Montclair Homes with USDA Loan Listing Terms

Montclair Homes with USDA Loan Listing Terms

Welcome to Montclair, a charming subdivision nestled in the heart of Jacksonville, North Carolina. This picturesque community in Onslow County is an ideal blend of suburban tranquility and modern convenience, making it a perfect place for families, retirees, and everyone in between.

Montclair boasts a variety of beautifully designed homes, each reflecting the warmth and character that define this welcoming neighborhood. With spacious layouts, contemporary finishes, and well-manicured lawns, these residences offer a perfect backdrop for creating cherished memories. Whether you're looking for a cozy starter home or a larger family dwelling, Montclair has something to suit every taste and budget.

One of the standout features of Montclair is its accessibility to USDA loan options, making homeownership more attainable for many. With USDA loan listings available, eligible buyers can take advantage of 0% down payment financing, allowing you to invest in your dream home without the burden of a hefty upfront cost. This program is especially beneficial for first-time homebuyers and those looking to settle in a vibrant community like Montclair.

Life in Montclair is enriched by a host of local amenities, including parks, shopping centers, and schools, all just a short drive away. The community is also conveniently located near major highways, providing easy access to nearby attractions and the beautiful North Carolina coastline.

If you're ready to discover your perfect home in Montclair, let our dedicated team guide you through the process. Embrace the opportunity to live in a community that offers both comfort and convenience—your dream home awaits!

Newest Montclair Homes with USDA Loan Listing Terms

$234,000
3 Beds ⋅ 1 Baths ⋅ 100591630 MLS
If you are looking for space, honey- we've got it! This 3-bedroom, 1,530-square-foot home is packed with features you'll love! The oversized bonus/great room is a true standout, complete with a cozy wood-burning stove and endless possibilities. Whether you envision a second living area, media room, home office, or the ultimate playroom, this flexible space is ready to fit your lifestyle. Freshly painted kitchen cabinetry, hallways, living room, and bedrooms create a bright, welcoming feel throughout the home. The original hardwood floors have been professionally refinished and sealed with lacquer, bringing new life to the home's classic character, while brand-new luxury vinyl plank flooring enhances both the kitchen and dining area. On a large, nearly half-acre lot, you can enjoy your chain link fenced in backyard and a screened in porch, to unwind and relax while enjoying the quiet, peaceful evenings. In addition to two covered parking spaces, the attached carport features convenient built-in storage for garden tools, lawn equipment, and extra belongings. This home is outside city limits, so no city taxes + No HOA! Bring the chickens if you'd like! Your backyard is complete with a double gate to park your boat, trailer, or additional vehicle. Additional updates include a 2022 HVAC system and a septic system that was pumped in 2025, giving you added peace of mind. Move-in ready, packed with value, and priced to sell, this is the kind of home that offers the space you need, the updates you want, and the freedom you've been looking for. Come tour today and see why this location and home is calling your name!

11 Oxford Dr, Jacksonville

Listing courtesy of SERHANT.

$244,000
3 Beds ⋅ 1 Baths ⋅ 100591174 MLS
Welcome home to this beautifully updated 3-bedroom, home offering 1,416 square feet of comfortable living space in Jacksonville, NC. Conveniently located just a short commute to Camp Lejeune and MCAS New River, this move-in ready home has been thoughtfully renovated throughout. Step inside to find all-new luxury vinyl plank (LVP) flooring, fresh paint throughout, and new interior doors that give the home a clean, modern feel. The updated kitchen features brand-new cabinets, countertops, and a complete suite of new appliances, including an electric range/oven, dishwasher, and refrigerator. Enjoy added peace of mind with a new exterior HVAC unit installed in July 2026. Whether you're a first-time homebuyer, military buyer, or investor, this home offers the perfect combination of location, updates, and value. Don't miss your opportunity to own this beautifully refreshed Jacksonville home--schedule your showing today! For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

1 Berkshire Dr, Jacksonville

Listing courtesy of Coldwell Banker Sea Coast Advantage.

$249,900
3 Beds ⋅ 2 Baths ⋅ 100582392 MLS
Charming brick home outside the city limits in the Montclair subdivision! This spacious starter home offers over 1,700 heated square feet with 3 bedrooms, 1.5 bathrooms, three living areas, and a bonus room for added flexibility. Located just off Piney Green Road, this home also features a detached 1-car garage and plenty of potential. Enjoy no city taxes while still being close to military bases, shopping, restaurants, and local conveniences.

104 Princeton Dr, Jacksonville

Listing courtesy of Coldwell Banker Sea Coast Advantage.

$228,501
3 Beds ⋅ 2 Baths ⋅ 100581179 MLS
Discover the epitome of charm and comfort in this adorable 3-bedroom, 2-bathroom home boasting a spacious backyard, stainless steel appliances, and a cozy atmosphere. Located close to Camp Lejeune, beaches, and community events, this charming property features original hardwood floors in the living area, a single car garage for convenience, and a ready-to-move-in status. Whether you seek a peaceful retreat or a place to create lasting memories, this home offers the perfect blend of comfort and convenience, inviting you to envision the possibilities that await in this desirable location. Schedule your showing today and make this cozy haven your own.

35 Victoria Rd, Jacksonville

Listing courtesy of CENTURY 21 Champion Real Estate.

$253,000
3 Beds ⋅ 2 Baths ⋅ 100568952 MLS
Welcome to **102 Yorkshire Drive** -- a move-in-ready Jacksonville gem that delivers exceptional value under the $300,000 mark. Whether you're a first-time buyer, military family stationed at Camp Lejeune, growing household, or savvy investor, this 3-bedroom, 2-bathroom home checks every box on your wish list. **Why Buyers Love 102 YorkshireDrive:** This thoughtfully maintained home offers a perfect blend of comfort, functionality, and outdoor living -- without the price tag of a new build. From the covered carport to the fully fenced backyard, every feature has been designed for everyday convenience and long-term enjoyment. Inside the Home:**3 spacious bedrooms** -- perfect for families, guests, a home office, or a nursery - **2 full bathrooms** -- no more morning traffic jams - Bright, comfortable living spaces ready for your personal touch - Move-in ready with all the essentials in place **Outdoor Features Buyers Are Searching For:** - **Fully fenced backyard** -- ideal for kids, pets, weekend BBQs, and added privacy - **Two storage sheds** -- rare bonus space for tools, lawn equipment, hobbies, or seasonal storage- **Covered carport** -- protect your vehicle from the Carolina sun and coastal weather- Plenty of room to garden, entertain, or simply relax outdoors **Prime Jacksonville, NC Location:** 102 Yorkshire Drive places you minutes from everything that makes Jacksonville a smart place to call home. You'll enjoy quick access to **Camp Lejeune (MCB)**, top-rated schools, shopping, dining, healthcare, and the beautiful North Carolina coast -- with **Topsail Beach, Emerald Isle, and the Intracoastal Waterway** just a short drive away. **Smart Buy Under $300K:** Homes in this price range -- with a fenced yard, multiple outbuildings, *and* a carport -- are increasingly hard to find in Jacksonville. This property offers immediate equity potential, low-maintenance living, and the lifestyle features that today's buyers are competing for. **Schedule Your Private Tour Today** Don't miss your opportunity to own this affordable, feature-packed Jacksonville home.

102 Yorkshire Dr, Jacksonville

Listing courtesy of REAL Broker LLC.

$243,000
4 Beds ⋅ 2 Baths ⋅ 100554438 MLS
This charming, well-maintained home is move-in ready and full of character. From the moment you arrive, you're welcomed by a covered front porch that opens directly into a bright, open-concept living space—perfect for staying connected with family and friends no matter where you are in the home. The custom kitchen features stainless steel appliances, a downdraft stove/oven, built-in microwave, and glass-front upper cabinets, offering both style and functionality. The dining area overlooks the kitchen and living room, creating an ideal space for everyday living and entertaining. Down the hallway, you'll find all four bedrooms and the home's bathrooms. The hardwood floors in the bedrooms and hallway have been beautifully redone, adding warmth and charm throughout. Outside, enjoy a spacious backyard with a patio—great for relaxing or hosting gatherings. Two durable storage sheds provide ample space and have proven to withstand Eastern North Carolina weather. Recent upgrades include fresh interior paint, refinished hardwood floors, new gutters, and among many others. This 1,443-square-foot single-family home offers 4 bedrooms and 1.5 bathrooms and has been freshly remodeled. Don't miss your opportunity to see this inviting home—schedule your showing before it's gone!

29 Berkshire Dr, Jacksonville

Listing courtesy of RE/MAX Elite Realty Group.

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