Savannah Homes with Assumable Listing Terms

Savannah Homes with Assumable Listing Terms

Welcome to Savannah, Georgia – a city where history, charm, and Southern hospitality converge to create an enchanting living experience. Nestled in Chatham County, Savannah is renowned for its picturesque streets lined with moss-draped oaks, historic squares, and stunning antebellum architecture. This vibrant city offers a unique blend of cultural richness and modern convenience, making it an ideal place to call home.

Savannah boasts a diverse real estate market that caters to a variety of lifestyles. For those seeking flexibility in home financing, you’ll be pleased to discover homes with assumable listing terms. This unique opportunity allows buyers to take over existing mortgages under agreed-upon conditions, often translating to lower interest rates and manageable payments. It’s a fantastic option for first-time buyers or those looking to invest in the thriving Savannah market without the stress of securing a new loan.

Living in Savannah means immersing yourself in a lively arts scene, indulging in exquisite cuisine, and enjoying year-round festivals that celebrate the city’s rich heritage. Explore the charming River Street, where cobblestone paths lead to delightful shops and waterfront dining. Or take a leisurely stroll through Forsyth Park, a beloved green space that serves as the heart of the community.

Whether you’re drawn to the historic districts or the serene suburbs, Savannah offers a home for everyone. With homes available under assumable terms, your dream of living in this captivating city is closer than ever. Embrace the Savannah lifestyle today and experience the warmth and beauty of this extraordinary destination!

Newest Savannah Homes with Assumable Listing Terms

137 Firefly Cir, Savannah
$379,900
3 Beds ⋅ 3 Baths ⋅ SA367963 MLS ⋅ Caneron BLDG.
4.99% ASSUMABLE VA MORTGAGE AVAILABLE! Welcome to 137 Firefly Circle in Meadow Lakes! Built in 2025 by Dream Finders Homes, recognized as the 2025 National Builder of the Year, this well-maintained home offers 2,188 square feet, 3 bedrooms, 3 full bathrooms, and a spacious upstairs bonus room with its own full bathroom and closet. The bonus room can easily serve as a 4th bedroom, guest space, home office, or playroom. The open floor plan features a main-level primary suite, a kitchen with 42-inch cabinets and quartz countertops, and luxury vinyl plank flooring throughout the main living areas. Out back, you'll find a fully screened-in lanai with a ceiling fan overlooking a wooded privacy buffer. The home also includes upgraded gutters with a transferable lifetime warranty, a security system, and prepaid pest control and termite protection plans with remaining coverage transferable to the new owner. Meadow Lakes offers a variety of neighborhood amenities, including walking trails, ponds, a dog park, playground, outdoor fire pit, and recreation area. The community is located just minutes from Pooler's shopping and dining, with convenient access to I-16, I-95, and downtown Savannah. Approximately 19 minutes from Hyundai Motor Group Metaplant America and Gulfstream Aerospace, and 23 minutes from Hunter Army Airfield. Qualified buyers may also have the opportunity to assume the existing 4.99% VA mortgage, subject to lender approval and qualification requirements. With its flexible floor plan, added upgrades, and convenient location, this home has plenty to offer its next owners.

137 Firefly Cir, Savannah

Listing courtesy of Salt Marsh Realty LLC.

4 Amelia Ct, Savannah
$275,000
3 Beds ⋅ 3 Baths ⋅ SA367647 MLS
Welcome home to the Villas of Garrard, a charming, gated townhome community in Savannah offering a wonderful blend of comfort, convenience, and low-maintenance living! Ideally situated near Hunter Army Airfield, Veterans Parkway, and the I-16/I-95 corridor, this inviting residence provides easy access to shopping, dining, entertainment, and everything the Savannah area has to offer. Step inside to discover a bright, welcoming interior featuring beautiful wood-look flooring, neutral finishes, crown molding, and classic architectural details. The spacious living room offers an inviting space to relax or entertain, with easy access to the covered back porch for enjoying the outdoors. An adjoining dining area, accented by a stylish contemporary light fixture, flows conveniently into the kitchen, featuring crisp white cabinetry, stainless steel appliances, a tile backsplash, and ample cabinet storage. The main-level owner's suite offers the convenience of first-floor living, complete with an elegant tray ceiling and private ensuite bath featuring a double vanity and attached walk-in closet. A conveniently located half bath connects to the laundry room, adding everyday functionality. Upstairs, you'll find two additional bedrooms and a versatile loft space, ideal for a home office, reading nook, or additional sitting area. Storage is plentiful, with additional closets near the upstairs loft and on the covered back porch. The attached single-car garage also features built-in shelving for even more organization. Outside, the attractive brick exterior and covered front entrance create inviting curb appeal. In the backyard, enjoy a covered patio space, grilling/dining area and privacy-fenced yard with pebbles replacing the grass for an attractive look and low maintenance. All appliances are negotiable. If you're looking for a comfortable residence or investment in Savannah, this townhome offers the space, functionality, and location to make you feel at home!

4 Amelia Ct, Savannah

Listing courtesy of luxSREE.

102 Morekis Dr, Savannah
$299,800
3 Beds ⋅ 2 Baths ⋅ SA364760 MLS
This beautifully maintained home is situated on a large, fenced corner lot and offers a spacious, open layout designed for comfortable living. Inside, the kitchen features plenty of cabinet storage, solid-surface countertops, and stainless-steel appliances. Vaulted ceilings create an inviting sense of space between the kitchen and family room, making the main living area perfect for everyday living and entertaining. The home offers 3 bedrooms and 2 full bathrooms, along with plenty of closet and storage space throughout. Freshly painted and well cared for, this home is truly move-in ready and waiting for its next owner. Don't miss the opportunity to make it yours!

102 Morekis Dr, Savannah

Listing courtesy of Next Move Real Estate LLC.

17 W Park Ave, Savannah
$3,750,000
10 Beds ⋅ 8 Baths ⋅ SA358107 MLS
17 West Park occupies a coveted position overlooking the south end of Forsyth Park within Savannah's Historic Victorian District. Meticulously restored, the property consists of five fully furnished units, including four residences in the main house and one carriage house apartment, together with five non-owner-occupied STVR licenses, a two-car garage, and two additional off-street parking spaces—an exceptional offering in one of Savannah's most sought-after locations. Historic architectural details remain intact throughout, including heart-pine floors, marble fireplaces, floor-to-ceiling bay windows, and a grand staircase, complemented by energy-efficient improvements. Four of the five units have been recently renovated with updated baths and furnishings. Zoned TC-2 (Traditional Commercial-2), the property accommodates its current residential and STVR configuration while also permitting a broad range of commercial uses, including office, retail, restaurant, and lodging, subject to City of Savannah requirements. Directly across the street, a $35 million redevelopment anchored by Sterling Seacrest Pritchard is transforming the southwest edge of Forsyth Park with three office buildings and a 424-space public underground parking garage, bringing significant long-term investment and addressing one of the district's historic parking constraints. Combining five non-owner-occupied STVR licenses, commercial zoning, and rare off-street parking, 17 West Park represents a distinctive opportunity at the intersection of hospitality, investment, and future growth.

17 W Park Ave, Savannah

Listing courtesy of Engel & Volkers.

1204 E 52nd St, Savannah
$475,000
3 Beds ⋅ 2 Baths ⋅ SA360924 MLS
1937 charm meets thoughtful updates at 1204 E 52nd Street, and this one hits that sweet spot buyers dream about: character you can't fake, paired with upgrades that make everyday living easy. A brick walkway and rocking chair front porch tell you exactly what you're in for before you even step inside. Once you do, original hardwood floors run throughout, and a masonry fireplace anchors the light filled living room. The kitchen is a total STANDOUT: warm wood cabinetry, a subway tile backsplash, stainless appliances, and a sleek hood vent make this the kind of space you actually want to cook in. A peninsula counter offers extra seating and flows straight into a dining room with room for everyone at the table. Three bedrooms offer flexible space to fit however you live, along with a dedicated home office nook for easy work from home days. The black and white tiled bathroom brings serious vintage charm through an arched doorway, and a bright bonus loft space adds even more flexibility for whatever you need most: playroom, gym, or extra guest space. Outside is where this home really SHOWS OFF. A tin roof covered porch and pergola covered deck create the ultimate spot for morning coffee or evening wind down, and the fully fenced yard gives plenty of room to spread out. A storage building rounds out the practical side. Thoughtful details continue with a programmable thermostat and ramp access with step in showers, making this a home that works beautifully for this stage of life or the next one. Tucked into a walkable Savannah neighborhood full of character, this is 1204 E 52nd Street. CHARM. COMFORT. READY FOR ITS NEXT CHAPTER.

1204 E 52nd St, Savannah

Listing courtesy of Six Bricks LLC.

1105 E 38th St Unit 1105, 1107, Savannah
$745,000
6 Beds ⋅ 4 Baths ⋅ SA360520 MLS
PRICE IMPROVEMENT—OVER 3,000 SQUARE FEET COMBINED! This move-in-ready Savannah duplex features two vacant, rent-ready units, each offering more than 1,500 square feet with three bedrooms and two full bathrooms. With no tenants or existing leases, the buyer can select tenants and establish rental terms or occupy one unit while leasing the other. Both sides feature generous living spaces, modern kitchens, stainless steel appliances, updated bathrooms and attractive flooring. Covered porches, off-street parking and a detached garage complete the property. Conveniently located in the Live Oak neighborhood near Daffin Park, Victory Drive, downtown Savannah, shopping, dining, SCAD and area colleges. Seller may consider creative financing proposals, including the purchase of the property subject to existing financing, with acceptable terms and documentation. Principal buyers only. Schedule your tour today.

1105 E 38th St Unit 1105, 1107, Savannah

Listing courtesy of Keller Williams Coastal Area P.

6515 Concord Rd, Savannah
$407,000
4 Beds ⋅ 2 Baths ⋅ SA359057 MLS
Welcome home to this beautifully updated 4-bedroom, 2-bathroom island haven, where classic coastal charm meets contemporary luxury. The heart of the home features a sunlit eat-in kitchen complete with sleek stainless steel appliances, a cozy breakfast bar for morning coffee, soaring ceilings, and a gorgeous brick fireplace that serves as the perfect centerpiece for crisp evenings. Retreat to the stunning, completely remodeled bathroom that offers a spa-like escape right at home. The living experience extends effortlessly outdoors to a covered patio overlooking a private, fenced backyard, an ideal backdrop for relaxation or entertaining. Nestled on Wilmington Island, you are just minutes away from schools, local shopping, and vibrant dining. Best of all, this location offers the ultimate Savannah lifestyle! Enjoy short commutes to Hunter Army Airfield, historic Downtown Savannah, and the sandy shores of Tybee Island.

6515 Concord Rd, Savannah

Listing courtesy of Realty One Group Inclusion.

1121 Se 36th St, Savannah
$319,900
3 Beds ⋅ 1 Baths ⋅ SA358319 MLS
This beautifully renovated home in Live Oak features brand-new Luxury Vinyl Plank flooring throughout, giving it a modern and low-maintenance finish. The freshly updated kitchen comes equipped with stainless steel appliances and a quartz countertop. Other improvements include a freshly painted exterior, an updated roof, water heater, plumbing, and electrical. It has three Bedrooms plus a flex space, and the Living and Dining rooms have decorative Fireplaces. Washer & Dryer included! Hurry - this one is move-in ready! Seller just replaced the old interior doors to complete the renovations!

1121 Se 36th St, Savannah

Listing courtesy of Re/Max Savannah.

453 Bourne Ave, Savannah
$400,000
SA354505 MLS
This commercial Lot measuring approximately 0.67 acres or 29,185 +/- square feet is located just minutes from the Georgia Port Authority in Garden City and is only 1.5 miles east of Savannah International Airport. This prime location at the Augusta Road/Bourne Avenue intersection is situated in a great industrial development area that is steadily growing. The frontage of this property is located on Bourne Ave with a high traffic count with numbers on the rise with the increase in new developments.

453 Bourne Ave, Savannah

Listing courtesy of Howard Hanna Allen Tate Real E.

1506 Marlborough Way, Savannah
$349,000
3 Beds ⋅ 3 Baths ⋅ SA354192 MLS
This is where weekends stop being planned and just start happening. Morning walks turn into full loops around the lake. Kids disappear toward the playground or the high dive at the Mayfair pool, the only one in Savannah. Afternoons stretch into tennis matches, pickup basketball, or just sitting by the water watching the day slow down. Here you can feed the ducks! And when the day winds down, stepping into your own full size cedar lined sauna built for four, a rare find rarely expected at this price point. This is for the buyer who values lifestyle first and sees the opportunity others miss, this sits in the sought-after Mayfair neighborhood, one of the most loved and established pockets in Savannah, directly beside Lake Mayer’s 75 acres of trails, water, and activity. Most homes this size here are already renovated and priced accordingly, hundreds of thousands more. This one is not. It is the largest to hit the market in years and is priced well below those finished homes, giving you the chance to create it your way instead of paying for someone else’s choices. Yes, it needs work. That is the point. What you cannot recreate is this setting. Walkable to one of the best parks in the county, access to a community pool with diving boards and a slide, plus Ambuc Park and the Chatham County Aquatic Center just down the street, all in a neighborhood people hold onto. Bring your contractor. Build your vision of a perfect home! Photos of the interior have been digitally decluttered.

1506 Marlborough Way, Savannah

Listing courtesy of Epique Realty.

1 Fiore Dr, Savannah
$299,900
4 Beds ⋅ 4 Baths ⋅ SA348189 MLS
Back On the Market, No Fault to Seller. Welcome to this spacious 4 bedroom, 3.5 bathroom home nestled on a desirable corner lot. With 2,040 sq ft of well- designed living space, this home offers comfort, functionality, and modern charm for today's lifestyle. The open floor plan features a bright and airy layout perfect for both everyday living and entertaining. Enjoy a well-appointed kitchen, generous living and dining area, and a convenient main level guest suite. Upstairs the spacious bedrooms provide privacy and comfort, including a luxurious primary suite with two walk-in closets and en-suite bath. Situated on .16 acre lot, this property offers a nice balance of yard space and low-maintenance living, ideal for relaxing outdoors or adding your personal landscaping touch. Located in a friendly neighborhood with easy access to schools, shopping and major roadways, this corner-lot gen is a Must See!

1 Fiore Dr, Savannah

Listing courtesy of HomeHeart Realty LLC.

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