Savannah Homes with USDA Loan Listing Terms

Savannah Homes with USDA Loan Listing Terms

Welcome to Savannah, Georgia – a city where history dances with modern charm, creating a vibrant tapestry that enchants both residents and visitors alike. Nestled in Chatham County, Savannah is renowned for its stunning antebellum architecture, lush public squares, and a rich cultural heritage that beckons you to explore its cobblestone streets. With its picturesque riverfront, thriving arts scene, and delectable Southern cuisine, Savannah offers an irresistible blend of old-world charm and contemporary living.

For those looking to make this enchanting city their home, there are fantastic opportunities available, especially for first-time buyers and those seeking affordable financing options. Homes with USDA Loan Listing terms are a remarkable choice for those who qualify. The USDA loan program is designed to assist low to moderate-income buyers in rural and suburban areas, making it an excellent option for those looking to settle in the charming neighborhoods surrounding Savannah.

Imagine living in a beautiful home where you can enjoy the tranquility of tree-lined streets and the warmth of a close-knit community, all while being just a short drive from the bustling heart of downtown Savannah. With the USDA loan, you can purchase a home with little to no down payment, opening doors to a new lifestyle in this historic city.

Whether you’re drawn to the vibrant culture, the stunning landscapes, or the welcoming community, Savannah is ready to welcome you home. Explore our listings today and discover how you can start your journey in this Southern gem!

Newest Savannah Homes with USDA Loan Listing Terms

$382,499
5 Beds ⋅ 3 Baths ⋅ SA361408 MLS
This new two-story Columbia home provides space for the whole family to thrive. At the heart of the first floor stands an inviting family room, which extends to the dining room and kitchen with an island and quartz countertops in an open-plan layout. The patio enhances outdoor enjoyment. The owner’s suite is tucked into a back corner for added privacy. Upstairs are four secondary bedrooms and a versatile loft. Estimated Completion Date November 2026.

186 Geranium Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$315,000
3 Beds ⋅ 3 Baths ⋅ SA361210 MLS
Beautifully updated 3-bedroom, 3-bath end unit townhome located in the desirable gated Bougainvillea Bluff Waterfront Community. This move-in-ready home features a stylish kitchen and updated bathrooms, fresh interior paint, updated lighting, new flooring throughout, and a newer HVAC system. The bright, open floor plan is filled with natural light and offers a convenient first-floor bedroom with an ensuite bath, ideal for flexible living arrangements. Upstairs, you'll find two spacious bedrooms, a versatile loft perfect for a home office or additional living space, and ample storage throughout. Two parking spaces are included. Residents enjoy private gated access and a community pool overlooking the marsh, offering a peaceful coastal setting just minutes from Savannah's shopping, dining, and downtown amenities. Schedule your showing today and discover all that Bougainvillea Bluff has to offer!

11330 White Bluff Rd Unit 8, Savannah

Listing courtesy of Moon River Realty Group.

$346,193
4 Beds ⋅ 2 Baths ⋅ SA360937 MLS
This single-story Harrisburg home design features three bedrooms and a bathroom located at the front of the home, while an open space layout to the kitchen with an island and quartz countertops, family room and dining room that extends to the patio for outdoor living. The owner’s suite with an attached bathroom is tucked away from the rest for extra privacy. Rounding out the layout is a convenient two-car garage. Estimated Completion Date October 2026.

179 Geranium Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$449,000
5 Beds ⋅ 2 Baths ⋅ SA360835 MLS
Discover Your Dream Home in the prestigious gated Forest Cove community of Georgetown, Savannah! This completely renovated 5-bedroom 2-bath home with bonus room & formal dining offers 2,293 sq ft of modern luxury on a spacious corner lot. Every inch has been thoughtfully upgraded with premium finishes throughout. The chef’s kitchen features stunning new quartz countertops, soft-close cabinets, a massive center island & brand-new stainless steel appliances. Open-concept living flows beautifully with large-format tile flooring that gives the entire main level a high-end spa-like feel. Two fireplaces add warmth and ambiance. Retreat to the luxurious primary suite with an indulgent jacuzzi tub, LED de-fogging mirrors & a large walk-in closet. Additional highlights include new paint inside and out, updated plumbing and electrical, new fixtures, keyless entry, and central AC recently serviced. Outside, enjoy privacy on the corner lot with mature landscaping. The oversized 2-car garage has new battery backup openers & an extra refrigerator. Washer and dryer convey with the home. This turnkey property also includes a 1-year home warranty and transferable Yates Termite bond. The new architectural roof was installed in 2026 with a transferable 30-year warranty. Live the resort lifestyle with access to the community pool, tennis courts, playground, and private boat ramp. Just 15 minutes from Savannah’s Historic District, River Street, shopping & dining. Seller is offering a $2,500 credit toward closing costs or to buy down your interest rate. This beautifully renovated, move-in-ready home is priced to sell quickly. Don’t miss your chance, schedule a private showing today & make 12 Cove Ct your new home! Some photos in this listing have been virtually staged to help buyers visualize the property’s potential. Furniture, decor & other items shown are digitally added & are not included with the sale. Original unaltered photos are also provided.

12 Cove Ct, Savannah

Listing courtesy of eXp Realty LLC.

$354,685
4 Beds ⋅ 3 Baths ⋅ SA360748 MLS
This two-story Primrose home design features an elegant double-height entryway that flows to the open layout among the dining room, kitchen with an island and quartz countertops, and family room, with access to the outdoor patio. In addition to the owner’s suite on the second floor, there is a loft area and three secondary bedrooms. Estimated Completion Date October 2026.

127 Bluebell Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$345,140
4 Beds ⋅ 3 Baths ⋅ SA360747 MLS
This spacious two-story Sweetgrass home features a contemporary open layout among the family room, kitchen with an island and quartz countertops, and dining room, with access to a patio for seamless indoor-outdoor living. Upstairs is a loft surrounded by three secondary bedrooms and the luxe owner’s suite, which includes an adjoining bathroom and walk-in closet. Rounding out the home is a two-car garage to add versatile storage space. Estimated Completion Date October 2026.

125 Bluebell Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$317,035
3 Beds ⋅ 2 Baths ⋅ SA360744 MLS
This cozy single-story Palmetto home design features an open layout to the kitchen with an island and quartz countertops, dining room and family room with quick access to the outdoor patio. On the other side of the home are two bedrooms and the owner’s suite. Estimated Completion Date October 2026.

123 Bluebell Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$328,036
4 Beds ⋅ 2 Baths ⋅ SA360739 MLS
This single-story Hartford home design features an open space layout to the kitchen with an island and quartz countertops, family room and dining room that extends to the patio for outdoor living. Near the foyer are three bedrooms and a full-sized bathroom, while the owner’s suite with an attached bathroom is tucked away from the rest for extra privacy. Rounding out the layout is a convenient two-car garage. Estimated Completion Date September 2026.

173 Geranium Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$300,342
3 Beds ⋅ 2 Baths ⋅ SA360736 MLS
This single-story Dover home design features two bedrooms and a bathroom located at the front of the home, while the open kitchen with an island and quartz countertops, breakfast area and family room flow to the backyard with adjacent sliding doors. At the back of the home is the owner’s suite with a full-sized bathroom and oversized walk-in closet. Estimated Completion Date September 2026.

175 Geranium Way, Savannah

Listing courtesy of Realty One Group Inclusion.

$715,763
3 Beds ⋅ 4 Baths ⋅ SA360641 MLS
Welcome to River Marsh, Wilmington Island’s newest townhome community. This 2,215-square-foot exterior end unit offers three thoughtfully designed levels, abundant natural light, an end-unit location, and a private garage. Inside, you’ll find custom all-wood cabinetry, luxury vinyl plank flooring throughout, gas appliances, a fireplace, stylish lighting features, a designer trim package, and an entertaining bar. An optional private elevator is also available. Conveniently located just off Johnny Mercer Boulevard near Highway 80, River Marsh offers easy access to Tybee Island, downtown Savannah, shopping, dining, and marinas. Buyers have the opportunity to personalize the interior finishes and create a home that reflects their individual style. Images are artist renderings intended to illustrate the design vision for River Marsh. Actual homes, features, finishes, specifications, and elevations may vary.

108 Longmarsh Dr, Savannah

Listing courtesy of Next Move Real Estate LLC.

$715,763
3 Beds ⋅ 4 Baths ⋅ SA359355 MLS
Welcome to River Marsh, Wilmington Island’s newest townhome community. This 2,215-square-foot exterior end unit offers three thoughtfully designed levels, abundant natural light, an end-unit location, and a private garage. Inside, you’ll find custom all-wood cabinetry, luxury vinyl plank flooring throughout, gas appliances, a fireplace, stylish lighting features, a designer trim package, and an entertaining bar. An optional private elevator is also available. Conveniently located just off Johnny Mercer Boulevard near Highway 80, River Marsh offers easy access to Tybee Island, downtown Savannah, shopping, dining, and marinas. Buyers have the opportunity to personalize the interior finishes and create a home that reflects their individual style. Images are artist renderings intended to illustrate the design vision for River Marsh. Actual homes, features, finishes, specifications, and elevations may vary.

102 Longmarsh Dr, Savannah

Listing courtesy of Next Move Real Estate LLC.

$729,900
3 Beds ⋅ 4 Baths ⋅ SA360640 MLS
Welcome to River Marsh, Wilmington Island’s newest townhome community. This 2,514-square-foot interior unit offers three thoughtfully designed levels, abundant natural light, and a private garage. Inside, you’ll find custom all-wood cabinetry, luxury vinyl plank flooring throughout, gas appliances, a fireplace, stylish lighting features, a designer trim package, and an entertaining bar. An optional private elevator is also available. Conveniently located just off Johnny Mercer Boulevard near Highway 80, River Marsh offers easy access to Tybee Island, downtown Savannah, shopping, dining, and marinas. Buyers have the opportunity to personalize the interior finishes and create a home that reflects their individual style. Images are artist renderings intended to illustrate the design vision for River Marsh. Actual homes, features, finishes, specifications, and elevations may vary.

106 Longmarsh Dr, Savannah

Listing courtesy of Next Move Real Estate LLC.

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