Historic District Homes with VA Loan Listing Terms

Historic District Homes with VA Loan Listing Terms

Welcome to the Historic District of North Carolina, a captivating neighborhood where the charm of yesteryear meets modern living. Nestled amidst tree-lined streets and beautifully preserved architecture, this subdivision is a treasure trove for those seeking a home rich in character and history. The Historic District is renowned for its unique blend of vintage homes, each telling its own story through intricate detailing and classic designs.

As you stroll through this enchanting area, you'll find an array of beautifully restored Victorian and Colonial Revival homes, complete with inviting porches and lush gardens. The community is not just about stunning residences; it boasts a vibrant atmosphere filled with local shops, delightful eateries, and cultural landmarks, all within walking distance. Residents enjoy a tight-knit community spirit, with regular events and gatherings that celebrate the rich heritage of the area.

For prospective homeowners, the Historic District offers an exciting opportunity to invest in a piece of history. Many homes in this subdivision qualify for VA Loan financing, making it easier for veterans and active-duty service members to purchase their dream home. With favorable terms and conditions, VA Loans provide a pathway to homeownership without the burden of a down payment, allowing you to focus on what truly matters—creating lasting memories in your new abode.

Whether you are drawn to the architectural beauty, the sense of community, or the accessibility of financing options, the Historic District in North Carolina is a perfect place to call home. Embrace the opportunity to live in a neighborhood where history and modernity coexist harmoniously. Discover your dream home today!

Newest Historic District Homes with VA Loan Listing Terms

$1,160,000
3 Beds ⋅ 3 Baths ⋅ 100573726 MLS
Welcome to the Bell House, a stunning 1893 Queen Anne-style home in the heart of Wilmington's Historic District. Nestled on an oversized lot along the charming cobblestone section of 4th Street, this exceptional property is just blocks from the Riverwalk, local shops, restaurants, churches, and schools. This beautifully maintained home offers 3 impressively large bedrooms and closets (a rare find in a home of this era), and 2.5 baths. It welcomes you with a traditional vestibule, leading into a grand foyer with a striking staircase. The elegant parlor features impressive 12-foot windows overlooking the street and is separated from the living room by an original 9-foot pocket door, while the kitchen retains its original swinging door--preserving the home's historic character. Throughout the home, you'll find six fireplaces with gas inserts, including one in each bedroom, with the downstairs fireplaces showcasing original French tile. Additional highlights include a cellar for storage, a large attic for storage, a fully fenced backyard with an outbuilding, and the rare convenience of both off-street and ample on-street parking. Blending timeless elegance with modern comfort, this distinctive home also carries a touch of local notoriety as a filming location for the TV show The Runarounds. A truly rare opportunity in an unmatched downtown location. This home has recently had a fresh coat of paint to some rooms and ceilings, as well as the exterior of the home! Select rooms have been virtually staged to help buyers visualize the scale, layout, and potential use of each space. Lender credit available if preferred lender Rob Theoharis at Atlantic Bay Mortgage Group is used; .25% up to $4,000 *See Features & Upgrade sheet for full details.

306 S 4th St, Wilmington

Listing courtesy of Intracoastal Realty Corporation.

$479,900
4 Beds ⋅ 3 Baths ⋅ 100571295 MLS
Modern versatility meets timeless charm in the Heart of Tarboro's Historic District Welcome to 200 East Park Avenue, 4-bedroom, 3-bathroom brick Colonial perfectly situated on a highly desirable corner lot. Spanning 3,024 square feet of timeless craftsmanship, this Park Ave. home is located on Tarboro's historic oak shaded Town Common, one of only two original remaining in the United States. This home blends rich architectural finishes with modern adaptability. Inside, discover high ceilings, rich hardwood floors, exquisite dentil and chair moldings and two classic masonry fireplaces. The highly functional layout features a spacious first-floor family room with an adjacent full bath--perfectly suited for conversion to a primary suite, guest quarters, or a sophisticated home office. Beyond the main home sits the property's ultimate hidden asset: a large, detached two-story garage and workshop. Equipped with a dedicated golf cart bay, this structure features pre-installed plumbing and electricity, offering an incredible head start for a potential Accessory Dwelling Unit (ADU), Airbnb, private detached home office for remote work, or a sunlit artist studio. Enjoy a walkable lifestyle just steps from downtown dining, boutique shopping, sightseeing, and community events in one of North Carolina's most celebrated historic communities.

200 E Park Ave, Tarboro

Listing courtesy of True Local Realty.

$1,075,000
5 Beds ⋅ 3 Baths ⋅ 100570893 MLS
Unique opportunity to own a three unit investment property in historic downtown Wilmington. Timeless charm meets modern updates in the Cumming-Taylor House, a stunning Queen Anne residence built in the late 1800's and ideally situated on a quiet brick-lined street in the heart of the historic district. Rich in character and thoughtfully updated, the home welcomes you with a wraparound front porch leading into a formal foyer. Inside, you'll immediately notice soaring ceilings, hardwood floors, and intricate trim work that reflect the craftsmanship of the era. The property is configured into three separate units: the first and second floors each offer spacious two bedroom, one bath apartments, while the third floor features a charming one bedroom, one bath unit. An ideal set up for maximizing rental income and cash flow. Each unit enjoys access to private outdoor spaces, including porches or decks, along with a generously sized fenced backyard. Off-street parking, a rare find in downtown, adds to the property's rental appeal for both short-term and vacation guests. Located just blocks from the riverwalk, restaurants, shops, and local attractions, this property presents an excellent opportunity as an high-income producing asset for either short term or long term rentals with an established rental history and strong guest reviews.

308 Church St, Wilmington

Listing courtesy of Salt and Stone Property Group.

$615,000
4 Beds ⋅ 3 Baths ⋅ 100562433 MLS
The best of both worlds, this classic 1890 North Carolina shotgun Victorian was gutted down to the studs and fully renovated with every contemporary convenience. Top-tier finishes, thoughtful upgrades and low maintenance, energy efficient systems. Centrally located in the heart of Washington's Historic Harbor District, this one-of-a-kind home offers all the benefits of quality custom new construction, while staying true to the original character and architectural style of a home of its era. Southern front porch, rear deck and large fenced backyard with room for a garage or in-ground pool. See Additional Features under Documents for more details.

412 E 2nd St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$570,000
3 Beds ⋅ 3 Baths ⋅ 100546303 MLS
Gracious living at its finest. The magnificent Hart Johnson House circa 1901 is listed on the National Register of Historic places. Located in beautiful Tarboro NC, this home with its impeccably designed interiors is a superb blend of historic charm and modern-day amenities. This beautiful home features rich hardwood floors, multiple fireplaces, and a spacious sunroom filled with natural light. There are three bedrooms and three bathrooms. The large pantry and walk-in closets offer modern convenience, while a bright office space provides the perfect work-from-home setup. Outside, enjoy a meticulously manicured lawn that enhances the home's classic appeal. This home is in the heart of North Carolina's largest historic district where you can walk downtown for coffee, shopping, and dining. Tree-lined streets are perfect for an evening stroll and steps away from the notable Town Common where you can enjoy the North Carolina Symphony and many other events throughout the year. As a Main Street America accredited program, the Town of Tarboro is recognized as leading program among the national network of more than 1,200 neighborhoods and communities that share both a commitment to creating high-quality places and to building stronger communities through preservation-based economic development.

901 N Main St, Tarboro

Listing courtesy of True Local Realty.

$949,000
6 Beds ⋅ 5 Baths ⋅ 100542227 MLS
Discover an extraordinary opportunity to own a beautifully reimagined home in Washington's beloved Historic District on E Main Street—just a short stroll to the Pamlico River, downtown's charming shops and restaurants, public boat ramp and scenic waterfront park. This stunning residence has been renovated from the ground up, blending timeless character with modern luxury. Nearly everything has been updated: a magazine-worthy kitchen, an expansive main-floor primary suite addition, new roof, foundation, insulation, cementboard siding, oversized garage, floors, sheetrock, and fully updated electrical and plumbing. Every detail reflects thoughtful design and exceptional quality and a complete list of improvements is available on request. With six bedrooms, four full baths, and one half bath, the home offers remarkable flexibility. The upstairs features a cozy sitting area with a wet bar and a large bonus room perfect for movie night, recreation, hobbies, or guests. Only one bedroom awaits your personal touch—ideal for customizing to your vision. Downstairs, a private den with its own full bath and separate screened-porch entrance makes an excellent in-law suite or rental opportunity. Dreaming of running a bed and breakfast? This property checks every box: size, layout, location, and parking. A rare full two-car garage plus additional parking—almost unheard of in the Historic District—adds tremendous convenience and value. Outside, a delightful backyard tiki bar sets the stage for unforgettable gatherings and warm coastal evenings. There's also a wired storage shed/workshop. Perfectly situated and impeccably renovated, this home is a standout gem—whether you envision a luxury residence, an income-producing B&B, or both. For a full list of update, please give us a call

612 E Main St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$634,000
3 Beds ⋅ 2 Baths ⋅ 100542222 MLS
Step back in time to refined Southern elegance with this exceptional quaint and charming 19th century residence, ideally positioned in the heart of Washington's delightful Historic District. Perfectly situated just across the street from the river and a few steps from the vibrant downtown life, the waterfront, fine dining, boutique shopping, and entertainmentthis home offers the rare combination of architectural grandeur and modern comfort. Beautifully maintained, the home showcases superior period craftsmanship with tall ceilings, original wood floors, intricate moldings and mill work, and graciously proportioned living spaces designed for both relaxation and entertaining. Thoughtful updates to the kitchen and bathroom blend seamlessly with the home's historic character, offering a luxurious living experience without compromising its timeless charm. Featuring 3 bedrooms, 2 bathrooms, the home is framed by a perfect Southern wrap around porch complete with the classic Southern swing -perfect for capturing the evening breezes and waving to neighbors and passer-bys in this distinguished community. If you are looking for beauty, comfort, and a deep appreciation for history, this lovely gem offers a rare opportunity to take that step back in time while enjoying all the amenities of today. Truly a place you'll be proud to call home. Only $634,000.

414 W Main St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$346,000
3 Beds ⋅ 2 Baths ⋅ 100537652 MLS
A true GEM in the Washington Historic District, Welcome to this cute, cozy and comfortable single family home located in the heart of the district. Bursting with character and lovingly maintained, this home is in excellent condition with many recent updates that make it move-in ready. Features you will love, gleaming hardwood floors throughout, super efficient HVAC for year round comfort, new roof for peace of mind, and a rare find , and attached carport. The updated interior is a perfect blend of charm and modern convenience. Enjoy ease walkability to downtown for vibrant shopping, dining, and the gorgeous waterfront with boat slips just minutes away. Whether you are downsizing, buying your first home, or looking for a low-maintenance lifestyle in one of Washington's most desirable areas, this home truly has it all. only $346,000.

414 E 2nd St, Washington

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$895,000
6 Beds ⋅ 4 Baths ⋅ 100525838 MLS
This beautifully renovated duplex in Historic Downtown Wilmington offers the perfect blend of character, flexibility, and investment potential. With over $420,000 invested in high-quality renovations, the property is move-in ready and zoned for both residential and commercial use—ideal for investors, business owners, or anyone seeking a dynamic live/work opportunity. The residential layout features three spacious bedrooms and two updated bathrooms, with modern finishes that complement the historic charm of the property. For commercial use, the flexible floor plan allows for private offices, meeting rooms, a break area, and two restrooms—suitable for uses such as professional offices, art galleries, or financial services. This versatile property allows for multiple income-generating options: live in one unit and rent out the other, use both as residential or commercial rentals, or create a hybrid setup to suit your needs. Located just steps from Downtown Wilmington, and within walking distance to the vibrant Soda Pop District and Castle Street Arts District, this property is perfectly positioned for convenience, visibility, and lifestyle. Whether you're looking to invest, run a business, or settle into one of Wilmington's most sought-after neighborhoods, this renovated duplex offers an unmatched opportunity to live, work, and play in the heart of the city.

8 S 7th St, Wilmington

Listing courtesy of Intracoastal Realty Corporation.

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