colony BLDG.
Resort Living at Beachside Colony on Tybee Island Enjoy oceanfront living at Beachside Colony, located in the Ocean Song complex on beautiful Tybee Island. This 936-square-foot condo is ideal for a weekend retreat, vacation rental, or your own beach getaway, offering resort-style amenities and a stunning view of the Atlantic Ocean. The spacious primary suite includes King size bedroom suite with a large bathroom with a whirlpool tub and separate shower. The living area features a kitchenette, in-unit laundry, beautiful wood trim, and charming beamed ceilings. Step onto the private balcony to relax and take in the sweeping ocean views. Community amenities include: Two swimming pools On-site restaurant Oceanfront setting Private beach walkover Vacation-rental potential

404 Butler Ave Unit 334, Tybee Island

Listing courtesy of Century 21 Solomon Properties.

$675,000
4 Beds ⋅ 3 Baths ⋅ SA355811 MLS
Spacious 4BR/3BA 2218sqft Raised Beach House on the North End of Tybee Island! Polk Street Public Beach Access allows for Convenient Walk to Beach! Recently Renovated Kitchen w/Marble Countertops, White Subway Tile Backsplash, White Cabinetry, Stainless Steel Appliances & LVP Flooring! Spacious Living Room w/Vaulted Ceiling, Gas Fireplace, Skylights & Access to Large Porch. 2 Guest Bedrooms, Full Bath + Laundry also located on Main Level. Primary Bedroom on Upper Level w/Sliding Glass Door leading to Private Balcony + En-Suite Bathroom w/Double Vanities, Jetted Tub, Separate Shower & Walk-In Closet. Guest Bedroom located upstairs w/En-Suite Bath. Plenty of Natural Light! Expansive Covered Front Porch overlooking the Community Pond! Room to add a Pool! Drive-Under Parking for up to 4 Cars + Golf Cart Parking in Driveway! Sold Furnished! Walking Distance to Beach, Local Shops & Restaurants such as Zunzibar, Chamacos, Huc-A-Poos & Tybean!

5 Shipwatch Cir, Tybee Island

Listing courtesy of Jenny Rutherford Real Estate,.

$1,150,000
5 Beds ⋅ 4 Baths ⋅ SA353243 MLS
Welcome to 1312 Venetian Drive on beautiful Tybee Island—a stunning coastal retreat that has been thoughtfully reimagined and feels like new from top to bottom. This spacious 5-bedroom, 4 full bathroom home offers the perfect blend of comfort, style, and Lowcountry charm. Step inside to discover fresh paint throughout, gorgeous wood floors, and an inviting layout designed for both everyday living and entertaining. The heart of the home includes a beautifully updated kitchen, equipped with new appliances and a gas stove—ideal for home chefs and gatherings alike. A versatile bonus room off the main level provides endless possibilities for a home office, or playroom. The primary suite is conveniently located on the main floor, featuring an ensuite bathroom with dual vanity, shower/tub, and a large walk-in closet. There is also a large second bedroom on the main floor and a laundry room. Upstairs, you’ll find 3 additional bedrooms - one bedroom has a private bathroom and two bedrooms share the other bathroom and a second laundry room. One of the standout features of this home is the huge second-story covered deck, where you can enjoying serene views of Horsepen Creek and boats cruising down Tybee Creek!! The views are amazing! Outdoors, the large backyard is great for entertaining, gardening, or possibly a future pool. There is also a storage shed. Across the street, there is a private dock to the tidal creek, inviting you to embrace waterfront living!! The lot is large and there is potential to add a dock on Horsepen Creek. Upgrades include a new roof, new windows, new exterior paint and durable Hardie board siding, ensuring peace of mind for years to come. This home is just a short walk to local restaurants and a quick bike ride to the beach, making it an ideal primary residence, vacation getaway, or investment opportunity. This is a truly exceptional property!

1312 Venetian Dr, Tybee Island

Listing courtesy of Seabolt Real Estate.

$1,375,000
4 Beds ⋅ 4 Baths ⋅ SA351343 MLS
Welcome to The Salty Palm, a unique coastal investment opportunity located on the beachside of Butler Avenue on Tybee Island. Just a short walk to the beach, this fully furnished property is perfectly positioned for both personal enjoyment and income-producing potential. Situated in an X flood zone, the property offers added peace of mind while maximizing flexibility for owners and investors. The home is currently operating as a Short-Term Vacation Rental (STVR) and is commercially zoned, allowing the new owner to apply for an STVR permit and continue using the property as a vacation rental. The layout provides multiple living and rental configurations. The property can be rented as the entire home, or the upper and lower levels can be rented separately, offering strong income potential. Owners may also choose to live in one unit while renting the others. The upper level features a spacious open floor plan with a beautifully designed kitchen, comfortable living area, and two bedrooms including a primary suite and guest room. The lower level includes two additional rental spaces: a one-bedroom apartment with both private exterior access and shared foyer entry, and a separate studio apartment. With multiple units, commercial zoning, and a prime beachside location, The Salty Palm offers outstanding flexibility for investors, second-home buyers, or anyone seeking a coastal property with built-in income potential. Turnkey, fully furnished, and just steps from the beach, this Tybee Island property presents a rare opportunity with endless possibilities for personal use or rental income.

14 17th St, Tybee Island

Listing courtesy of Integrity Real Estate LLC.

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