Waterways Homes with USDA Loan Listing Terms

Waterways Homes with USDA Loan Listing Terms

Welcome to Waterways, a picturesque subdivision nestled in the heart of Richmond Hill, Georgia. This charming community is a hidden gem within Bryan County, offering a perfect blend of tranquility and modern living. With its stunning natural landscapes and serene waterways, Waterways is an idyllic place to call home for families, retirees, and anyone seeking a peaceful retreat from the hustle and bustle of everyday life.

One of the standout features of Waterways is its commitment to maintaining a harmonious relationship with nature. The community is designed around beautiful lakes and lush greenery, providing residents with endless opportunities for outdoor activities, from kayaking to leisurely strolls along scenic trails. Imagine waking up to the gentle sounds of nature and enjoying breathtaking views right from your doorstep!

In addition to its natural beauty, Waterways offers a variety of homes that cater to diverse lifestyles. Whether you’re looking for a cozy cottage or a spacious family residence, you’ll find options that fit your needs. Importantly, many of these homes qualify for USDA loan listings, making homeownership more accessible for those who meet the eligibility criteria. This is a fantastic opportunity for first-time buyers or anyone seeking to invest in a vibrant community without the burden of a hefty down payment.

Richmond Hill’s close-knit atmosphere, combined with the amenities and conveniences of Waterways, makes it an exceptional place to live. Explore the community today and discover your dream home amid the enchanting backdrop of Georgia’s coastal charm!

Newest Waterways Homes with USDA Loan Listing Terms

$818,000
4 Beds ⋅ 3 Baths ⋅ SA361138 MLS
$10,000 BUYER INCENTIVE! Sellers are offering up to $10,000 toward a rate buy-down or closing costs with an accepted offer by August 15, 2026. Experience luxury Lowcountry living in The Enclave at Waterways. Situated on a private 0.41-acre cul-de-sac lot overlooking a wooded preserve, this like-new custom 4-bedroom, 2.5-bath home blends timeless design with modern comfort. A welcoming wraparound front porch sets the stage for relaxed coastal living. Inside, you'll find a grand foyer, elegant dining room with designer lighting and custom trim, and an open-concept living space highlighted by a coffered ceiling with warm wood accents. The gourmet kitchen features a large quartz island, porcelain farmhouse sink, and premium GE Café appliances, making it ideal for entertaining. The main-level owner's suite offers a spa-inspired bath with a soaking tub, frameless glass shower, double vanities, and a spacious walk-in closet. Upstairs includes three guest bedrooms, a versatile loft, a dual-vanity bath, and abundant walk-in attic storage. Enjoy year-round outdoor living on the screened porch and custom paver patio with firepit overlooking the fully fenced backyard and peaceful wooded preserve. Additional upgrades include plantation shutters, spray foam insulation, Low-E windows, gutters, enhanced landscaping, and an oversized two-car garage. Move-in ready and impeccably maintained, this exceptional home offers the perfect blend of privacy, luxury, and the unmatched Waterways lifestyle with miles of nature trails, resort-style amenities, marina access, and coastal recreation. Directions

586 Enclave Dr, Richmond Hill

Listing courtesy of Mathews Coastal Realty.

$584,111
5 Beds ⋅ 3 Baths ⋅ SA360091 MLS

287 Chatham Ln, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$414,265
3 Beds ⋅ 2 Baths ⋅ SA360090 MLS

124 Chatham Ln, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$535,000
3 Beds ⋅ 2 Baths ⋅ SA359782 MLS
Experience effortless single-level living on a quiet cul-de-sac in the sought-after Waterways community. This beautifully upgraded 3-bedroom, 2-bath home with a dedicated office/study offers the perfect blend of luxury, comfort, and thoughtful design. A welcoming front porch leads to elegant porcelain wood-look tile flooring, while upgraded luxury vinyl plank flooring with a 35-year warranty flows throughout the main living areas. Custom woodwork, shiplap, and board-and-batten accents add warmth and character to the owner's suite and guest bedroom. The open floor plan features a spacious mudroom with a custom drop-zone bench and storage, plus a covered back porch for relaxing outdoors. The living room showcases a stunning custom entertainment wall with an electric fireplace, marble accents, adjustable display lighting, and a recessed space designed for an 85-inch TV. The gourmet kitchen features solid eucalyptus wood cabinetry with wood-grain doors, quartz countertops, and custom wood pantry shelving. The laundry room includes quartz countertops, custom cabinetry, and an upgraded utility sink. Quartz countertops continue throughout the bathrooms with brushed nickel fixtures. Additional upgrades include a whole-home tankless electric water heater, complete Sherwin-Williams paint finish, Hunter ceiling fans, upgraded lighting, Decora-style outlets, dimmable switches, epoxy-coated garage floors with built-in shelving, additional garage and owner's closet lighting, and premium window treatments including plantation shutters, Roman shades, 2-inch wood blinds, and custom drapes. Enjoy the award-winning Waterways lifestyle with resort-style pools, fitness center, marina, walking and biking trails, parks, dog park, Bill Dance Signature fishing lagoons, kayaking, pickleball, tennis, dining, and year-round community events. This move-in-ready home offers exceptional quality, luxury finishes, and low-maintenance coastal living.

39 Kellet Ct, Richmond Hill

Listing courtesy of Mathews Coastal Realty.

$574,965
5 Beds ⋅ 3 Baths ⋅ SA359258 MLS

104 Chatham Ln, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$524,665
5 Beds ⋅ 3 Baths ⋅ SA359254 MLS

338 Pulaski Dr, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$849,900
4 Beds ⋅ 4 Baths ⋅ SA357649 MLS
Refined Lowcountry living in Richmond Hill’s gated Waterways community with nearly $62K in thoughtful post-closing upgrades. This farmhouse-style home offers a split-bedroom layout, light oak LVP flooring, quartz kitchen countertops, gas range, premium appliances, walk-in pantry, custom cabinetry, pull-out storage, wine shelving, and walnut accent detail. The owner’s suite features a vaulted ceiling, custom closet with shelving, shoe racks, deep drawers, and laundry access. Added upgrades include plantation shutters, seagrass shades, designer wallpaper, upgraded electrical, microwave/convection oven, custom built-ins, and enhanced laundry storage. The great room with brick fireplace opens to a screened porch with ceiling fans. Upstairs offers a bonus room with full bath and walk-in attic storage. Exterior features include metal fencing with gates, outdoor shutters, refreshed landscaping, and epoxy garage flooring. Enjoy trails, parks, pools, lagoons, marina access, boat storage, and coastal amenities.

180 Enclave Dr, Richmond Hill

Listing courtesy of CH Mathews LLC.

$514,515
5 Beds ⋅ 3 Baths ⋅ SA352563 MLS
Discover the Mitchell floorplan in the sought-after Waterways community! This spacious 5-bedroom, 3-bath home offers flexible living with a convenient guest suite on the main floor. The open-concept layout features a bright gathering room that flows into a well-appointed kitchen with plenty of storage. Upstairs, the expansive owner’s suite impresses with a large bedroom, oversized walk-in closet, and private bath. Three additional bedrooms and generous storage throughout provide comfortable space for everyone. Enjoy outdoor living on the covered lanai, perfect for relaxing or entertaining. Waterways offers gated living, stunning natural surroundings, and resort-style amenities.

386 Monterey Loop, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$500,000
4 Beds ⋅ 3 Baths ⋅ SA349648 MLS
NOW OFFERING A $10K BUYER INCENTIVE! Experience the lifestyle you’ve been searching for at 205 Ridgewood Park Drive, perfectly positioned across from the park and near the community garden and bus stop. A wide wraparound porch welcomes you inside, where tray ceilings, a fireplace with built-ins, open living spaces, and a gorgeous dining room set the tone. The chef’s kitchen offers premium appliances, a new dishwasher, an expansive island, farm sink, and sunny breakfast nook. A main-level suite provides comfort for guests or the perfect office, while upstairs the owner’s retreat features hardwood floors, double-tray ceiling, and a beautifully updated bathroom with a newly tiled shower. Two additional bedrooms and a loft add flexibility for work, play, or relaxation. Beyond the home, Waterways offers pools, fitness facilities, trails, a dog park, full-service marina, and golf-cart culture, along with community events, food trucks, and more. Highly rated Richmond Hill schools are also nearby.

205 Ridgewood Park Dr N, Richmond Hill

Listing courtesy of Compass Georgia, LLC.

$679,000
5 Beds ⋅ 4 Baths ⋅ SA345932 MLS
SELLER OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS AND/OR RATE BUYDOWN! Tucked away on a private wooded lot in the highly desirable Waterways Community, this stunning home offers over 3,500 square feet of elevated living on 0.68 acres. From the moment you arrive, you’ll feel the privacy, space, and lifestyle this exceptional property provides. The main floor is designed for both entertaining and everyday comfort, featuring an expansive open living area that flows into the gourmet kitchen. Oversized windows frame views of the covered patio and serene backyard, creating an inviting indoor-outdoor atmosphere. A formal dining room, private office, and guest suite with a full bath complete the first level. Upstairs, a spacious bonus room offers endless flexibility for a media room, playroom, or second living space. The luxurious primary suite features a spa-inspired bath and oversized walk-in closet, while three additional bedrooms and two full bathrooms provide ample room for family and guests. Living in Waterways Community means enjoying resort-style amenities and an unmatched coastal lifestyle, including a marina with deep-water access, scenic walking trails, a community garden, a resort-style pool, and the new tavern.

25 Long Creek Ln, Richmond Hill

Listing courtesy of Keller Williams Coastal Area P.

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