Savannah Homes with USDA Loan Listing Terms

Savannah Homes with USDA Loan Listing Terms

Welcome to Savannah, Georgia – a city where history dances with modern charm, creating a vibrant tapestry that enchants both residents and visitors alike. Nestled in Chatham County, Savannah is renowned for its stunning antebellum architecture, lush public squares, and a rich cultural heritage that beckons you to explore its cobblestone streets. With its picturesque riverfront, thriving arts scene, and delectable Southern cuisine, Savannah offers an irresistible blend of old-world charm and contemporary living.

For those looking to make this enchanting city their home, there are fantastic opportunities available, especially for first-time buyers and those seeking affordable financing options. Homes with USDA Loan Listing terms are a remarkable choice for those who qualify. The USDA loan program is designed to assist low to moderate-income buyers in rural and suburban areas, making it an excellent option for those looking to settle in the charming neighborhoods surrounding Savannah.

Imagine living in a beautiful home where you can enjoy the tranquility of tree-lined streets and the warmth of a close-knit community, all while being just a short drive from the bustling heart of downtown Savannah. With the USDA loan, you can purchase a home with little to no down payment, opening doors to a new lifestyle in this historic city.

Whether you’re drawn to the vibrant culture, the stunning landscapes, or the welcoming community, Savannah is ready to welcome you home. Explore our listings today and discover how you can start your journey in this Southern gem!

Newest Savannah Homes with USDA Loan Listing Terms

$315,000
3 Beds ⋅ 2 Baths ⋅ SA360786 MLS
Set on a generous, tree-lined lot in Savannah’s established Windsor Forest community, 1513 Stillwood Drive offers 1,536 square feet of single-level living with three bedrooms, two baths, a one-car garage, fresh interior paint, and new flooring throughout. Its classic red-brick exterior is accented by board-and-batten detailing, dark shutters, expansive front windows, and mature landscaping shaded by oaks and pines—an inviting reflection of Savannah’s lush Lowcountry setting. Inside, natural light fills the formal dining room, where a chandelier and large windows create a welcoming space for gathering. The adjoining living room serves as the heart of the home, featuring a full brick fireplace, recessed lighting, a ceiling fan, and sliding glass doors that extend the living space outdoors. Textured ceilings reflect the home’s original era and character. The galley kitchen pairs white cabinetry with butcher-block countertops and includes a Whirlpool gas range, built-in microwave, dishwasher, and double-basin stainless-steel sink. A second set of sliding glass doors frames views of the backyard while cooking. Just beyond the kitchen, the utility room provides washer and dryer connections, the water heater, and space for a secondary refrigerator. All three bedrooms offer comfortable proportions, new flooring, and windows overlooking the surrounding greenery. The spacious primary bedroom easily accommodates a king-size furnishings arrangement. Both bathrooms are clean and functional, with tub-and-shower combinations, white tile surrounds, granite-topped vanities, cherry-toned cabinetry, and generous mirrors. The deep, level backyard is the property’s defining feature. Fenced along the sides and bordered by mature trees, it feels private and remarkably green. A concrete patio sits just beyond the sliding doors, while the expansive lawn offers abundant space for a future pool, garden, play area, or outdoor entertaining—perfectly suited to Savannah’s long outdoor season.

1513 Stillwood Dr, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$239,900
2 Beds ⋅ 2 Baths ⋅ SA364336 MLS
Welcome home to easy, low-maintenance living in this immaculately maintained, one-level home on in Rivermoor Villas. Located on a corner lot, this beautifully refreshed 2-bedroom, 2-bath end-unit offers the space and privacy of a single-family home with the ease of villa living, and it is truly move-in ready. Offering fresh paint throughout, upgraded light fixtures, newer appliances and high ceilings, this well cared for home creates an inviting feel from the moment you step inside. The kitchen opens naturally to the dining and living spaces, creating an open floor plan that feels comfortable for everyday living and easy to enjoy when guests are over. The spacious primary suite is tucked away for privacy and features a tray ceiling, generous walk-in closet and ensuite bath with dual vanities, a tub/shower combination and additional wall cabinetry for convenient storage. The second bedroom offers plenty of flexibility as a guest room, home office or flex space with an attached full bath, making the perfect floor plan. The laundry closet is located just off the guest room, keeping everyday necessities close at hand without interrupting the main living areas. Outside, the covered back patio overlooks a fully fenced backyard with the added privacy and space of a corner lot. It's an easy spot for morning coffee, dinner outside or giving four-legged friends a little room to roam. An exterior storage closet adds even more functionality. Conveniently located with easy access to I-95, Pooler, Savannah and the ports, this is a home that gives you the freedom to enjoy where you live without spending your time worrying about upkeep. One-level living, a corner lot, and a beautiful home that's been exceptionally cared for, schedule your showing today!

24 Rivermoor Ct, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$209,000
3 Beds ⋅ 2 Baths ⋅ SA364509 MLS
Renovation ready bungalow.

1506 E 33rd St, Savannah

Listing courtesy of List with Freedom.

$258,000
3 Beds ⋅ 3 Baths ⋅ SA364487 MLS
Welcome home! This 3 bedroom, 2.5 bathroom townhome offers a spacious semi-open concept layout. The kitchen is equipped with ss appliances, gorgeous stone countertops with ample space, and a bar top perfect for entertaining! Just off the living room, the first floor master bedroom offers a walk-in closet and an ensuite bathroom with double vanities and a soaker tub. Two additional bedrooms can be found upstairs and share an updated bathroom. A screened-in patio overlooks the backyard and provides the perfect place to enjoy a cup coffee and feed the frequent deer visitors! Nestled just a short drive to restaurants, shopping, and Savannah International airport. Other features include newer HVAC units, handicap parking availability, and TONS of storage space in the walk in attic.

88 Falkland Ave, Savannah

Listing courtesy of Seaport Real Estate Group.

$550,000
1 Beds ⋅ 1 Baths ⋅ SA363873 MLS
OVERLOOKING PULASKI SQUARE IN THE HEART OF SAVANNAH’S HISTORIC DISTRICT! Perched on the top floor, 123 W Charlton Street, Unit 5 is a beautifully updated one bedroom, one bath condo offering treetop views, abundant natural light, and timeless Savannah character. Original heart pine floors, high ceilings, detailed millwork, and large windows create a warm and inviting interior. The light filled living space showcases the home’s historic details, while multiple windows frame picturesque views of Pulaski Square and the surrounding live oaks. The renovated kitchen blends historic charm with modern convenience, featuring white shaker cabinetry, subway tile backsplash, stainless steel appliances, a gas range, and a large window that fills the space with natural light. The spacious bedroom features heart pine floors, a ceiling fan, generous closet space, and peaceful garden views. The stylish bathroom makes a statement with scenic mural style wallpaper, an antique dresser style vanity with marble top, polished nickel fixtures, decorative mirror, and sconces. A stacked Miele washer and dryer provides added convenience. Outside, a lush private garden courtyard offers a quiet retreat surrounded by mature landscaping, brick pathways, crepe myrtles, and palms. Step outside and experience the best of Downtown Savannah. Beautiful squares, Forsyth Park, cafés, restaurants, shopping, galleries, and cultural attractions are all within easy reach. With its top floor setting, Pulaski Square views, original heart pine floors, private courtyard, and exceptional walkability, this condo captures the historic character and lifestyle that make Downtown Savannah so special.

123 W Charlton St Unit 5, Savannah

Listing courtesy of Keller Williams Coastal Area P.

$379,410
4 Beds ⋅ 3 Baths ⋅ SA364401 MLS
This spacious two-story Sweetgrass home features a contemporary open layout among the family room, kitchen with an island and quartz countertops, and dining room, with access to a patio for seamless indoor-outdoor living. Upstairs is a loft surrounded by three secondary bedrooms and the luxe owner’s suite, which includes an adjoining bathroom and walk-in closet. Rounding out the home is a two-car garage to add versatile storage space. Estimated Completion Date November 2026.

116 Willowbranch Ln, Savannah

Listing courtesy of Realty One Group Inclusion.

$285,000
3 Beds ⋅ 2 Baths ⋅ SA364226 MLS
Welcome to 27 Hartland Ct—an exceptional Savannah opportunity, in a desirable community. This inviting home features an open-concept floor plan, updated with new flooring, appliances, and paint; ideal for both everyday living and entertaining, plus an oversized primary bedroom offering plenty of space to relax and unwind. Step outside to the screened patio and enjoy peaceful views of protected woodlands, creating a private outdoor retreat you’ll love year-round. The lifestyle extends beyond the home with access to a fantastic amenity center featuring a pool, fitness gym, and tennis courts. Comfort, privacy, amenities, and affordability come together beautifully at 27 Hartland Ct. Don’t miss this opportunity to make Savannah living your own!

27 Hartland Ct, Savannah

Listing courtesy of Jean Walker Realty LLC.

$649,000
8 Beds ⋅ 4 Baths ⋅ SA364270 MLS
This well-located property features two brick duplex buildings with four total units, making it an excellent opportunity for investors seeking an established rental property in the Savannah area. Each single-story unit offers approximately 760 square feet with 2 bedrooms and 1 full bathroom, along with a small private courtyard/outdoor space. The property is fully tenant occupied and currently generates $4,700 in gross monthly rental income, providing immediate rental income for the new owner. All four units have a functional, efficient layout with comfortable living spaces, and the single-story design offers convenient accessibility for tenants. Major updates include roofs replaced in 2024 and newer HVAC units, helping provide peace of mind. The property's location near Hunter Army Airfield and Savannah Technical College adds to its rental appeal and places tenants close to employment, education, shopping, dining, and major Savannah-area roadways. This property offers an opportunity to add a stabilized multifamily asset to an investment portfolio or begin building one with multiple income-producing units.

11 Hampstead Ave, Savannah

Listing courtesy of AXEN Realty LLC.

$299,900
4 Beds ⋅ 2 Baths ⋅ SA364017 MLS
This beautiful, total renovation is a rare find in the fabulous Bona Bella area---close to the Truman Parkway and Memorial/Candler Hospitals. All-brick home with 4 bedrooms/2 full baths. Luxury Vinyl Plank flooring throughout. Open kitchen featuring island w/ butcher block top. New HVAC and newer roof. Located on quiet cul-de-sac. No flood insurance required! Don't miss this beauty. Currently operating as a short term rental, but reach out to schedule a showing.

101 Michael Ct, Savannah

Listing courtesy of List with Freedom.

$784,000
3 Beds ⋅ 3 Baths ⋅ SA363849 MLS
Live beneath the oaks on one of Savannah's most coveted streets. Located on beautiful Washington Avenue in the heart of Ardsley Park, this classic mid-century brick home offers the rare combination of character, generous living space, a two-car garage and exceptional proximity to Daffin Park. Inside, hardwood floors flow through spacious, light-filled living areas designed for both everyday living and entertaining. The expanded kitchen is truly the heart of the home, with an oversized island, quartz countertops and stainless appliances, while an additional fireside living space offers flexibility as a family room, dining room or game room. Upstairs you'll find a private primary suite plus two additional bedrooms connected by a Jack-and-Jill bath. A finished walk-out bonus space adds even more flexibility for a playroom, office, media room or guest space. Outside, enjoy a screened porch, fenced backyard and one of the prettiest streetscapes in Savannah — just steps from Daffin Park's walking trail, tennis courts, playground, fields and Grayson Stadium. With a two-car garage, double-pane windows, spray-foam insulation and thoughtfully updated interiors, 722 Washington offers something increasingly hard to find in Ardsley Park: historic neighborhood charm with the space, storage and functionality of a modern home.

722 Washington Ave, Savannah

Listing courtesy of Parker Scott Properties.

$399,990
4 Beds ⋅ 3 Baths ⋅ SA363861 MLS
The Prelude floor plan offers 2,428 square feet of thoughtfully designed living space across two levels, featuring four bedrooms (with one option as a study), two full baths, and one half bath. With dedicated study spaces and a versatile upstairs loft—perfect for a playroom, media room, or additional living area—this home provides flexibility for today’s lifestyle. Enjoy the convenience of a 2-car garage and a layout that balances open gathering areas with private retreats. The Prelude is designed to give you the space you need with the versatility you’ll love.*Model home photography is for reference purposes only. * Under Construction Move-In Summer* This home is currently the model home and is being offered with a builder leaseback for a minimum of 18 months. The builder will remain the tenant during the leaseback period, providing the new owner with an income-producing property from day one. This is a fantastic opportunity for an investor looking to add a quality property to their real estate portfolio while benefiting from a guaranteed lease term with the builder.

103 Spring Creek Rd, Savannah

Listing courtesy of DFH Realty Georgia LLC.

$650,000
4 Beds ⋅ 4 Baths ⋅ SA362898 MLS
THE WATERFRONT OPPORTUNITY YOU HAVE BEEN WAITING FOR ON BURNSIDE ISLAND! Waterfront living, a private covered dock, an expansive homesite, and NO HOA come together at 387 Hunt Drive. This all brick ranch offers a rare opportunity to enjoy the space, privacy, and freedom of island living while creating a waterfront retreat of your own. Set beneath a canopy of mature oaks, pines, magnolias, and palmettos, the property immediately feels private and established. A wide driveway leads to the attached two car garage, while the oversized lot provides abundant space for outdoor living, entertaining, recreational equipment, and more. The backyard is what truly sets this property apart. The deep homesite stretches to the water, where a private covered dock and gazebo create the perfect setting to fish, relax, or simply take in the peaceful surroundings. An expansive lawn and mature landscaping enhance the natural beauty of the waterfront setting. A detached workshop or flex building adds even more versatility for storage, hobbies, projects, or recreational gear. With all brick construction, a large waterfront lot, private covered dock, gazebo, detached workshop, two car garage, mature trees, and NO HOA, 387 Hunt Drive offers the space and waterfront lifestyle that are increasingly difficult to find on Burnside Island.

387 Hunt Dr, Savannah

Listing courtesy of Keller Williams Coastal Area P.

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