Tybee Island Homes with FHA Listing Terms

Tybee Island Homes with FHA Listing Terms

Welcome to Tybee Island, Georgia, a hidden gem nestled in Chatham County, where the sun-kissed shores meet Southern charm. Renowned for its pristine beaches, rich history, and vibrant local culture, Tybee Island offers a unique coastal lifestyle that beckons both residents and visitors alike. With its quaint atmosphere, this small island is the perfect escape for those looking to unwind and bask in the beauty of nature.

Tybee Island is home to a variety of outdoor activities, from kayaking through the marshes to exploring the historic Tybee Island Light Station. The island’s laid-back vibe is complemented by its eclectic dining scene, where fresh seafood and local flavors take center stage. Whether you’re strolling along the sandy beaches or enjoying a sunset at the pier, Tybee Island promises a picturesque backdrop for your everyday life.

For those considering making this island paradise their home, there are a variety of housing options available, including properties that qualify for FHA listing terms. This means you can explore charming beach cottages, modern condos, and spacious family homes with financing options that make homeownership more accessible. With the FHA program, buyers can benefit from lower down payments and more flexible credit requirements, making it easier to invest in your dream home on this idyllic island.

Embrace the lifestyle you’ve always dreamed of on Tybee Island, where coastal living meets community spirit. Whether you’re looking for a vacation home or a permanent residence, Tybee Island is ready to welcome you home. Discover the possibilities today!

Newest Tybee Island Homes with FHA Listing Terms

$760,000
3 Beds ⋅ 3 Baths ⋅ SA361190 MLS
Luxury coastal living with breathtaking ocean views! Nestled on one of Tybee Island's highest and quietest streets, this beautifully updated home offers the rare combination of elevated island living and the peace of mind of being outside the flood zone. The heart of the home is the fully renovated designer kitchen, featuring quartz countertops, newer stainless steel appliances, and beautiful finishes that blend style with functionality. New LVP floors and plantation shutters throughout create a timeless, sophisticated feel. The owner's suite is a private retreat, complete with a walkout balcony, a custom Closet by Design walk-in closet, and a spa-inspired ensuite featuring dual vanities and a gorgeous tiled walk-in shower. Designed to embrace Tybee's coastal lifestyle, the home offers multiple outdoor living spaces, including two balconies, a screened porch, and a spiral staircase leading to an incredible rooftop deck where panoramic ocean views and coastal breezes await. Low-maintenance Trex decking enhances every outdoor space. The ground level features a two-car stacked garage, an attached workshop with ample storage, a separate storage shed, and the added security and convenience of a whole-home Generac generator. With luxury updates throughout, exceptional outdoor living, and a premier location just moments from the beach, with your own private beach access,this remarkable Tybee Island home offers the perfect blend of elegance, comfort, and island charm. Opportunities like this are few and far between.

9 Sea Breeze Ln, Tybee Island

Listing courtesy of Century 21 Luxe Real Estate.

$825,000
3 Beds ⋅ 3 Baths ⋅ SA360655 MLS
Experience the best of Tybee Island living with breathtaking marsh views, tidal creek access, and your own private floating dock—perfect for launching a kayak, paddleboard, or casting a fishing line right from your backyard. This beautifully maintained 3-bedroom, 3-bath home located on Tybee’s North end offers the perfect blend of waterfront tranquility and coastal convenience. Walk or Bike to the beach, Tybee Lighthouse, popular North End restaraunts and shops. Inside, bamboo flooring flows throughout the home. Beautiful coastal kitchen that flows to the screened in back porch w/ stunning marsh and tidal creek views. Kitchen boasts granite countertops, stainless steel appliances, bar seating, ample storage, opening to the spacious living room with a vaulted ceiling and a brick wood burning fireplace. The owner’s suite features a private deck with picture perfect marsh views, a large walk-in closet, and a beautifully appointed bath. Designed to embrace indoor-outdoor living, you’ll love the screened porch overlooking the marsh, the spacious open deck, outdoor shower, and private floating dock on tidal creek. Whether you’re enjoying your morning coffee, watching coastal wildlife, fishing from your dock, or taking in the incredible sunset views, this home offers the laid-back Lowcountry lifestyle you’ve been dreaming of. Situated on a generous double lot, the property features a two-car garage, parking for multiple vehicles, and plenty of room for your boat, RV, or camper. The existing camper conveys with the sale, adding even more versatility for the next owner. Additional highlights include a durable metal roof, whole-house generator hookup, wired for electric vehicle charger, storage shed, and the home is being sold furnished, making it move-in ready. With no HOA and just a 5-minute walk to Jaycee Park, you’ll enjoy easy access to pickleball, tennis, basketball, soccer fields, disc golf, a playground, and Tybee’s scenic walking and biking paths. This is a rare opportunity to own a true waterfront retreat on Tybee Island where boating, paddling, fishing, breathtaking sunsets, and coastal living come together.

125 S Campbell Ave, Tybee Island

Listing courtesy of McIntosh Realty Team LLC.

$349,900
1 Beds ⋅ 1 Baths ⋅ SA360908 MLS ⋅ Racquet Club Condo BLDG.
Enjoy coastal living in this recently updated beachside Tybee Island condo, perfectly suited for personal getaways and income-producing potential. Spend your free time relaxing by the shore, and take advantage of rental opportunities when you're away. This one-bedroom, one-bath unit is located on the third floor, with an elevator, and offers impressive views, that are some of the best in the complex, from its elevated position. It sits on the quiet end of North Beach at the South channel of the Savannah River. The turn-key property is being offered fully furnished, making it truly move-in or rental ready. The sale will be subject to any reservations in place at the time of contract execution. Rental history details can be provided upon request. Easy Walk to Tybee Oaks Shopping and Local Restaurants: Seaside Sisters, Huc-A-Poo's, Zunzibar, Chamacos, and Tybean. STVR Approved.

1217 Bay St, Tybee Island

Listing courtesy of Keller Williams Coastal Area P.

$645,000
3 Beds ⋅ 2 Baths ⋅ SA360175 MLS
Welcome to 711 Jones Avenue, a beautifully updated ranch home in the heart of Tybee Island. This 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and future opportunity. Inside, you’ll find beautiful tile wood flooring, an updated kitchen, new interior doors, fresh paint, and a spacious, functional floor plan designed for easy coastal living. Step outside to enjoy a large, private backyard with plenty of room for entertaining, gardening, or simply relaxing after a day at the beach. Centrally located, you’re just minutes from beach access, local restaurants, shopping, the Back River boat ramp, and the iconic Tybee Pier, making this an ideal primary residence, vacation home, or investment property. Situated on an oversized lot, this property also presents a rare redevelopment opportunity. Whether you’re looking to enjoy the home as it is, renovate further, or explore the possibility of future new construction, the options are endless. Don’t miss your chance to own a versatile property in one of Tybee Island’s most desirable locations.

711 Jones Ave, Tybee Island

Listing courtesy of Century 21 Solomon Properties.

$499,000
2 Beds ⋅ 2 Baths ⋅ SA359756 MLS
Step into a piece of Tybee Island history with this charming 2BD/2BA, cottage just two blocks from the beach. Offering 920 square feet of thoughtfully maintained living space, this one-of-a-kind home blends timeless character with the laid-back coastal lifestyle that makes Tybee so special. Inside, you'll find original hardwood floors, beautiful shiplap walls, and floor-to-ceiling cabinetry in the kitchen that adds both charm and functionality. Outside, enjoy an oversized outdoor shower after a day at the beach, a spacious 150-square-foot storage shed for all your beach gear, and a covered carport perfect for golf cart and bike parking. Two driveways provides abundant off-street parking for guests, boats, golf carts, or multiple vehicles. This lovingly maintained cottage offers historic character, unbeatable walkability, and an authentic Tybee Island lifestyle. Don't miss your chance to own a well-preserved piece of Tybee history just steps from the sand.

1305 Lovell Ave, Tybee Island

Listing courtesy of Seaport Real Estate Group.

$850,000
3 Beds ⋅ 4 Baths ⋅ SA359569 MLS
Located in one of Tybee Island's quieter neighborhoods, this beautifully appointed Lowcountry home is surrounded by mature live oaks and sits on high ground with no flood insurance required and no HOA, just minutes from everything Tybee has to offer. The wraparound porch provides the perfect place to enjoy spectacular sunsets over the marsh. Designed for indoor and outdoor living, the home features rich ebony-finished wood floors and four sets of French doors that open to a wraparound porch with a porch swing, built-in grill, and outdoor TV mount. The large, privacy-fenced rear deck offers a private setting for entertaining or relaxing and includes a hot and cold outdoor shower. The open-concept main level with a half bath features a well-appointed kitchen with honed black granite countertops, white cabinetry, an extra-deep sink, and a generous walk-in pantry. Built-in speakers in the living room, porch, primary bedroom, and garage enhance everyday living. Upstairs, all three bedrooms feature private ensuite baths and walk-in closets with custom built-in shelving. The spacious primary suite includes two walk-in closets and a spa-inspired bath with double vanities, a soaking tub, and a separate shower with dual shower heads. The laundry room is conveniently located upstairs near the bedrooms. Additional features include zoned heating and air conditioning, a mini-split for the garage, spray foam insulation, and a floored attic. The oversized garage is equipped with additional electrical capacity for a workshop, kiln, or future sauna, and a 30-amp electrical service is available on the rear deck for future outdoor amenities. Thoughtfully designed and exceptionally maintained, this home offers quality finishes, modern conveniences, and a peaceful Tybee Island location.

2 White Oak Ln, Tybee Island

Listing courtesy of Keller Williams Coastal Area P.

$420,000
2 Beds ⋅ 2 Baths ⋅ SA359357 MLS ⋅ Boylston Place Condo BLDG.
Recently renovated 2BR/2BA third-floor condo in Boylston Place on Tybee Island’s South End. Features include open living space, in-unit laundry, elevator access, parking, private storage, and a covered balcony with partial water views. Currently used as a short-term rental. Conveniently located near the beach, dining, shopping, and the Tybee Pier. Ideal for full-time living, a second home, or investment. Agents please read agent notes.

8 Silver Ave Unit 9, Tybee Island

Listing courtesy of eXp Realty LLC.

$885,000
3 Beds ⋅ 2 Baths ⋅ SA356144 MLS ⋅ Desota Beach Club Condo BLDG.
Oceanfront Tybee Island living at the Desoto Beach Club with waterfront views, direct beach access, private community pool and covered gated parking, and ideal mid-island location. Offered with a transferable short term vacation rental certificate due to commercial zoning, this turnkey condominium presents an exceptional opportunity for personal use, investment, or both. Outside, enjoy hosting your guests on the beautiful balcony and enjoying the ocean breeze. Spend your days in the shade, with plentiful space for a large dining table with chairs. Inside, the open living and dining spaces are filled with natural light and designed to maximize the coastal setting, while private elevator access and covered parking add ease and convenience. Wake up to the sounds, scent, and view of the ocean from your primary suite, which has exceptional closet space and a beautiful bath with tub and separate shower. The three spacious bedrooms and two generous baths offer convenience, space for all your guests, and are the ideal configuration for short or long term rental income. The HOA for this unit includes the flood insurance for the building, a private elevator that opens into your unit, and allow you to live maintenance free and turn-key; talk about a luxurious beach getaway! Whether searching for a low-maintenance second home or an established income-producing property, the well maintained and beautiful Desoto building delivers effortless coastal living in one of Tybee Island’s most desirable oceanfront communities. Enjoy the oceanfront pool and a location nearby Memorial Park, local restaurants, shops, and Tybee’s favorite beachfront destinations. Short walk to the Tybee Island Pier, and everything else that this oceanside town has to offer. Just a 25 minute ride to Historic Downtown Savannah, you can experience the best of both worlds.

214 Butler Ave Unit 205, Tybee Island

Listing courtesy of Daniel Ravenel SIR.

$395,000
2 Beds ⋅ 2 Baths ⋅ SA356223 MLS
Some places are made for vacations. Others are made for living. If you've been dreaming of calling Tybee home—not just visiting for a weekend—this beautifully renovated townhome offers the space, comfort, and sense of community that's becoming harder to find on the island. Located in Salt Pines, one of Tybee's established residential neighborhoods, this inviting home features one of the community's largest floor plans with approximately 1,344 square feet of thoughtfully updated living space. The renovated interior, open layout, and welcoming front porch create a home that's equally suited for quiet mornings, family gatherings, and relaxed evenings after a day at the beach. Life here isn't about rushing from one vacation activity to the next. It's about morning bike rides, knowing your neighbors, afternoons by the community pool, dinner at your favorite local restaurant, and enjoying the slower pace that makes Tybee so special. Conveniently located on the island's North End, you'll be just minutes from the beach, Memorial Park, the YMCA, shopping, dining, and the historic lighthouse district. Because the best part of Tybee isn't just spending time here. It's belonging here.

817 1st St Unit E-2, Tybee Island

Listing courtesy of Keller Williams Coastal Area P.

$729,000
6 Beds ⋅ 3 Baths ⋅ SA355886 MLS
Rare opportunity to own an updated duplex on the beachside of Butler Avenue. Offering over 3,000 square feet, this property is configured as two separate units with outstanding income potential. The upper level features a fully furnished 3BR/2BA apartment currently operating as a successful vacation rental. Recently updated, the unit includes a sun porch, spacious living room, dining room, kitchen, laundry area, guest bath, two guest bedrooms, and a primary suite with en-suite bath and sitting room. The lower level has been reconfigured as a 3BR/1BA unit with a living room, kitchen, and storage area, offering excellent flexibility for long-term rental income, guest accommodations, or owner occupancy. Additional features include covered and uncovered patios and original 1920s beadboard details that add timeless coastal charm. Sold fully furnished and turn-key. Successfully operated as a vacation rental for the past 5 years. With current rental regulations, this property offers excellent potential to live in one unit while renting the other. STVR license does not transfer with the sale.

16 13th St, Tybee Island

Listing courtesy of Salt Marsh Realty LLC.

$900,000
5 Beds ⋅ 4 Baths ⋅ SA355673 MLS
Welcome to 709 2nd Avenue, a true Tybee Island retreat set in one of the island’s most desirable locations between the beach and Back River. Full of coastal character, this spacious 5-bedroom, 4-bath classic island cottage offers the rare combination of charm, flexibility, outdoor living, and room to gather. Inside, you’ll find inviting living spaces, an updated kitchen with granite countertops and stainless appliances, comfortable bedrooms across both levels, and a large bonus room ideal for a second living area, media space, home office, or guest overflow. The layout gives everyone room to spread out while still keeping the home warm, connected, and easy to enjoy. Offered furnished, this home presents an exceptional opportunity to immediately begin enjoying the Tybee lifestyle. Outdoor living is where this property truly stands apart. Start the morning on the welcoming front porch, spend quiet afternoons on the oversized screened porch, then unwind in the private fenced backyard featuring a heated pool, patio space, and mature coastal landscaping that creates a secluded island retreat atmosphere. Just moments from the sand, the river, restaurants, shops, and Tybee’s laid-back coastal lifestyle, 709 2nd Avenue delivers the space, location, and authentic island feel that make this home truly special.

709 2nd Ave, Tybee Island

Listing courtesy of Realty One Group Inclusion.

$850,000
4 Beds ⋅ 4 Baths ⋅ SA354743 MLS
Experience coastal living at its finest in this spacious 4-bedroom, 3.5-bath townhome located in a private community on the quiet North End of Tybee Island. Designed with an open-concept layout perfect for entertaining, this home offers seamless flow between the kitchen, dining, and living areas—plus front and rear balconies that extend your living space and bring in the ocean breeze. Wake up to ocean views and unwind on balconies off both the main living area and bedrooms. Just steps from your door, a private boardwalk leads to a peaceful lagoon where coastal birds gather, and from there you can stroll straight to the beach. Watch big ships, shrimp boats, dolphins, and wildlife right from the shoreline. This private community offers the serenity of a tucked-away retreat while keeping you close to everything that makes Tybee special. You’re within walking distance to the historic Tybee Lighthouse, local restaurants, and scenic island paths. And when you want a taste of city charm, renowned Historic Downtown Savannah—with its cobblestone streets, River Street shops, and iconic Southern architecture—is only a 15-minute drive. The home has been part of a successful rental program for the past 2.5 years, offering excellent potential for continued income or the option to enjoy it as your own private coastal getaway. If you like to kayak, paddle board, bike ride or just relax on the beach this is the place for you! A rare opportunity to own a spacious, view-filled townhome in one of Tybee Island’s most peaceful and desirable neighborhoods.

40 Captains Vw, Tybee Island

Listing courtesy of Century 21 Solomon Properties.

Start Your Search