Savannah Homes with FHA Listing Terms

Savannah Homes with FHA Listing Terms

Welcome to Savannah, a charming city located in Chatham County, Georgia. Known for its rich history, stunning architecture, and vibrant culture, Savannah is a popular destination for those looking to experience Southern hospitality at its finest.

If you're considering calling Savannah home, you'll be pleased to know that there are plenty of options available, including homes with FHA listing terms. This means that potential buyers who qualify for an FHA loan can explore a variety of properties in the area with more flexibility and ease.

Whether you're drawn to the cobblestone streets of the Historic District, the picturesque waterfront views along River Street, or the lush greenery of Forsyth Park, Savannah offers a diverse range of neighborhoods to suit every lifestyle. From historic mansions to modern condos, there's something for everyone in this dynamic city.

Beyond its architectural beauty, Savannah also boasts a thriving arts and culinary scene, with numerous galleries, boutiques, and restaurants to explore. Residents can enjoy a leisurely stroll through the city's many squares, take a riverboat cruise along the Savannah River, or simply relax and soak in the Southern charm that permeates every corner of this enchanting city.

If you're ready to make Savannah your new home, let us help you find the perfect property with FHA listing terms. Contact us today to start your real estate journey in this unique and welcoming city.

Newest Savannah Homes with FHA Listing Terms

$235,000
2 Beds ⋅ 1 Baths ⋅ SA361160 MLS
Charming and fully remodeled, this 2-bedroom, 1-bathroom home offers 825 square feet of thoughtfully updated living space, ideal for a first-time buyer, a downsizer, or an investor seeking a turnkey rental. A custom accent door welcomes you into a bright, open living area finished with durable luxury vinyl plank flooring, crisp crown molding, and a ceiling fan for year-round comfort. The fully remodeled kitchen anchors the home with sleek granite countertops, brand-new stainless steel appliances, and clean white cabinetry, offering both style and function in an efficient footprint. A dedicated laundry room adds a level of everyday convenience not often found in a home of this size. Both bedrooms are generously proportioned with large windows that bring in abundant natural light, while the fully updated bathroom rounds out the interior with tasteful, modern finishes. Outside, the home sits on a spacious corner lot, tree-shaded lot with mature landscaping and a fenced, gated yard for privacy and security. An oversized driveway provides ample off-street parking, and a storage shed offers additional space for tools, equipment, or seasonal items. This home represents a rare opportunity for owner-occupants and investors alike. For a homeowner, every major update has already been completed, allowing for immediate move-in with none of the time or cost of renovation. For an investor, the fully remodeled interior, off-street parking, and in-unit laundry are strong rent-supporting features, while the compact, low-maintenance footprint helps keep carrying costs lean and supports a healthy return. Schedule a showing today to see everything this home has to offer.

2324 Florida Ave, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$418,000
4 Beds ⋅ 2 Baths ⋅ SA361384 MLS
Well-maintained, income-producing duplex with a dedicated concrete parking lot in the rear. Each unit features 2 bedrooms, 1 bathroom, a spacious living and dining area, kitchen, laundry area, stainless steel appliances (including the refrigerator), and a private front porch. The downstairs unit offers front and side entrances, while the upstairs unit has front and rear entrances. Each unit includes two concrete rear parking spaces and separate electric meters. Conveniently located just minutes from Downtown Savannah and the Savannah College of Art and Design (SCAD), with a city bus stop and neighborhood park across the street. Perfect for investors or owner-occupants looking to live in one unit while generating rental income from the other. Seller would prefer to sell the adjacent lot together with the duplex, offering additional investment or development potential

1514 Augusta Ave, Savannah

Listing courtesy of Buy Sell Savannah Real Estate.

$499,900
4 Beds ⋅ 4 Baths ⋅ SA361412 MLS
Experience the versatility of new construction living in Camellia Trail with this beautifully designed property featuring a detached 1-bedroom ADU offering endless possibilities. The main home welcomes you with an open-concept layout designed for everyday comfort and entertaining, complete with granite countertops, stainless steel appliances, a large kitchen island, and durable luxury vinyl plank flooring throughout the main living spaces. The covered front porch with classic Lowcountry detailing including exposed rafters and tongue-and-groove ceiling adds inviting curb appeal and a relaxed coastal feel. The main-level primary suite features a spacious walk-in closet and tiled walk-in shower, while two additional upstairs bedrooms provide room for guests, family, or flexible use. Adding exceptional value, the detached 443 SF ADU includes its own private entrance, full kitchen, living area, bedroom, full bath, walk-in closet, and laundry space. Whether used as an income-producing rental, guest suite, home office, or multigenerational living arrangement, the ADU creates a unique opportunity rarely found in new construction. Enjoy the benefits of modern living paired with long-term flexibility and investment potential in this standout Savannah property.

309 Eugene St, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$499,900
4 Beds ⋅ 4 Baths ⋅ SA361411 MLS
Discover the perfect blend of modern construction and built-in income opportunity in Camellia Trail with this thoughtfully designed home featuring a detached 1-bedroom ADU. The main residence showcases an open and functional floor plan with luxury vinyl plank flooring throughout the main living areas, a spacious kitchen with granite countertops, stainless steel appliances, and a large center island ideal for entertaining. Charming coastal details including a covered front porch, exposed rafters, and tongue-and-groove ceiling add timeless Lowcountry character. The primary suite is conveniently located on the main level and offers a walk-in closet along with a tiled walk-in shower, while two additional upstairs bedrooms and a shared bath provide flexible living space. Separately positioned for added privacy, the 443 SF ADU offers incredible versatility with a full kitchen, living area, bedroom, walk-in closet, full bath, and in-unit laundry. Ideal for generating rental income, hosting extended guests, accommodating multigenerational living, or creating a private workspace. A rare opportunity to own new construction with true supplemental living space in one of Savannah’s growing communities.

206 Bruce St, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$499,900
4 Beds ⋅ 4 Baths ⋅ SA361410 MLS
Discover exceptional flexibility and income potential in Camellia Trail with this newly constructed property featuring a detached 1-bedroom ADU; a rare opportunity in today’s market. The main residence offers a bright open-concept design with a spacious kitchen complete with granite countertops, stainless steel appliances, oversized island, and luxury vinyl plank flooring throughout the primary living spaces. Lowcountry-inspired details including exposed rafters, tongue-and-groove porch ceiling, and a welcoming covered front porch create the perfect setting to relax and enjoy coastal living. The main-level owner’s suite features a walk-in closet and beautifully tiled walk-in shower, while two additional upstairs bedrooms provide comfortable accommodations for family or guests. A major highlight of this property is the private 443 SF detached ADU complete with its own kitchen, living space, bedroom, full bath, walk-in closet, and laundry area. Perfect for rental income, multigenerational living, private guest accommodations, or a home office setup. Whether you’re looking to offset your mortgage or maximize long-term value, this unique Savannah property delivers both lifestyle and investment appeal in one smart package.

204 Bruce St, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$499,000
4 Beds ⋅ 4 Baths ⋅ SA361409 MLS
Discover meaningful value in Camellia Trail at this newly constructed main residence paired with a detached 1-bedroom ADU designed for rental income, guests, or multigenerational living. The main home offers a thoughtfully designed open-concept layout featuring a spacious kitchen with island, granite countertops, stainless steel appliances, and durable luxury vinyl plank flooring throughout the main living areas. The covered front porch with exposed rafters and tongue-and-groove ceiling creates classic Lowcountry charm, perfect for relaxing and enjoying the coastal breeze. The main-level primary suite includes a walk-in closet and tiled walk-in shower, while two additional bedrooms and a shared bath upstairs provide comfortable space for family or guests. The private 443 SF ADU features its own kitchen, living area, bedroom, full bath, walk-in closet, and in-unit laundry; ideal for long-term rental income, extended family, or a flexible workspace. Live in one space while generating income from the other. A standout value in today’s market offering both lifestyle and income potential in one unique Savannah property!

312 Dennis St, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$382,499
5 Beds ⋅ 3 Baths ⋅ SA361408 MLS
This new two-story Columbia home provides space for the whole family to thrive. At the heart of the first floor stands an inviting family room, which extends to the dining room and kitchen with an island and quartz countertops in an open-plan layout. The patio enhances outdoor enjoyment. The owner’s suite is tucked into a back corner for added privacy. Upstairs are four secondary bedrooms and a versatile loft. Estimated Completion Date November 2026.

186 Geranium Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$205,000
2 Beds ⋅ 1 Baths ⋅ SA361376 MLS
Perfect for First-Time Buyers or Investors! This charming 2-bedroom, 1-bath home offers 1,025 square feet of comfortable living space in a highly convenient location. Whether you're looking for your first home or a great investment opportunity, this property has plenty to offer. Situated on a large lot, the home features a fully fenced backyard with ample space for pets, gardening, or outdoor entertaining. Relax and enjoy the outdoors year-round from the spacious screened porch. Additional features include 1-car parking and a functional layout that's ready for your personal touch. Conveniently located close to schools, shopping, and major industries, this home offers easy access to everything you need while providing excellent value. Don't miss this affordable opportunity to own a great starter home with room to grow!

2374 Pinetree Rd, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$399,900
3 Beds ⋅ 2 Baths ⋅ SA361174 MLS
Three-bedroom, two-bath brick home with an in-ground pool on Wilmington Island! This meticulously maintained home sits on nearly a half-acre lot in the highly sought-after Islands School District. With no HOA and no flood insurance required, this is a rare opportunity to own on Wilmington Island with a POOL for under $400K! Step outside to your private, fully fenced backyard oasis featuring an in-ground pool and custom deck with a gated safety enclosure—perfect for relaxing, entertaining, and enjoying the coastal Georgia lifestyle. Inside, you'll find luxury hard surface flooring throughout the main living areas and bedrooms, with tile flooring in the kitchen and bathrooms. NO CARPET!! The galley-style kitchen features granite countertops, stainless steel appliances, a five-burner gas range, a coffee bar, and French doors that open to a spacious screened porch, creating a functional and inviting space. A formal dining room is ideal for hosting family and friends, while the spacious living room features a cozy brick wood-burning fireplace and flows seamlessly to the screened porch overlooking the backyard and pool. Additional highlights include a one-car garage and an unbeatable location just 10 minutes from Tybee Island Beach, 10 minutes from Historic Downtown Savannah, and only 5 minutes from shopping, dining, and everyday conveniences. This Wilmington Island home with a pool offers the perfect combination of privacy, convenience, and coastal living. Don't miss the opportunity to make it yours!

7325 Tropical Way, Savannah

Listing courtesy of McIntosh Realty Team LLC.

$559,900
4 Beds ⋅ 2 Baths ⋅ SA361281 MLS
Don’t miss this beautiful home in a great Islands location! Spacious, open floor plan with lots of updates throughout. 4 bedroom/2 bath, split plan, great room with vaulted celling, and fireplace with gas logs, formal dining room with high ceilings, fully equipped eat-in kitchen with wood flooring and corian counters, screened porch off family room, and 2 car garage. Well maintained and in absolute move-in condition. Neighborhood is perfectly situated for easy access to downtown or the beach + walk to shopping and schools. There is a private path exclusive to residents that cuts through to the rear of Coastal and Marshpoint and IHS is just a little farther down the road. Hardcoat stucco exterior. This is a great opportunity so hurry up and come take a look!

5 Indian Summer Ct, Savannah

Listing courtesy of Re/Max Savannah.

$215,000
1 Beds ⋅ 1 Baths ⋅ SA361250 MLS ⋅ Merritt/Whitemarsh Condo BLDG.
Freshly updated and move-in ready, this second-floor condo offers the perfect blend of comfort, convenience, and low-maintenance living. Inside, you'll find fresh interior paint and brand-new flooring throughout, creating a clean, modern feel from the moment you step inside. The thoughtfully designed one-bedroom, one-bath layout provides an inviting living space with plenty of natural light. A rare bonus, this home also includes a coveted private garage—offering secure parking and valuable extra storage. Whether you're a first-time buyer, downsizing, or looking for an investment property, this condo is an exceptional opportunity in a highly desirable setting.

1329 Whitemarsh Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$399,000
4 Beds ⋅ 3 Baths ⋅ SA361166 MLS
Imagine starting your morning with coffee overlooking a peaceful wooded backdrop and ending the day gathered around the backyard firepit beneath the stars. This Savannah Highlands home blends comfortable everyday living with spaces designed for both entertaining and unwinding. Inside, the dedicated home office offers a quiet place to work or create, while the elegant coffered ceiling adds character to the dining room for holidays, celebrations, or weeknight dinners. Upstairs, a generous loft provides flexible space for movie nights, hobbies, or a second living area, alongside the spacious primary suite and three additional bedrooms. Outside, the paver patio and established wooded setting create a level of privacy that's difficult to duplicate in many new construction communities. Residents enjoy neighborhood amenities, convenient access to shopping, dining, I-95, the Port of Savannah, Gulfstream, and Hyundai, making it easy to enjoy both work and play from one exceptional location.

61 Winslow Cir, Savannah

Listing courtesy of BHHS Bay Street Realty Group.

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