Historic District Homes with Owner Finance Listing Terms

Historic District Homes with Owner Finance Listing Terms

Welcome to the Historic District of Wilmington, North Carolina, where timeless charm meets modern convenience! Nestled in New Hanover County, this vibrant neighborhood is a treasure trove of rich history, stunning architecture, and a lively community spirit. The Historic District is renowned for its beautifully preserved antebellum homes, tree-lined streets, and picturesque parks, making it a perfect backdrop for both leisurely strolls and family gatherings.

Living in the Historic District means embracing a lifestyle steeped in culture and tradition. You’ll find an array of local shops, gourmet restaurants, and art galleries just a stone's throw away, as well as access to the beautiful Cape Fear River and nearby beaches. The area is also home to numerous festivals and events throughout the year, fostering a strong sense of community and connection among residents.

For those considering a new home in this enchanting locale, we are excited to offer homes with owner financing options. This unique opportunity allows you to invest in your dream home without the traditional barriers of conventional loans. With flexible terms and personalized financing solutions, owning a piece of Wilmington’s rich heritage has never been more accessible.

Whether you’re drawn to the Historic District for its architectural beauty, vibrant community, or the promise of a brighter future, you’ll find a welcoming atmosphere that feels like home. Explore our listings today and step into a lifestyle where history meets your new beginning!

Newest Historic District Homes with Owner Finance Listing Terms

$1,795,000
100601789 MLS
The property features six private ensuite guest bedrooms distributed across three floors, providing an attractive layout for guest privacy and separation between owner and visitors. A fully separate one-bedroom accessory unit offers additional flexibility for an owner's quarters, manager's residence, guest accommodations, or additional income-producing use. Currently operating as a Bed & Breakfast, the property has a B&B permit for up to four rooms, offering an opportunity for a new owner to continue the existing hospitality operation while exploring additional revenue opportunities, subject to applicable approvals. The business and property are being offered fully furnished and turnkey, allowing a new owner to step into an established hospitality setting without the need to furnish or create the guest experience from scratch. The property showcases unique interior design, hardwood floors, large windows providing abundant natural light, spacious entertainment areas, mature landscaping, private gardens, and a wrought-iron fenced outdoor setting. A garage provides valuable additional functionality rarely found with downtown hospitality properties. Located on a charming tree-lined brick street within Historic Downtown Wilmington, the property is ideally positioned near the city's renowned restaurants, shops, entertainment, waterfront, cultural attractions, and nightlife. Wilmington's beaches are also just a short drive away. This is a compelling opportunity for an entrepreneur, hospitality operator, investor, or buyer seeking a unique combination of established B&B business, prime downtown location, historic property, and multiple future-use possibilities.

118 S 4th St, Wilmington

Listing courtesy of Intracoastal Realty Corporation.

$1,795,000
6 Beds ⋅ 7 Baths ⋅ 100601788 MLS
Discover a rare opportunity to own a piece of Wilmington's past, thoughtfully restored for modern living and perfectly positioned for the future. Built in 1890, this exceptional historic property has been lovingly restored and redesigned by its current owners, blending timeless architectural character with contemporary comfort, style, and functionality. Spanning three stories, the home features six private ensuite bedrooms, each offering its own unique character, along with a fully separate one-bedroom accessory unit. The property also holds a B&B permit for up to four rooms, creating an outstanding opportunity for an income-producing bed and breakfast, boutique lodging operation, or flexible live/work arrangement. Currently operating as a successful bed and breakfast, the property could just as easily be transformed into a spectacular private residence. Inside, you'll find beautiful hardwood floors, large windows providing abundant natural light, distinctive architectural details, and a thoughtfully designed interior that reflects the character of the home while offering the comforts of today. A spacious entertainment area provides the perfect setting for gatherings and special occasions. Outside, the property is equally impressive, featuring private iron-fenced gardens, mature landscaping, and a garage, creating a peaceful and private setting in the heart of the city. Located in a charming historic neighborhood on a tree-lined brick street, this property places you within easy reach of Downtown Wilmington's restaurants, shopping, entertainment, riverfront attractions, and cultural amenities, while remaining convenient to the area's beautiful beaches. Historic character. Income-producing potential. Exceptional location. Endless possibilities. Whether you envision continuing its legacy as a boutique bed and breakfast or creating your own extraordinary downtown residence, this is a truly special Wilmington property.

118 S 4th St, Wilmington

Listing courtesy of Intracoastal Realty Corporation.

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