Tybee Island Homes with FHA Listing Terms

Tybee Island Homes with FHA Listing Terms

Welcome to Tybee Island, Georgia, a hidden gem nestled in Chatham County, where the sun-kissed shores meet Southern charm. Renowned for its pristine beaches, rich history, and vibrant local culture, Tybee Island offers a unique coastal lifestyle that beckons both residents and visitors alike. With its quaint atmosphere, this small island is the perfect escape for those looking to unwind and bask in the beauty of nature.

Tybee Island is home to a variety of outdoor activities, from kayaking through the marshes to exploring the historic Tybee Island Light Station. The island’s laid-back vibe is complemented by its eclectic dining scene, where fresh seafood and local flavors take center stage. Whether you’re strolling along the sandy beaches or enjoying a sunset at the pier, Tybee Island promises a picturesque backdrop for your everyday life.

For those considering making this island paradise their home, there are a variety of housing options available, including properties that qualify for FHA listing terms. This means you can explore charming beach cottages, modern condos, and spacious family homes with financing options that make homeownership more accessible. With the FHA program, buyers can benefit from lower down payments and more flexible credit requirements, making it easier to invest in your dream home on this idyllic island.

Embrace the lifestyle you’ve always dreamed of on Tybee Island, where coastal living meets community spirit. Whether you’re looking for a vacation home or a permanent residence, Tybee Island is ready to welcome you home. Discover the possibilities today!

Newest Tybee Island Homes with FHA Listing Terms

$799,900
4 Beds 3 Baths SA364162 MLS
There’s something special about life on Horsepen Creek. Tucked along one of Tybee Island’s beautiful tidal waterways, this inviting creekfront property combines the relaxed island lifestyle with an updated, open floor plan, wonderful outdoor spaces, a private dock and a separate guest cottage—all on one exceptionally versatile property. Sold turnkey so all you need is your suitcase! The spacious main residence features 3 bedrooms plus a loft, 3 full baths and generous living areas designed for gathering, entertaining and simply enjoying life at the coast. The open, updated floor plan creates an easy flow from room to room, with plenty of space for family and friends while still offering areas to spread out and relax. But step outside and you'll quickly understand what makes this property truly special. The backyard opens to sweeping marsh and tidal-creek views, where the scenery changes with every tide. Your private dock on Horsepen Creek puts the water right in your backyard—launch a kayak or paddleboard, drop a crab trap, explore the creek at high tide in an appropriate small watercraft, watch the coastal wildlife or simply settle in with your favorite beverage as another gorgeous Tybee sunset rolls in. Adding even more flexibility is the separate guest cottage, complete with a bedroom, private bath, kitchenette and its own deck. It’s an ideal setup for visiting family and friends, extended family, a private home office or potential rental use where permitted. Two driveways provide ample parking, while the multiple indoor and outdoor living spaces make this property equally appealing as a full-time residence, second home or multigenerational island retreat. An updated home, separate cottage, private dock and Horsepen Creek as your backyard—this is the kind of Tybee property that gives you not just a home, but options for how you want to live.

129 Lewis Ave, Tybee Island

Listing courtesy of Century 21 Results.

$779,900
3 Beds 4 Baths SA364000 MLS
LIVE ON TYBEE ISLAND TIME! Welcome to your own slice of paradise on Tybee Island! This beautifully furnished, move-in-ready coastal retreat offers the perfect blend of island living, entertaining space, and proven investment potential. Currently operating as a highly successful 30-day rental with potential gross rental income of up to $80,000 annually, this property is an incredible opportunity for those looking for a primary residence, second home, or income-producing coastal getaway. Just minutes from the beach, this spacious 3-bedroom, 3.5-bath home is designed for relaxed island living. The updated kitchen features granite countertops, stainless steel appliances, a large walk-in pantry, and a convenient dining bar that makes entertaining effortless. A bedroom and full bath are conveniently located on the main level, while a charming spiral staircase leads to an additional loft bedroom and bath. A separate staircase leads to the private primary suite, complete with a comfortable sitting area and beautiful views overlooking the privacy-fenced backyard. The luxurious primary bath features a large walk-in shower and whirlpool tub, creating the perfect place to unwind after a day at the beach. The lower level adds even more versatility with a flex room/game room/gym, generous storage space, and a dedicated laundry room. Prefer your laundry on the main level? A laundry closet offers that option as well. And when it comes to outdoor living, this home delivers! Porches galore, including a wonderful screened-in porch, provide plenty of spaces to enjoy the coastal breeze. The privacy-fenced backyard features a fire pit, creating the perfect setting for evening gatherings, s’mores, or relaxing under the stars. Ample parking makes hosting family and guests a breeze. Ideally located close to Tybee’s beaches, beloved restaurants, the Back River, and the iconic Tybee Island Pier, you’ll have everything that makes island life so special right at your fingertips.

1214 5th Ave, Tybee Island

Listing courtesy of ERA Southeast Coastal.

$1,650,000
5 Beds 5 Baths SA362790 MLS
Experience exceptional coastal living in this impressive 5-bedroom, 5-bath freestanding beach home located just 100 yards from the dunes on Tybee Island. Perfectly positioned in a desirable mid-island location, this three-story custom residence offers panoramic water views, spectacular Atlantic sunrises, and easy beach access, all within walking distance of local restaurants, shops, and island favorites. Designed for both everyday living and entertaining, the home features large windows, spacious en-suite bedrooms, luxurious baths, and an elevator with mahogany paneling serving all three levels. The gourmet kitchen is equipped with granite countertops and KitchenAid stainless steel appliances, while the expansive primary suite features dual vanities, a separate soaking tub, walk-in shower, and two closets. Outdoor living takes center stage with covered porches overlooking the ocean, a private rooftop deck with sweeping ocean and island views, and a private outdoor shower for easy beach days. Built with durable HardiePlank siding, concrete, and tabby construction, the home combines quality craftsmanship with coastal style. An attached garage accommodates up to four vehicles, with space for up to 10 vehicles off-street on the property. Move-in ready and just steps from the beach, this is a rare opportunity to own a spacious Tybee Island retreat with incredible views, beach access, and room for everyone.

10 8th St, Tybee Island

Listing courtesy of Seaport Real Estate Group.

$760,000
3 Beds 3 Baths SA361190 MLS
LISTED $35,000 BELOW APPRAISAL! Luxury coastal living with breathtaking ocean views! Nestled on one of Tybee Island's highest and quietest streets, this beautifully updated home offers the rare combination of elevated island living and the peace of mind of being outside the flood zone. The heart of the home is the fully renovated designer kitchen, featuring quartz countertops, newer stainless steel appliances, and beautiful finishes that blend style with functionality. New LVP floors and plantation shutters throughout create a timeless, sophisticated feel. The owner's suite is a private retreat, complete with a walkout balcony, a custom Closet by Design walk-in closet, and a spa-inspired ensuite featuring dual vanities and a gorgeous tiled walk-in shower. Designed to embrace Tybee's coastal lifestyle, the home offers multiple outdoor living spaces, including two balconies, a screened porch, and a spiral staircase leading to an incredible rooftop deck where panoramic ocean views and coastal breezes await. Low-maintenance Trex decking enhances every outdoor space. The ground level features a two-car stacked garage, an attached workshop with ample storage, a separate storage shed, and the added security and convenience of a whole-home Generac generator. With luxury updates throughout, exceptional outdoor living, and a premier location just moments from the beach, with your own private beach access,this remarkable Tybee Island home offers the perfect blend of elegance, comfort, and island charm. Opportunities like this are few and far between.

9 Sea Breeze Ln, Tybee Island

Listing courtesy of Century 21 Luxe Real Estate.

$799,900
3 Beds 3 Baths SA360655 MLS
STVR certificates currently available in this sector! Experience the best of Tybee Island living with breathtaking marsh views, tidal creek access, and your own private floating dock—perfect for launching a kayak, paddleboard, or casting a fishing line right from your backyard. Featuring a durable metal roof, this beautifully maintained 3-bedroom, 3-bath home located on Tybee’s North end offers the perfect blend of waterfront tranquility and coastal convenience. Walk or Bike to the beach, Tybee Lighthouse, popular North End restaurants and shops. Inside, bamboo flooring flows throughout the home. Beautiful coastal kitchen that flows to the screened in back porch w/ stunning marsh and tidal creek views. Kitchen boasts granite countertops, stainless steel appliances, bar seating, ample storage, opening to the spacious living room with a vaulted ceiling and a brick wood burning fireplace. The owner’s suite features a private deck with picture perfect marsh views, a large walk-in closet, and a beautifully appointed bath. Designed to embrace indoor-outdoor living, you’ll love the screened porch overlooking the marsh, the spacious open deck, outdoor shower, and private floating dock on tidal creek. Whether you’re enjoying your morning coffee, watching coastal wildlife, fishing from your dock, or taking in the incredible sunset views, this home offers the laid-back Lowcountry lifestyle you’ve been dreaming of. Situated on a generous double lot, the property features a two-car garage, parking for multiple vehicles, and plenty of room for your boat, RV, or camper. The existing camper conveys with the sale, adding even more versatility for the next owner. Additional highlights include a whole-house generator hookup, wired for electric vehicle charger, storage shed, and the home is being sold furnished, making it move-in ready. With no HOA and just a 5-minute walk to Jaycee Park, you’ll enjoy easy access to pickleball, tennis, basketball, soccer fields, disc golf, a playground, and Tybee’s scenic walking and biking paths. This is a rare opportunity to own a true waterfront retreat on Tybee Island where boating, paddling, fishing, breathtaking sunsets, and coastal living come together.

125 S Campbell Ave, Tybee Island

Listing courtesy of McIntosh Realty Team LLC.

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