The Bluffs Homes with USDA Loan Listing Terms

The Bluffs Homes with USDA Loan Listing Terms

Welcome to The Bluffs, a picturesque subdivision nestled in the heart of Lake Waccamaw, North Carolina. This charming community offers a unique blend of serene natural beauty and modern conveniences, making it an ideal place for families, retirees, and everyone in between. With its lush landscapes and tranquil surroundings, The Bluffs is the perfect retreat for those looking to escape the hustle and bustle of city life while still enjoying easy access to essential amenities.

The homes in The Bluffs are designed with comfort and style in mind, featuring spacious floor plans, contemporary finishes, and inviting outdoor spaces. Many of these residences are eligible for USDA loan listings, providing an excellent opportunity for first-time homebuyers and those seeking affordable financing options. The USDA loan program is a fantastic way to achieve homeownership in this idyllic setting, allowing you to invest in your dream home without the burden of a hefty down payment.

Living in Lake Waccamaw means embracing a lifestyle filled with outdoor adventures and community spirit. Residents can enjoy fishing, boating, and hiking, all while surrounded by the stunning natural beauty of the area. The nearby Lake Waccamaw State Park offers miles of trails and scenic vistas, perfect for weekend outings with family and friends.

Experience the charm of The Bluffs, where your dream home awaits amid the beauty of North Carolina’s countryside. Discover the perfect blend of comfort, community, and convenience in this enchanting subdivision. Come home to The Bluffs, where every day feels like a vacation!

Newest The Bluffs Homes with USDA Loan Listing Terms

$630,000
2 Beds ⋅ 2 Baths ⋅ 100579405 MLS
Custom-built and thoughtfully designed, this beautiful home offers over 2,100 heated square feet on nearly an acre in Minnesott Beach. Featuring 2 bedrooms, 2 full bathrooms, and a versatile flex room, the open-concept floor plan provides comfortable living with quality finishes throughout. The spacious kitchen flows seamlessly into the living and dining areas, creating an ideal layout for everyday living and entertaining. Step outside to enjoy the screened porch, a perfect place to relax and take in the peaceful surroundings. Additional features include a spacious garage, ample storage, and a well-maintained lot offering room to enjoy the outdoors. Conveniently located near Oriental, Minnesott Beach, local marinas, golf, the Minnesott Beach ferry, and the Neuse River, this property offers easy access to many of the amenities and recreational opportunities that make Pamlico County so desirable. Seller is offering a $10,000 use-as-you-choose credit that may be applied toward closing costs, prepaids, or a rate buy-down, subject to lender approval. If you're looking for space, quality construction, and a peaceful setting with convenient access to the water and surrounding communities, this property deserves a closer look. Don't miss this opportunity to own a custom home in beautiful Minnesott Beach

126 Charlie Rd, Minnesott Beach

Listing courtesy of Realty ONE Group East.

$694,800
5 Beds ⋅ 4 Baths ⋅ 100570636 MLS
Located in the lakefront community of the Bluffs with a lovely community dock, this gorgeous new construction home built by Stevens Fine Homes is situated on a spacious corner, lakeview homesite measuring almost 1/2 acre and offers 5 bedrooms, 3.5 baths, large primary suite, a rear screened porch, finished 2-car garage and over 2,900 square feet of living space. A rocking chair front porch with lake views & a welcoming foyer with gorgeous wainscoting greets your guests, while the spacious kitchen features soft-close, 42'' cabinetry with crown molding, under-cabinet lighting, pendant lighting, an oversized island, stunning ''calacatta storm gold'' quartz countertops, 3x12 tile backsplash, Frigidaire Gallery stainless steel appliances including a French door refrigerator, a lighted pantry & more! The large living room features an inviting fireplace with marble surround while the dining area offers a lovely gathering space and also has lovely shaker-style wainscoting. A convenient mudroom off of the garage entry features a handy bench & coat station, and a powder bath completes the first floor. Upstairs, the peaceful primary suite boasts lake views & provides a lovely retreat with a seating area & adjoining bath with a double vanity & quartz countertops, 12x24 tile flooring, walk-in tile shower, soaking tub, water closet & a large walk-in closet. A guest suite, also with lake views & an attached private bath provides the perfect spot to host out of town guests. Three additional bedrooms, the last of which makes a wonderful media room, a third full bath with double vanity, and the laundry room, also with soft-close cabinetry for extra storage complete the second floor. Thoughtfully curated by our in-house designer, elevated finishes include long-lasting fiber cement siding painted in Sherwin Williams Dockside Blue & 30 year architectural shingles, durable luxury vinyl plank flooring throughout the first floor, tile flooring & quartz countertops in all full baths, tile flooring in laundry, propane fireplace with blower, elevated lighting & plumbing fixtures, soft-close cabinetry in kitchen & baths, shaker trim with 6'' baseboards throughout the home, exterior flood and coach lights, gutters, and more! Estimated to reach completion in June, 2026. Note that photos & renderings shown are of a similar home of the same floor plan--structural options & design finishes may vary.

104 Live Oak Cir, Lake Waccamaw

Listing courtesy of Coldwell Banker Sea Coast Advantage.

$620,000
4 Beds ⋅ 3 Baths ⋅ 100562704 MLS
Located in the lakefront community of the Bluffs with a lovely community dock, this gorgeous new construction home built by Stevens Fine Homes is situated on a spacious homesite measuring over half an acre and offers the best of one-level living with 4 bedrooms, 3 baths, large primary suite, a rear screened porch, finished 2-car garage and over 2,300 square feet of living space. A rocking chair front porch and welcoming foyer greets your guests, while the stunning kitchen features soft-close, 42'' cabinetry with crown molding, under-cabinet lighting, a large island, gorgeous ''designer white'' quartz countertops, 3x12 tile backsplash, Frigidaire stainless steel appliances including a french door refrigerator, a lighted pantry & more! The large great room boasts cathedral ceilings & an inviting fireplace, while the adjacent dining area offers a lovely gathering space, and large sunroom offers plentiful natural light. The main floor primary suite provides a lovely retreat with adjoining bath with a double vanity & quartz countertops, 12x24 tile flooring, oversized walk-in tile shower, water closet & a large walk-in closet. The large laundry room off of the garage entrance features a bench & coat station and a storage closet. Two additional bedrooms & a well-appointed guest bath, also with quartz counters & tile flooring, complete the first floor. Upstairs, you'll find the 4th bedroom with an adjoining bath, creating the perfect guest suite, home theater or home office. Thoughtfully curated by our in-house designer, elevated finishes include durable fiber cement siding painted in Sherwin Williams Light French Gray, luxury vinyl plank flooring throughout the downstairs living areas & laundry room, tile in all baths, propane fireplace, elevated lighting & plumbing fixtures, soft-close cabinetry in kitchen & baths, quartz countertops in all baths, shaker trim with 6'' baseboards, exterior flood and coach lights, gutters, and more! Estimated to reach completion in late June, 2026. Note that photos shown are of a similar home of the same floor plan & structural options & design finishes may vary.

122 Live Oak Cir, Lake Waccamaw

Listing courtesy of Coldwell Banker Sea Coast Advantage.

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