Waterways Homes with USDA Loan Listing Terms

Waterways Homes with USDA Loan Listing Terms

Welcome to Waterways, a picturesque subdivision nestled in the heart of Richmond Hill, Georgia. This charming community is a hidden gem within Bryan County, offering a perfect blend of tranquility and modern living. With its stunning natural landscapes and serene waterways, Waterways is an idyllic place to call home for families, retirees, and anyone seeking a peaceful retreat from the hustle and bustle of everyday life.

One of the standout features of Waterways is its commitment to maintaining a harmonious relationship with nature. The community is designed around beautiful lakes and lush greenery, providing residents with endless opportunities for outdoor activities, from kayaking to leisurely strolls along scenic trails. Imagine waking up to the gentle sounds of nature and enjoying breathtaking views right from your doorstep!

In addition to its natural beauty, Waterways offers a variety of homes that cater to diverse lifestyles. Whether you’re looking for a cozy cottage or a spacious family residence, you’ll find options that fit your needs. Importantly, many of these homes qualify for USDA loan listings, making homeownership more accessible for those who meet the eligibility criteria. This is a fantastic opportunity for first-time buyers or anyone seeking to invest in a vibrant community without the burden of a hefty down payment.

Richmond Hill’s close-knit atmosphere, combined with the amenities and conveniences of Waterways, makes it an exceptional place to live. Explore the community today and discover your dream home amid the enchanting backdrop of Georgia’s coastal charm!

Newest Waterways Homes with USDA Loan Listing Terms

$905,000
4 Beds ⋅ 4 Baths ⋅ SA361139 MLS
Step into European Lowcountry elegance in this beautifully appointed home, where creamy white Hardie board siding, black-framed windows, black gutter accents, and rain chains create a timeless exterior. A spacious 3-car garage welcomes you into an open-concept interior filled with thoughtful details and high-end finishes. The heart of the home is the gourmet kitchen, featuring a sage green island with champagne-gold fixtures, a premium Z Line appliance package, 48-inch range with double ovens, Italian tile backsplash, pot filler, and custom wood hood. The great room showcases a beautiful mantel over a gas fireplace, built-in speakers, and receiver for an enhanced entertainment experience. The main-level owner’s suite offers a luxurious retreat with a spa-like ensuite bath, dual vanities, abundant cabinetry, soaking tub, frameless glass shower, and a large walk-in closet with custom wood shelving. Three additional bedrooms are located on the main level, including spacious walk-in closets and convenient access to full baths. A flexible fourth bedroom near the garage could easily serve as an office, while the dining space near the foyer offers additional flexibility. Outdoor living shines with a screened porch featuring a summer kitchen with a premium ProMaster grill, TV outlet, and access to the fenced backyard. Plantation shutters, TV mounts throughout, built-in audio, and Ecobee thermostats add comfort and convenience. Upstairs, a large bonus room with a full bath provides additional living space and could function as a fifth bedroom, media room, or guest suite. The laundry room features a sink, quartz countertops, and cabinetry. The insulated 3-car garage adds even more functionality. As an added opportunity, a like-new golf cart is available as a negotiable item with the sale. This exceptional home blends refined design, everyday functionality, and Lowcountry outdoor living in one impressive package.

73 Cane Patch Ln, Richmond Hill

Listing courtesy of CH Mathews LLC.

$650,000
4 Beds ⋅ 4 Baths ⋅ SA363321 MLS
If you’ve been waiting for a home in Waterways that combines energy efficiency, thoughtful upgrades, privacy, and the lifestyle this community is known for, this may be the one! This energy-efficient Norwood custom-built Dogwood floor plan offers a downstairs primary suite, office/flex space that could easily serve as a 4th bedroom, two upstairs bedrooms, a loft, and a walk-in attic with additional lighting, shelving, and storage added by the current owners. Built with energy-efficient windows and spray-foam insulation, this home is easy on the utility bills, with electric bills averaging less than $200 a month through the local electric co-op. The open kitchen flows into the great room and features upgraded cabinetry, leathered countertops and a walk-in pantry. Plantation shutters in the living and dining rooms, upgraded lighting in the foyer, kitchen and primary suite, and shiplap accents in the foyer, powder room and primary bedroom add just the right touches. The screened room overlooks a private backyard framed by a beautiful tree canopy, fire pit area, and recently upgraded landscaping. There’s plenty of outdoor living space, including an extended paver driveway, additional pavers, and a 20-foot paver patio with a grill area. A LiftMaster garage door opener, two HVAC systems, and custom window valances are additional upgrades. And then there’s the Waterways lifestyle! Spend your days fishing in the Bill Dance-stocked lagoons, enjoying the marina and dry storage, or meeting friends for pickleball, volleyball, or a workout at the gym. Two pools, a dog park, streetlights, and a gated community with security add to the convenience. With connecting lagoons and so many ways to enjoy the outdoors, Waterways offers that laid-back coastal lifestyle that is hard to find—and even harder to leave. No flood insurance required. Public Bryan County water and sewer.

113 Ridgewood Park Dr S, Richmond Hill

Listing courtesy of Keller Williams Coastal Area P.

$549,900
3 Beds ⋅ 3 Baths ⋅ SA362346 MLS
Reintroduced to the market following a seller timeline adjustment! Located on a 0.28-acre private lot with woods behind —perfect for outdoor activities or gardening. Only one-year-old, single-level, open concept, and in pristine condition with over $75,000 in upgrades and seamless indoor-outdoor living. The gourmet kitchen features upgraded cabinets, quartz countertops, 10' island, 36" cooktop, and KitchenAid appliances. Elegant finishes include upgraded flooring, a large office area and flex space, and custom ceiling fans throughout the home and garage. The expansive backyard is great for relaxing. The primary suite has a walk-in closet and luxurious en suite bath. Additional perks include a golf cart garage. Enjoy resort-style amenities like pools, a marina, fitness center, parks, garden plots, and scenic trails in a vibrant community. Don’t miss this rare opportunity! * AI/virtual staging used. No structural changes. Buyer to verify all features.

217 Higginson Dr, Richmond Hill

Listing courtesy of Mathews Coastal Realty.

$584,111
4 Beds ⋅ 4 Baths ⋅ SA360091 MLS
Welcome to the Stonebrook in sought-after Waterways! Situated on a desirable cul-de-sac homesite, this beautifully designed home offers 4 bedrooms, 3.5 baths, and a dedicated home office, providing the perfect balance of comfort and functionality. The heart of the home is a gourmet kitchen featuring built-in Whirlpool stainless steel appliances, abundant cabinetry, and an open-concept design ideal for entertaining. The spacious gathering room seamlessly connects to the screened lanai through an oversized sliding glass door, creating the perfect indoor-outdoor living experience. The private owner's suite and well-appointed secondary bedrooms provide space for family and guests alike. Enjoy all that Waterways has to offer while living in a thoughtfully designed home with premium finishes and modern style.

287 Chatham Ln, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$535,000
3 Beds ⋅ 2 Baths ⋅ SA359782 MLS
Experience effortless single-level living on a quiet cul-de-sac in the sought-after Waterways community. This beautifully upgraded 3-bedroom, 2-bath home with a dedicated office/study offers the perfect blend of luxury, comfort, and thoughtful design. A welcoming front porch leads to elegant porcelain wood-look tile flooring, while upgraded luxury vinyl plank flooring with a 35-year warranty flows throughout the main living areas. Custom woodwork, shiplap, and board-and-batten accents add warmth and character to the owner's suite and guest bedroom. The open floor plan features a spacious mudroom with a custom drop-zone bench and storage, plus a covered back porch for relaxing outdoors. The living room showcases a stunning custom entertainment wall with an electric fireplace, marble accents, adjustable display lighting, and a recessed space designed for an 85-inch TV. The gourmet kitchen features solid eucalyptus wood cabinetry with wood-grain doors, quartz countertops, and custom wood pantry shelving. The laundry room includes quartz countertops, custom cabinetry, and an upgraded utility sink. Quartz countertops continue throughout the bathrooms with brushed nickel fixtures. Additional upgrades include a whole-home tankless electric water heater, complete Sherwin-Williams paint finish, Hunter ceiling fans, upgraded lighting, Decora-style outlets, dimmable switches, epoxy-coated garage floors with built-in shelving, additional garage and owner's closet lighting, and premium window treatments including plantation shutters, Roman shades, 2-inch wood blinds, and custom drapes. Enjoy the award-winning Waterways lifestyle with resort-style pools, fitness center, marina, walking and biking trails, parks, dog park, Bill Dance Signature fishing lagoons, kayaking, pickleball, tennis, dining, and year-round community events. This move-in-ready home offers exceptional quality, luxury finishes, and low-maintenance coastal living.

39 Kellet Ct, Richmond Hill

Listing courtesy of Mathews Coastal Realty.

$549,911
4 Beds ⋅ 4 Baths ⋅ SA359258 MLS
This stunning Stonebrook plan offers 4 bedrooms, 3.5 baths, and a dedicated home office. Designed with both comfort and entertaining in mind, the open-concept floorplan features a gourmet kitchen with built-in KitchenAid stainless steel appliances, abundant cabinetry, and seamless flow into the spacious gathering room. A dramatic sliding glass door opens to the screened lanai, creating the perfect indoor-outdoor living experience with tranquil preserve views. Upstairs, a secondary bedroom enjoys access to a private balcony, providing a unique retreat for guests or family members. The luxurious owner's suite, flexible living spaces, and designer finishes throughout make this home as functional as it is beautiful. Experience modern Lowcountry living with privacy, style, and the exceptional amenities that make Waterways one of Coastal Georgia's most sought-after communities.

104 Chatham Ln, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$499,665
5 Beds ⋅ 3 Baths ⋅ SA359254 MLS
Move-in ready Mitchell floorplan in the sought-after gated community of Waterways! This spacious two-story home offers 5 bedrooms, 3 bathrooms, and approximately 2,956 square feet of thoughtfully designed living space. A guest bedroom and full bath on the main level provide the perfect setup for visitors or multigenerational living. The open-concept layout features a gourmet kitchen overlooking the gathering room, ideal for entertaining and everyday living. Additional highlights include a formal dining room, wood stair treads, and a luxurious owner's suite with a tiled shower. Enjoy community amenities and the lifestyle Waterways is known for, all while being conveniently located in Richmond Hill. Complete with a 2-car garage, this beautifully designed home blends comfort, style, and functionality.

338 Pulaski Dr, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$849,900
4 Beds ⋅ 4 Baths ⋅ SA357649 MLS
Refined Lowcountry living in Richmond Hill’s gated Waterways community with nearly $62K in thoughtful post-closing upgrades. This farmhouse-style home offers a split-bedroom layout, light oak LVP flooring, quartz kitchen countertops, gas range, premium appliances, walk-in pantry, custom cabinetry, pull-out storage, wine shelving, and walnut accent detail. The owner’s suite features a vaulted ceiling, custom closet with shelving, shoe racks, deep drawers, and laundry access. Added upgrades include plantation shutters, seagrass shades, designer wallpaper, upgraded electrical, microwave/convection oven, custom built-ins, and enhanced laundry storage. The great room with brick fireplace opens to a screened porch with ceiling fans. Upstairs offers a bonus room with full bath and walk-in attic storage. Exterior features include metal fencing with gates, outdoor shutters, refreshed landscaping, and epoxy garage flooring. Enjoy trails, parks, pools, lagoons, marina access, boat storage, and coastal amenities.

180 Enclave Dr, Richmond Hill

Listing courtesy of CH Mathews LLC.

$464,565
5 Beds ⋅ 3 Baths ⋅ SA352563 MLS
Discover the Mitchell floorplan in the sought-after Waterways community! This spacious 5-bedroom, 3-bath home offers flexible living with a convenient guest suite on the main floor. The open-concept layout features a bright gathering room that flows into a well-appointed kitchen with plenty of storage. Upstairs, the expansive owner’s suite impresses with a large bedroom, oversized walk-in closet, and private bath. Three additional bedrooms and generous storage throughout provide comfortable space for everyone. Enjoy outdoor living on the covered lanai, perfect for relaxing or entertaining. Waterways offers gated living, stunning natural surroundings, and resort-style amenities.

386 Monterey Loop, Richmond Hill

Listing courtesy of Pulte Realty of Georgia Inc.

$659,000
5 Beds ⋅ 4 Baths ⋅ SA345932 MLS
SELLER OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS AND/OR RATE BUYDOWN! Tucked away on a private wooded lot in the highly desirable Waterways Community, this stunning home offers over 3,500 square feet of elevated living on 0.68 acres. From the moment you arrive, you’ll feel the privacy, space, and lifestyle this exceptional property provides. The main floor is designed for both entertaining and everyday comfort, featuring an expansive open living area that flows into the gourmet kitchen. Oversized windows frame views of the covered patio and serene backyard, creating an inviting indoor-outdoor atmosphere. A formal dining room, private office, and guest suite with a full bath complete the first level. Upstairs, a spacious bonus room offers endless flexibility for a media room, playroom, or second living space. The luxurious primary suite features a spa-inspired bath and oversized walk-in closet, while three additional bedrooms and two full bathrooms provide ample room for family and guests. Living in Waterways Community means enjoying resort-style amenities and an unmatched coastal lifestyle, including a marina with deep-water access, scenic walking trails, a community garden, a resort-style pool, and the new tavern. An assumable VA Loan is available.

25 Long Creek Ln, Richmond Hill

Listing courtesy of Keller Williams Coastal Area P.

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