Historic District Homes with FHA Listing Terms

Historic District Homes with FHA Listing Terms

Welcome to the Historic District of North Carolina, a charming and vibrant community where the past and present beautifully intertwine. Nestled in the heart of this picturesque region, the Historic District is renowned for its stunning architecture, rich history, and a welcoming atmosphere that invites residents to embrace a lifestyle steeped in tradition.

As you stroll through the tree-lined streets, you’ll be captivated by the beautifully preserved homes that reflect various architectural styles, from Victorian to Colonial Revival. Each residence tells a story, showcasing the craftsmanship of yesteryear while offering modern amenities for today’s discerning homeowner. Living in the Historic District means being part of a community that values its heritage while fostering a sense of belonging.

For those looking to purchase a home in this enchanting area, you’ll be pleased to know that many properties come with FHA listing terms, making homeownership more accessible. The Federal Housing Administration (FHA) loans are designed to help first-time buyers and those with less-than-perfect credit secure financing, making it easier to step into your dream home in this historic enclave.

In addition to beautiful homes, the Historic District is conveniently located near local shops, restaurants, and parks, providing residents with an array of amenities at their fingertips. Whether you’re exploring quaint boutiques or enjoying a leisurely afternoon in the park, there’s always something to discover.

Embrace the charm of the Historic District in North Carolina, where history meets community, and your dream home awaits!

Newest Historic District Homes with FHA Listing Terms

$645,000
4 Beds ⋅ 3 Baths ⋅ 100602609 MLS
Step into a lifestyle like no other in Washington, NC's Downtown Historic District. Thoughtfully and beautifully renovated, this 1889 Victorian blends timeless character with the comfort and function today's buyers want. An inviting wraparound porch welcomes you home, while double front doors open to a stunning center hall filled with original charm and a stunning stair case. At the end of the hall, a powder room and dedicated desk nook add everyday function. Six fireplaces--each with its own personality--add warmth and history throughout. The light-filled living room features a graceful bay window, and the formal dining room with built-in china cabinet is ready for intimate dinners or holiday gatherings. The kitchen may become your favorite room. Designed for connection, it offers leathered granite countertops, stainless steel appliances, double ovens, a gas cooktop, abundant storage, and a bar where family and friends can pull up a stool and stay awhile. A spacious laundry room leads to the screened porch and a beautifully established backyard with mature plantings and trees. The first-floor primary suite includes an updated bath with double vanities, tiled shower, private water closet, and walk-in closet. Upstairs are three generous bedrooms, ample closet space, and an updated full bath. The restored carriage house adds even more flexibility with a 1-bedroom, 1-bath apartment--ideal for guests, multigenerational living, or potential short-term rental use. And then there's the lifestyle: stroll the riverfront at sunrise or sunset, walk to dinner and downtown shops, enjoy cuisine from a James Beard Finalist chef just blocks away, and live in a neighborhood where people know your name--and those who don't still say hello. Nearby boat slips and boat storage make life on the Pamlico even easier. Don't just buy a historic home. Step into the life that comes with it. Per previous owners, roof replaced around 2016.

524 W Main St, Washington

Listing courtesy of eXp Realty.

$422,500
3 Beds ⋅ 2 Baths ⋅ 100599746 MLS
A Timeless Washington Treasure--Where Historic Elegance Meets Modern Comfort. Step into a piece of Washington's rich history with this exceptional 1920s residence, ideally positioned within the Historic Washington Business District. Thoughtfully updated while beautifully preserving its original character, this approximately 2,500-square-foot home offers a rare combination of architectural charm, generous proportions, and an enviable downtown lifestyle. From the moment you enter, you'll appreciate the home's soaring ceilings, exquisite trim work, and timeless craftsmanship--details that speak to an era when homes were built with elegance and intention. The spacious floor plan offers three bedrooms and two full baths, providing ample room for gracious everyday living or memorable weekends on the waterfront. Modern improvements, including updated electrical, plumbing, and HVAC, provide peace of mind while allowing the home's historic beauty to remain the centerpiece. The possibilities extend beyond a private residence. With its remarkable location and flexible layout, this property could be an exceptional luxury short-term rental, boutique Airbnb, or potentially a dual-rental opportunity, making it equally appealing to those seeking a distinctive home or an investment with character. And then there is the location--approximately a five-minute stroll from Washington's waterfront, restaurants, boutiques, and downtown attractions. Located within the 25 MPH zone, residents can also enjoy the convenience of golf cart access to the waterfront area with the required permit. Adding even more versatility is a below-grade concrete-floor room offering abundant storage and the potential for a wonderfully unique wine cellar, workshop, hobby space, or private hangout. Homes with this level of historic character, scale, and location are truly special. Experience the charm of another era, the convenience of today, and the endless possibilities of owning a distinguished piece of Washington's history.

403 N Market St, Washington

Listing courtesy of Legacy Premier Real Estate, LLC.

$1,160,000
3 Beds ⋅ 3 Baths ⋅ 100573726 MLS
Welcome to the Bell House, a stunning 1893 Queen Anne-style home in the heart of Wilmington's Historic District. Nestled on an oversized lot along the charming cobblestone section of 4th Street, this exceptional property is just blocks from the Riverwalk, local shops, restaurants, churches, and schools. This beautifully maintained home offers 3 impressively large bedrooms and closets (a rare find in a home of this era), and 2.5 baths. It welcomes you with a traditional vestibule, leading into a grand foyer with a striking staircase. The elegant parlor features impressive 12-foot windows overlooking the street and is separated from the living room by an original 9-foot pocket door, while the kitchen retains its original swinging door--preserving the home's historic character. Throughout the home, you'll find six fireplaces with gas inserts, including one in each bedroom, with the downstairs fireplaces showcasing original French tile. Additional highlights include a cellar for storage, a large attic for storage, a fully fenced backyard with an outbuilding, and the rare convenience of both off-street and ample on-street parking. Blending timeless elegance with modern comfort, this distinctive home also carries a touch of local notoriety as a filming location for the TV show The Runarounds. A truly rare opportunity in an unmatched downtown location. This home has recently had a fresh coat of paint to some rooms and ceilings, as well as the exterior of the home! Select rooms have been virtually staged to help buyers visualize the scale, layout, and potential use of each space. Lender credit available if preferred lender Rob Theoharis at Atlantic Bay Mortgage Group is used; .25% up to $4,000 *See Features & Upgrade sheet for full details.

306 S 4th St, Wilmington

Listing courtesy of Intracoastal Realty Corporation.

$479,900
4 Beds ⋅ 3 Baths ⋅ 100571295 MLS
Modern versatility meets timeless charm in the Heart of Tarboro's Historic District Welcome to 200 East Park Avenue, 4-bedroom, 3-bathroom brick Colonial perfectly situated on a highly desirable corner lot. Spanning 3,024 square feet of timeless craftsmanship, this Park Ave. home is located on Tarboro's historic oak shaded Town Common, one of only two original remaining in the United States. This home blends rich architectural finishes with modern adaptability. Inside, discover high ceilings, rich hardwood floors, exquisite dentil and chair moldings and two classic masonry fireplaces. The highly functional layout features a spacious first-floor family room with an adjacent full bath--perfectly suited for conversion to a primary suite, guest quarters, or a sophisticated home office. Beyond the main home sits the property's ultimate hidden asset: a large, detached two-story garage and workshop. Equipped with a dedicated golf cart bay, this structure features pre-installed plumbing and electricity, offering an incredible head start for a potential Accessory Dwelling Unit (ADU), Airbnb, private detached home office for remote work, or a sunlit artist studio. Enjoy a walkable lifestyle just steps from downtown dining, boutique shopping, sightseeing, and community events in one of North Carolina's most celebrated historic communities.

200 E Park Ave, Tarboro

Listing courtesy of True Local Realty.

$1,075,000
5 Beds ⋅ 3 Baths ⋅ 100570893 MLS
Unique opportunity to own a three unit investment property in historic downtown Wilmington. Timeless charm meets modern updates in the Cumming-Taylor House, a stunning Queen Anne residence built in the late 1800's and ideally situated on a quiet brick-lined street in the heart of the historic district. Rich in character and thoughtfully updated, the home welcomes you with a wraparound front porch leading into a formal foyer. Inside, you'll immediately notice soaring ceilings, hardwood floors, and intricate trim work that reflect the craftsmanship of the era. The property is configured into three separate units: the first and second floors each offer spacious two bedroom, one bath apartments, while the third floor features a charming one bedroom, one bath unit. An ideal set up for maximizing rental income and cash flow. Each unit enjoys access to private outdoor spaces, including porches or decks, along with a generously sized fenced backyard. Off-street parking, a rare find in downtown, adds to the property's rental appeal for both short-term and vacation guests. Located just blocks from the riverwalk, restaurants, shops, and local attractions, this property presents an excellent opportunity as an high-income producing asset for either short term or long term rentals with an established rental history and strong guest reviews.

308 Church St, Wilmington

Listing courtesy of Salt and Stone Property Group.

$350,000
4 Beds ⋅ 3 Baths ⋅ 100569647 MLS
Built in 1900, this home has 4 bedrooms, 3 bathrooms, wood floors, updated kitchen, cedar closet, central air, and all the charm of a Main Street historic home with a side view to the town commons. The home is located on a corner lot at the intersection of Main Street and Park Avenue. The side of the house faces the town common in the Tarboro Historic District Tarboro. Historic preservationists and history buffs appreciate the ambiance that seems to inhabit the Tarboro Historic District historic. Created by the National Parks service in 1977, the 45-block Historic District boasts over 300 structures from the residential dwellings to historic churches to original 19th century storefronts along Tarboro's Main Street. The gateway to the Tarboro Historic District is the town's beautiful Town Common, a 15-acre park canopied by tall oaks and accented war memorials. The Town Common originally surrounded the town and is the second oldest legislated town common in the country and is the only remaining original common on the east coast other than Boston.

801 N Main St, Tarboro

Listing courtesy of Tar Bucket Realty, LLC.

$615,000
4 Beds ⋅ 3 Baths ⋅ 100562433 MLS
The best of both worlds, this classic 1890 North Carolina shotgun Victorian was gutted down to the studs and fully renovated with every contemporary convenience. Top-tier finishes, thoughtful upgrades and low maintenance, energy efficient systems. Centrally located in the heart of Washington's Historic Harbor District, this one-of-a-kind home offers all the benefits of quality custom new construction, while staying true to the original character and architectural style of a home of its era. Southern front porch, rear deck and large fenced backyard with room for a garage or in-ground pool. See Additional Features under Documents for more details.

412 E 2nd St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$570,000
3 Beds ⋅ 3 Baths ⋅ 100546303 MLS
Gracious living at its finest. The magnificent Hart Johnson House circa 1901 is listed on the National Register of Historic places. Located in beautiful Tarboro NC, this home with its impeccably designed interiors is a superb blend of historic charm and modern-day amenities. This beautiful home features rich hardwood floors, multiple fireplaces, and a spacious sunroom filled with natural light. There are three bedrooms and three bathrooms. The large pantry and walk-in closets offer modern convenience, while a bright office space provides the perfect work-from-home setup. Outside, enjoy a meticulously manicured lawn that enhances the home's classic appeal. This home is in the heart of North Carolina's largest historic district where you can walk downtown for coffee, shopping, and dining. Tree-lined streets are perfect for an evening stroll and steps away from the notable Town Common where you can enjoy the North Carolina Symphony and many other events throughout the year. As a Main Street America accredited program, the Town of Tarboro is recognized as leading program among the national network of more than 1,200 neighborhoods and communities that share both a commitment to creating high-quality places and to building stronger communities through preservation-based economic development.

901 N Main St, Tarboro

Listing courtesy of True Local Realty.

$634,000
3 Beds ⋅ 2 Baths ⋅ 100542222 MLS
Step back in time to refined Southern elegance with this exceptional quaint and charming 19th century residence, ideally positioned in the heart of Washington's delightful Historic District. Perfectly situated just across the street from the river and a few steps from the vibrant downtown life, the waterfront, fine dining, boutique shopping, and entertainmentthis home offers the rare combination of architectural grandeur and modern comfort. Beautifully maintained, the home showcases superior period craftsmanship with tall ceilings, original wood floors, intricate moldings and mill work, and graciously proportioned living spaces designed for both relaxation and entertaining. Thoughtful updates to the kitchen and bathroom blend seamlessly with the home's historic character, offering a luxurious living experience without compromising its timeless charm. Featuring 3 bedrooms, 2 bathrooms, the home is framed by a perfect Southern wrap around porch complete with the classic Southern swing -perfect for capturing the evening breezes and waving to neighbors and passer-bys in this distinguished community. If you are looking for beauty, comfort, and a deep appreciation for history, this lovely gem offers a rare opportunity to take that step back in time while enjoying all the amenities of today. Truly a place you'll be proud to call home. Only $634,000.

414 W Main St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

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