Historic District Homes with FHA Listing Terms

Historic District Homes with FHA Listing Terms

Welcome to the Historic District of North Carolina, a charming and vibrant community where the past and present beautifully intertwine. Nestled in the heart of this picturesque region, the Historic District is renowned for its stunning architecture, rich history, and a welcoming atmosphere that invites residents to embrace a lifestyle steeped in tradition.

As you stroll through the tree-lined streets, you’ll be captivated by the beautifully preserved homes that reflect various architectural styles, from Victorian to Colonial Revival. Each residence tells a story, showcasing the craftsmanship of yesteryear while offering modern amenities for today’s discerning homeowner. Living in the Historic District means being part of a community that values its heritage while fostering a sense of belonging.

For those looking to purchase a home in this enchanting area, you’ll be pleased to know that many properties come with FHA listing terms, making homeownership more accessible. The Federal Housing Administration (FHA) loans are designed to help first-time buyers and those with less-than-perfect credit secure financing, making it easier to step into your dream home in this historic enclave.

In addition to beautiful homes, the Historic District is conveniently located near local shops, restaurants, and parks, providing residents with an array of amenities at their fingertips. Whether you’re exploring quaint boutiques or enjoying a leisurely afternoon in the park, there’s always something to discover.

Embrace the charm of the Historic District in North Carolina, where history meets community, and your dream home awaits!

Newest Historic District Homes with FHA Listing Terms

$365,000
3 Beds ⋅ 2 Baths ⋅ 100590971 MLS
Location, location, location in the heart of Washington's historic Harbor District! Original character and charm throughout with large rooms and high ceilings, heart pine floors, fireplace, sweet freshly-painted Southern front porch for visiting, and spacious screened porch overlooking a great fenced backyard with outbuilding. Bright, updated kitchen with pantry, updated baths. Large laundry room/mudroom. Abundant storage throughout. Original ballast stone fence. Out of the flood zone. Walkable to shops, restaurants, galleries and the waterfront, this charmer a perfect primary home, vacation getaway, or its current use as a revenue-generating short-term rental.

122 E 2nd St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$225,000
4 Beds ⋅ 2 Baths ⋅ 100589524 MLS
Step back in time with this early-1900s home full of character and potential located at 216 Fleming Street in Washington, NC. Offering over 2,000 square feet of living space, this home features spacious rooms, tall ceilings, and the charm often found in historic homes of this era. With some updates and cosmetic improvements, this property could be transformed into a beautiful residence while preserving its classic character. The generous layout provides flexibility for modern living while still keeping the original feel of the home. Conveniently located just minutes from downtown Washington, the waterfront, shopping, and local restaurants, this property offers both charm and convenience. Whether you're looking for a home to personalize or a project that allows you to create something special, this property is full of opportunity

216 Fleming St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$359,000
5 Beds ⋅ 2 Baths ⋅ 100582487 MLS
Attention investors and renovators: rare opportunity in the Historic District of Washington, NC. This 1879, 5-bedroom, 2-bath home is livable as-is with tenant potential, while offering significant upside for renovation and resale. Home known as the ''Harris House'' Mr. Harris was a local steamboat captain and even has his name engraved on one of the windows of the home! Seller has left window in tact. Features include a spacious backyard, historic charm, and a prime location near downtown, the waterfront, and Havens Garden Park with its playgrounds and fishing pier.

421 E 2nd St, Washington

Listing courtesy of Keller Williams Crystal Coast.

$249,900
1 Beds ⋅ 1 Baths ⋅ 100580764 MLS ⋅ Historic District BLDG.
Amazing opportunity for a short term rental property in bustling Wilmington. Step back in time with this charming efficiency condo, once a horse stable in the early 1900's, now transformed into a cozy living space in the heart of Wilmington's Historic District. Boasting a blend of character and convenience! Optional onsite parking available. Prime location: One block from the beautiful River Walk, and close to vibrant bars, restaurants, and local attractions. Historic Charm: Original architectural details preserve the condo's unique history. Outdoor Oasis: Enjoy a picturesque courtyard, perfect for relaxing or entertaining. Experience the best of downtown Wilmington with this one-of-a kind property!

118 Dock St Unit Apt 3, Wilmington

Listing courtesy of Keller Williams Innovate-Wilmington.

$1,160,000
3 Beds ⋅ 3 Baths ⋅ 100573726 MLS
Welcome to the Bell House, a stunning 1893 Queen Anne-style home in the heart of Wilmington's Historic District. Nestled on an oversized lot along the charming cobblestone section of 4th Street, this exceptional property is just blocks from the Riverwalk, local shops, restaurants, churches, and schools. This beautifully maintained home offers 3 bedrooms and 2.5 baths and welcomes you with a traditional vestibule, leading into a grand foyer with a striking staircase. The elegant parlor features impressive 12-foot windows overlooking the street and is separated from the living room by an original 9-foot pocket door, while the kitchen retains its original swinging door--preserving the home's historic character. Throughout the home, you'll find six operable fireplaces with gas inserts, including one in each bedroom, with the downstairs fireplaces showcasing original French tile. Additional highlights include a cellar for storage, a fully fenced backyard with an outbuilding, and the rare convenience of both off-street and ample on-street parking. Blending timeless elegance with modern comfort, this distinctive home also carries a touch of local notoriety as a filming location for the TV show The Runarounds. A truly rare opportunity in an unmatched downtown location. Seller now offering a $10k use as you choose credit for the buyer. *See Features & Upgrade sheet for full details.

306 S 4th St, Wilmington

Listing courtesy of Intracoastal Realty Corporation.

$479,900
4 Beds ⋅ 3 Baths ⋅ 100571295 MLS
Welcome to this beautiful 4-bedroom, 3-bath brick Colonial perfectly positioned on a spacious corner lot in the heart of historic Tarboro. Overlooking the landscaped, oak shaded colonial-era Town Common, one of only two remaining in the United States, this exceptional property offers timeless charm, and an unbeatable location within walking distance to downtown shops, dining, and local attractions. Inside, you'll find elegant formal living and dining areas with rich hardwood floors, detailed dentil and chair molding, and two masonry fireplaces--including one with gas logs. The kitchen features sleek countertops, abundant cabinetry, and opens into a large breakfast and sitting area ideal for everyday living and entertaining. Built-ins throughout the home provide both character and functionality. A versatile first-floor room with an adjacent full bath can serve as a den, or office. Additional highlights include a nicely appointed pantry, ceramic tile flooring, and a spacious floored attic with a cedar closet for ample storage. Step outside to enjoy the inviting covered porch overlooking the fenced backyard--perfect for relaxing or entertaining. The property also features a paved driveway, black wrought iron fencing, and an impressive detached two-story garage/workshop with space for one vehicle. The detached garage also has a golf cart bay, upper-level storage, and could be easily be converted to living space, art studio or home office given it already has electricity and plumbing. Located in the state's largest historic district, this home is surrounded by over 300 preserved landmarks in a vibrant 45-block area recognized by the Main Street America network.

200 E Park Ave, Tarboro

Listing courtesy of True Local Realty.

$1,075,000
5 Beds ⋅ 3 Baths ⋅ 100570893 MLS
Unique opportunity to own a three unit investment property in historic downtown Wilmington. Timeless charm meets modern updates in the Cumming-Taylor House, a stunning Queen Anne residence built in the late 1800's and ideally situated on a quiet brick-lined street in the heart of the historic district. Rich in character and thoughtfully updated, the home welcomes you with a wraparound front porch leading into a formal foyer. Inside, you'll immediately notice soaring ceilings, hardwood floors, and intricate trim work that reflect the craftsmanship of the era. The property is configured into three separate units: the first and second floors each offer spacious two bedroom, one bath apartments, while the third floor features a charming one bedroom, one bath unit. An ideal set up for maximizing rental income and cash flow. Each unit enjoys access to private outdoor spaces, including porches or decks, along with a generously sized fenced backyard. Off-street parking, a rare find in downtown, adds to the property's rental appeal for both short-term and vacation guests. Located just blocks from the riverwalk, restaurants, shops, and local attractions, this property presents an excellent opportunity as an high-income producing asset for either short term or long term rentals with an established rental history and strong guest reviews.

308 Church St, Wilmington

Listing courtesy of Salt and Stone Property Group.

$350,000
4 Beds ⋅ 3 Baths ⋅ 100569647 MLS
Built in 1900, this home has 4 bedrooms, 3 bathrooms, wood floors, updated kitchen, cedar closet, central air, and all the charm of a Main Street historic home with a side view to the town commons. The home is located on a corner lot at the intersection of Main Street and Park Avenue. The side of the house faces the town common in the Tarboro Historic District Tarboro. Historic preservationists and history buffs appreciate the ambiance that seems to inhabit the Tarboro Historic District historic. Created by the National Parks service in 1977, the 45-block Historic District boasts over 300 structures from the residential dwellings to historic churches to original 19th century storefronts along Tarboro's Main Street. The gateway to the Tarboro Historic District is the town's beautiful Town Common, a 15-acre park canopied by tall oaks and accented war memorials. The Town Common originally surrounded the town and is the second oldest legislated town common in the country and is the only remaining original common on the east coast other than Boston.

801 N Main St, Tarboro

Listing courtesy of Tar Bucket Realty, LLC.

$615,000
4 Beds ⋅ 3 Baths ⋅ 100562433 MLS
The best of both worlds, this classic 1890 North Carolina shotgun Victorian was gutted down to the studs and fully renovated with every contemporary convenience. Top-tier finishes, thoughtful upgrades and low maintenance, energy efficient systems. Centrally located in the heart of Washington's Historic Harbor District, this one-of-a-kind home offers all the benefits of quality custom new construction, while staying true to the original character and architectural style of a home of its era. Southern front porch, rear deck and large fenced backyard with room for a garage or in-ground pool. See Additional Features under Documents for more details.

412 E 2nd St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$595,000
3 Beds ⋅ 3 Baths ⋅ 100555442 MLS
In a phenomenal location in the heart of the residential Historic District, this exceptional home is one of Washington's most admired properties. Fantastic corner location only blocks from Washington's waterfront and vibrant downtown shops, galleries, restaurants and visual and performing arts. Thoughtfully updated with sensitivity to the charm of historic details including beautiful deep moldings, high ceilings and gorgeous hardwood floors. The heart of the house is the spacious, recently renovated kitchen which combines original character with modern convenience. Formal living and dining rooms, a comfortable family room, and office/den complete the main level. Upstairs is a light-filled primary bedroom with en-suite bath, accompanied by two spacious guest rooms for a total of three full, updated bathrooms. Sweet Southern porch and wonderful landscaping within the fully fenced, private yard which includes a newer-build garage and workshop and a fantastic screened patio nestled in the lush landscaping. Home was raised and fitted with updated mechanicals, plumbing and two HVAC units (approx. 5 years old), ensuring low-maintenance living. A rare opportunity at an approachable price in the Historic Harbor District, this is your chance to be part of all the walkable downtown Washington lifestyle has to offer.

323 E 2nd St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$399,000
6 Beds ⋅ 4 Baths ⋅ 100554079 MLS
The Howell-King-Harrell home might well be considered the ''birthplace of Tarboro'' for there are many indications this is the location where Joseph Howell was living in 1760. Research indicates the original structure was built in the latter half of 1700's with several additions both front and rear of the structure. This home, which faces the Town Common, is in the heart of the states largest historic district, a 45-block area containing more than 300 preserved homes, buildings and landmarks. Featuring six bedrooms and four bathrooms, this is a rare opportunity for the discerning buyer to purchase such a historic property. The preservation of this unique property is impressive, many of what is believed to be original components are still beautifully intact. The home is a licensed AirBnB destination. This listing includes an additional parcel of land behind the home on Porter Ave. (4738-25-9888-00) of approximately .37 acres. This is in addition to the acreage the home sits on which is also approximately .37 Acres. There is a shared driveway with this property that leads to a designated 1 Car Detached Garage. As a Main Street America™ Accredited program, the Town of Tarboro is a recognized leading program among the national network of more than 1,200 neighborhoods and communities that share both a commitment to creating high-quality places and to building stronger communities through preservation-based economic development.

110 W Park Ave, Tarboro

Listing courtesy of True Local Realty.

$570,000
3 Beds ⋅ 3 Baths ⋅ 100546303 MLS
Gracious living at its finest. The magnificent Hart Johnson House circa 1901 is listed on the National Register of Historic places. Located in beautiful Tarboro NC, this home with its impeccably designed interiors is a superb blend of historic charm and modern-day amenities. This beautiful home features rich hardwood floors, multiple fireplaces, and a spacious sunroom filled with natural light. There are three bedrooms and three bathrooms. The large pantry and walk-in closets offer modern convenience, while a bright office space provides the perfect work-from-home setup. Outside, enjoy a meticulously manicured lawn that enhances the home's classic appeal. This home is in the heart of North Carolina's largest historic district where you can walk downtown for coffee, shopping, and dining. Tree-lined streets are perfect for an evening stroll and steps away from the notable Town Common where you can enjoy the North Carolina Symphony and many other events throughout the year. As a Main Street America accredited program, the Town of Tarboro is recognized as leading program among the national network of more than 1,200 neighborhoods and communities that share both a commitment to creating high-quality places and to building stronger communities through preservation-based economic development.

901 N Main St, Tarboro

Listing courtesy of True Local Realty.

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