Savannah Homes with Private Financing Available Listing Terms

Savannah Homes with Private Financing Available Listing Terms

Welcome to Savannah, Georgia – a city where history whispers through the moss-draped oaks, and vibrant culture dances along the cobblestone streets. Nestled in Chatham County, Savannah is renowned for its stunning architecture, picturesque squares, and charming riverfront, making it a top destination for both visitors and potential homeowners alike. With a rich tapestry of history dating back to 1733, this coastal gem offers a unique blend of Southern hospitality and modern conveniences.

Savannah is not just a feast for the eyes; it’s a thriving community with a diverse range of neighborhoods, each offering its own character and charm. From the historic homes of the Landmark District to the contemporary condos along the waterfront, there’s something for everyone. The city is also home to a variety of parks, art galleries, and culinary delights that showcase the best of Southern cuisine.

For those looking to invest in this enchanting city, we are excited to present homes with private financing options available. This unique opportunity allows prospective buyers to explore various financing terms that can make homeownership more accessible. Whether you're a first-time buyer or seeking a vacation retreat, our listings cater to a range of budgets and preferences.

Imagine waking up in a beautiful Savannah home, sipping coffee on your porch, and immersing yourself in the vibrant lifestyle this city has to offer. Don’t miss your chance to make Savannah your home – explore our listings today and discover the possibilities that await you in this historic paradise!

Newest Savannah Homes with Private Financing Available Listing Terms

$350,000
4 Beds ⋅ 2 Baths ⋅ SA364587 MLS
Welcome to St. James Place! Tucked toward the end of a quiet cul-de-sac, this home offers the perfect combination of privacy, convenience, and space to enjoy. Inside, the entire home has been freshly painted, giving it a refreshed feel, and a $5,000 buyer credit is being offered toward new flooring, giving you the opportunity to make the home your own. The home features a spacious primary suite plus three additional bedrooms, providing plenty of room for family, guests, or a home office. A two-car garage with additional storage offers plenty of space for vehicles, tools, and everything in between. Step outside and you'll find the real showstopper—a private backyard with a fire pit, storage shed, and back patio that's perfect for relaxing, entertaining, or enjoying Savannah evenings. With no HOA, you can enjoy the freedom to make the space your own. Located just minutes from Lake Mayer Park and Oglethorpe Mall, with easy access to the Isle of Hope and Sandfly areas, this home puts you close to some of Savannah's favorite parks, shopping, dining, and local spots.

115 Chapel Dr, Savannah

Listing courtesy of Salt Marsh Realty LLC.

$359,900
4 Beds ⋅ 3 Baths ⋅ SA364640 MLS
Packed with features that make a new home feel special, this Oleander plan by K. Hovnanian Homes offers 4 bedrooms, 3 full baths, a private first-floor flex room/home office, and a spacious upstairs owner's suite. The open-concept main living area features a designer kitchen with 42" white cabinetry, open shelving with a swing-arm sconce, Carrara Miksa quartz countertops, a white ceramic subway tile backsplash, and a center island with black metal pendant lights. The full appliance package is included, featuring a GE French-door counter-depth refrigerator in the kitchen and a GE high-capacity top-load washer and dryer upstairs! The owner's suite is a true highlight, with plenty of room to unwind and two walk-in closets plus a dedicated linen closet. The owner's bath features a tiled shower surround, while additional baths feature tiled tub/shower enclosures. Wide-plank LVP flooring and matte black fixtures and hardware continue throughout the home, complemented by included window blinds, smart home package, and full sod and irrigation in the front, side, and rear yards. Located in New Hampstead, residents enjoy access to community amenities including a pool, fitness center, playground, and clubhouse, with convenient access to I-16, I-95, Pooler, downtown Savannah, Gulfstream, and the Hyundai Metaplant. Photos may depict a similar home; actual finishes, features, and selections may vary. Come see the Oleander and experience the space, finishes, and included features for yourself. See sales consultant for current availability, incentives, and complete details.

271 Kingswood Cir, Savannah

Listing courtesy of K. Hovnanian Homes of GA LLC.

$549,000
6 Beds ⋅ 5 Baths ⋅ SA364594 MLS
A full gut renovation on a corner double lot! 6 bedrooms, 4.5 baths, 2,684 square feet, and nothing left to inherit. The roof, water heater, and HVAC were all replaced in 2025. Inside, the kitchen is entirely new: LG appliance package, quartz countertops, clean modern lines. The living room centers on a grey stone fireplace, built for the space rather than bolted onto it. Several bedrooms carry their own private ensuite bath creating real separation, not shared hallway access, which matters as much for a family as it does for anyone renting rooms independently. The location is 4 minutes from SCAD's academic buildings, on a corner lot with extra room most in-town properties don't have. Room-by-room rents in this pocket of Savannah run $900–$1,300/month. Run that against the purchase price and this property pencils to an 11.5% cap rate, a rare number for a fully renovated, code-current property this close to campus. Savannah's long game backs this up. The city's economy is anchored by one of the fastest-growing ports on the East Coast, a steady influx of SCAD students and staff, and population growth that's kept demand for in-town rentals ahead of new supply for years. Corner lot. Double lot. Systems already replaced. Turnkey for the next owner, is it you?

802 W 44th St, Savannah

Listing courtesy of Serhant Georgia LLC.

$120,000
3 Beds ⋅ 2 Baths ⋅ SA363469 MLS
3 Bedroom home 2 bath. Your next renovation project. Please do not try to enter the home. Home is being "Sold As Is."

628 Staley Ave, Savannah

Listing courtesy of TOP Realty, Inc..

$375,000
3 Beds ⋅ 3 Baths ⋅ SA364287 MLS
Built in 2024 and barely lived in, this beautiful Santa Rosa floor plan feels practically brand new! Tucked away on a cul-de-sac, this home features an open-concept layout with a spacious kitchen and large island overlooking the living and dining areas. A wall of sliding glass doors fills the living space with natural light and opens to a screened-in porch, creating the perfect spot for enjoying bug-free days. The home also offers a versatile flex space, small office, and dedicated laundry room. The spacious primary suite features a beautiful oversized bathroom and large walk-in closet, offering plenty of comfort and storage. If you're looking for the feel of a brand-new home without the wait, this one is ready for you!

115 Sweetwood Cir, Savannah

Listing courtesy of Salt Marsh Realty LLC.

$2,612,500
SA362998 MLS

7815 E Us Hwy 80, Savannah

Listing courtesy of Judge Realty, LLC.

$412,700
3 Beds ⋅ 2 Baths ⋅ SA364280 MLS
Step inside the Boise at Oakwood at New Hampstead and discover a waterfront home that feels anything but ordinary. This 3-bedroom, 2-bath home offers 1,906 square feet of living space, a dedicated office, and a thoughtful selection of upgraded finishes and architectural details. The vaulted great room makes a statement with stained ceiling beams overhead, while a 12-foot multi-slide glass door opens to an oversized screened patio overlooking the water. Decorative wall detailing in the foyer and owner's suite adds another custom-inspired touch. The designer gourmet kitchen stands out with quartz countertops, soft-close cabinetry, a tile backsplash, open shelving with under-cabinet lighting, and an upgraded GE Smart appliance package, including a Profile slide-in range, built-in second oven, built-in microwave, Profile dishwasher, vented hood, and counter-depth French door refrigerator. The owners suite offers a spa-inspired retreat with a beautifully finished bath featuring floor-to-ceiling tile, rain and handheld shower fixtures, and a freestanding soaking tub. Smart home technology includes a Wi-Fi garage door opener and Cat 6 cabling, while whole-house rain gutters and full sod and irrigation around the home add everyday convenience. With a beautifully appointed interior and an oversized screened patio overlooking the water, the Boise offers a setting you’ll be excited to come home to.

199 Mage St, Savannah

Listing courtesy of K. Hovnanian Homes of GA LLC.

$2,200,000
5 Beds ⋅ 6 Baths ⋅ SA362917 MLS
Beautiful modern farmhouse property located on a private peninsula on the ocean side of Wilmington Island. You have panoramic views of Tybee, Little Tybee, Bull River, and great ocean breezes coming off the Wassaw Sound. Located on tidal river. You can take a small boat or jet ski out about 3 to 4 hours a day on high tide. Main house 3 bed, 3.5 bath, downstairs office with full bath and two closets. There are two studios above the detached garage that are licensed vacation rentals. Property has a 1500 gallon septic, deep well water, main house has tankless water heater and ductless air system. Saltwater pool with heater. Paved basketball court. X flood zone, 1.445 acres, total square footage 4004. Property is fully furnished. $2,200,000.

27 Morningside Dr, Savannah

Listing courtesy of Six Bricks LLC.

$639,900
3 Beds ⋅ 3 Baths ⋅ SA362530 MLS
Lowcountry living at its finest in The Landings on Skidaway Island! Tucked away on a quiet cul-de-sac, this well-maintained, move-in-ready home is filled with natural light and offers a warm, inviting atmosphere. Vaulted ceilings enhance the spacious living room, while a dedicated office provides the perfect space to work from home. Major updates include a three-year-old HVAC system, roof and water heater, along with foam roof insulation for added energy efficiency. The kitchen features a new stainless steel refrigerator, dishwasher and microwave. Additional highlights include a cedar closet, a spacious back deck perfect for relaxing or entertaining, and a new golf cart garage. Come enjoy the comfort, charm and lifestyle that make The Landings so special! 6 championship golf courses, 4 pools, 30 tennis courts, 4 clubhouses, 9 restaurant options, 2 marinas, and a shopping village complete with a Publix. Some amenities require additional fees.

2 Bray Ln, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$325,000
2 Beds ⋅ 1 Baths ⋅ SA363109 MLS
Beautiful 1920s bungalow nestled in the heart of Savannah. This 2 bed, 1 bath home is centrally located and within commuting distance to downtown Savannah, Tybee and I16 for convenience and ease. With newer roof, spray foam insulation, original hard woods and quaint features like the vintage stove and claw foot tub, its a dream for anyone looking to settle into the true essence of coastal living or use as a get away when visiting Historic Savannah. The detached garage and off street parking allow for growth and would be ideal as income producing property for the right buyers in the approved STVR market. With both front and back porches, paved fire pit and quiet driveway behind home, entertaining or just relaxing in your own space is a breeze. Ready for some TLC and a new touch to make it your own, this home has potential to be a great investment in your future!

804 E 36th St, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$1,799,000
SA362872 MLS
1820 Montgomery Street sits on North Montgomery between 34th and 35th Streets — a walkable, mixed-use corridor connecting Savannah's Landmark Historic District and Forsyth Park to the north with the Starland District and Midtown to the south. The block enjoys steady vehicular traffic on Montgomery Street, strong pedestrian counts (Walk Score 91), and proximity to Georgia Southern University's Armstrong Campus, SCAD facilities, and downtown Savannah's residential and hospitality???????????????????????????????????????? core.

1820 Montgomery St, Savannah

Listing courtesy of TFI Realty LLC.

$450,000
5 Beds ⋅ 2 Baths ⋅ SA362561 MLS
Move-in ready and income-producing- this renovated all-brick ranch offers the best of both worlds. Tucked into a quiet Thunderbolt neighborhood, this 5-bedroom, 2-bath home is currently operating as an active STVR, making it an incredible opportunity for investors, second-home buyers, or those looking for a full-time residence. The updated kitchen features stainless steel appliances and butcher block countertops, while both bathrooms have been fully remodeled with new tile and fixtures. A flexible bonus space provides even more room for an office, playroom, or media room. Out back, a large deck overlooks the private fenced yard—perfect for cookouts and firepit nights. Ample off-street parking, a storage building, and an EV charger add everyday convenience. Just minutes from Downtown Savannah, local favorites, and the coast, this turnkey property combines location, flexibility, and income potential in one charming package.

3305 Whatley Ave, Savannah

Listing courtesy of Six Bricks LLC.

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