Springfield Homes with Adjustable Rate Mortgage Listing Terms

Springfield Homes with Adjustable Rate Mortgage Listing Terms

Welcome to Springfield, Georgia – a charming city nestled in the heart of Effingham County, where Southern hospitality meets modern living. Known for its rich history and vibrant community, Springfield is a delightful blend of small-town charm and contemporary conveniences. With its picturesque landscapes and friendly neighborhoods, Springfield is the perfect place to call home.

As you explore the real estate options available, you’ll find an array of homes that cater to diverse lifestyles and budgets. One of the enticing features of the current market is the availability of homes with Adjustable Rate Mortgage (ARM) listings. This financing option can be particularly advantageous for first-time homebuyers or those looking to maximize their purchasing power. An ARM typically offers lower initial interest rates, allowing you to invest in a home that suits your needs while keeping monthly payments manageable.

In Springfield, you’ll discover a variety of homes that not only provide comfort and style but also the flexibility of adjustable-rate mortgages. Whether you’re seeking a cozy cottage, a spacious family home, or a modern townhouse, the opportunities are plentiful. The city’s strong sense of community, excellent schools, and easy access to local amenities make it an ideal location for families, retirees, and professionals alike.

Come and experience the warmth of Springfield, where your dream home awaits. With adjustable rate mortgage options available, your journey to homeownership has never been more accessible. Discover the charm of this vibrant city and make Springfield your new home today!

Newest Springfield Homes with Adjustable Rate Mortgage Listing Terms

$849,900
4 Beds ⋅ 3 Baths ⋅ SA362979 MLS
Experience refined Lowcountry living with breathtaking Savannah River views from this beautifully updated retreat, ideally positioned on a generous .78-acre deep-water lot with Private Dock. Designed for effortless entertaining and elevated everyday living, this exceptional 4-bedroom, 2.5-bath residence blends timeless character with modern luxury. The light-filled great room showcases rich hardwood floors, custom built-in shelving, soaring windows, and a gas fireplace that creates an inviting focal point. The gourmet kitchen is thoughtfully appointed with granite countertops, professional grade appliances including a gas range, wine cooler, custom pull-out cabinetry, offering both style and functionality. The main-level primary suite is a private sanctuary, framed by tranquil river views and complemented by a beautifully appointed walk-in shower and abundant closet space. Upstairs, three generously sized guest bedrooms and a full bath provide exceptional space and privacy. Outdoor living is truly extraordinary. A screened porch and expansive patio overlook the lush grounds, while the impressive outdoor kitchen creates an entertainer’s dream setting, featuring granite countertops, a built-in grill, fireplace, and television—perfect for relaxing evenings and gatherings overlooking the Lowcountry landscape. Additional highlights include a durable metal roof, carport with workshop, irrigation system, multi-level deck with private dock and river access, along with a community boat ramp a few doors down for convenient boat drop to the river. A rare combination of waterfront beauty, generous acreage, sophisticated updates, and exceptional outdoor living, this property offers a truly distinctive Lowcountry lifestyle.

128 Seines Landing Dr, Springfield

Listing courtesy of Next Move Real Estate LLC.

$234,500
3 Beds ⋅ 2 Baths ⋅ SA362719 MLS
Fully Renovated 3 Bedroom, 2 Bath Home With All The Special Appointments & Features You Will Love! Spacious, Open Floor Plan! Gourmet Kitchen With Stainless Steel Appliances + Quartz Counters And Entertaining Island! Soaking Tub In Master Bath With Double Vanities For Relaxing Evenings! Backyard Deck Overlooking Woods For Master Grilling Weekends! No Association Fees Or Rules! See Today!

4009 Ga Highway 21 N, Springfield

Listing courtesy of Re/Max Savannah.

$549,900
5 Beds ⋅ 3 Baths ⋅ SA362245 MLS
Gorgeous, moody exterior! Massive wrap-around porch! Soaring ceilings, highlighted by beautiful trim work and stained coffered ceilings! AND sitting on 1.52 acres in the heart of Springfield! This new construction from Echo Homebuilders takes southern charm to the next level. Between the towering brick fireplace, stained ceilings, and soft powder blue custom cabinetry, it will be hard to pick a favorite focus point upon entry. Elevating the design decisions, the floorplan here is to die for. Primary bedroom is on the main, along with an additional guest room, hall bath, and laundry. The primary is highlighted by an oversized double vanity, tile shower, and massive walk-in closets with custom built-in shelving. Upstairs, a large open loft overlooks the bottom floor, and boasts an additional 3 bedrooms with a large shared bathroom. As always with Echo, this home is built with energy efficiency in mind. Call for a private showing today!

406 S Ash St, Springfield

Listing courtesy of Next Move Real Estate LLC.

$249,900
3 Beds ⋅ 2 Baths ⋅ SA361640 MLS
Perfect Home For You! Renovated Ready For Move-In! NEW Roof! NEW Paint! UPDATED Kitchen With Stainless Appliances + Granite Counters! UPDATED Baths! Relax On Covered Deck In Private Backyard! Conveniently Located Off Highway 21 Between Springfield and Rincon.

157 Blackwater Way, Springfield

Listing courtesy of Re/Max Savannah.

$399,400
4 Beds ⋅ 3 Baths ⋅ SA361084 MLS
MOTIVATED SELLER & RECENTLY PRICED TO SELL WITH A $45K REDUCTION! Welcome to 120 Lynwood Ln in Springfield’s highly sought-after Beaubrook subdivision. This magnificent 4-bedroom, 2.5-bathroom residence delivers over 3,000 sq ft of living space, seamlessly blending modern luxury with coastal Georgia charm. THE KITCHEN: The absolute centerpiece of the home is a stunning, newly remodeled chef’s kitchen. It features premium custom cabinetry, tailored storage, stainless steel appliances, expansive counter space, and an oversized center island with a breakfast bar—perfect for both daily culinary prep and effortless hosting. LIVING & ENTERTAINING: The light-filled, open-concept main level boasts soaring ceilings, architectural archways, high-end trim, and durable vinyl plank flooring. An elegant formal dining room provides the ideal setting for holiday dinners and large gatherings. BEDROOMS & BONUS ROOM: Retreat to the main-floor primary suite, a private sanctuary complete with an oversized walk-in closet and a built-in wall safe for added security. Upstairs, discover three generous secondary bedrooms alongside a massive bonus room—ideal for a home theater, home gym, or playroom. EXTERIOR & LOCATION: Step outside to enjoy the classic rocking-chair front porch, back patio, and a 0.37-acre fully fenced, level lot featuring a detached storage shed for exterior organization. Comfort is maximized year-round with multi-zone Nest smart thermostats. Located in the highly rated Effingham County school district, this home offers a highly convenient commute to Pooler, Savannah, and Hunter Army Airfield. Priced under $400K, this impeccably updated home represents an incredible market value. Don't delay—schedule your showing today!

120 Lynwood Ln, Springfield

Listing courtesy of LPT Realty LLC.

$565,000
4 Beds ⋅ 3 Baths ⋅ SA360257 MLS
CURRENTLY UNDER CONSTRUCTION. Pictures from previous build. Selections may differ in final build. Shop not included. Farmhouse feel with the clean lines and functionality of a contemporary design. The main floor offers a beautiful open concept family room, kitchen, dining, 3 spacious bedrooms (1 being the primary suite) large laundry room and 2 full baths. Upstairs is another bedroom with a full bath. The perfect area for guests. The Primary bedroom is separated from the other two and has a beautifully appointed ensuite bath w/double vanities and a walk in closet. Kitchen has custom cabinetry and a huge island and a walk in pantry. Spacious dining area that leads to the covered back porch perfect for entertaining or just relaxing. Side load garage and on almost 2 acres just 10 minutes from downtown Springfield and all it has to offer. Pictures are of a previous build & may differ from actual selections made by seller. Some pictures reflect upgrades made by homeowner.

169 Chester Thomas Rd, Springfield

Listing courtesy of Coast & Country RE Experts.

$850,000
6 Beds ⋅ 5 Baths ⋅ SA356805 MLS
Welcome to 720 Old Dixie Hwy S, a stunning 5,847 sq ft rustic luxury estate tucked away on 14.10 private acres in Springfield, GA. From the log-accented exterior and green metal roof to the soaring vaulted ceilings, stone fireplace, and rich hardwood floors inside, every detail speaks to quality and character. The open-concept kitchen features brand new stainless steel appliances, a large center island, white cabinetry, and a breakfast nook, flowing seamlessly into the grand family room and formal dining area. The main floor primary suite offers a spa-inspired en suite with separate vanities and a jetted soaking tub with views overlooking your private acreage. Five additional bedrooms, a dedicated home office, a massive laundry room, and a sprawling upstairs bonus room give every member of the household room to spread out. Outside, a resort-style in-ground pool sits against a backdrop of manicured pasture and mature trees. A screened porch, fenced pasture, storage barn, and charming chicken coop round out this one-of-a-kind property. Whether you are looking for a luxury family compound, hobby farm, or private retreat near Savannah, 720 Old Dixie Hwy S delivers it all.

720 Old Dixie Hwy S, Springfield

Listing courtesy of Compass Georgia, LLC.

$749,900
5 Beds ⋅ 4 Baths ⋅ SA356298 MLS ⋅ Argyle BLDG.
Back on Market at no fault to the seller!! Argyle -Bold, beautiful, classic: The timeless premiere home has been a focal point of Springfield, GA since 1911, capturing the eyes of many with its central location, statement balconies, and imposing exterior! It has since been faithfully beautified and improved upon through the professional efforts and adoration of esteemed local contractor Echo Homebuilders (Before and After photos included). These historic walls boast 5 bedrooms, 3.5 bathrooms, and 4,452 sq ft due to a tasteful addition to two floors, including a sunroom. Characteristic notes are still included in this home (butler’s pantry, formal sitting area, transoms, restored balconies) while some spaces have been repurposed (third floor loft, primary BR antecamber, enlarged kitchen). Outside, the 1 acre lot has been incredibly landscaped, and has been furnished with a resort-style pool complete with a sunshelf. This unique listing offers the allure of a dream home, as well as potential commercial promise (has previously hosted a dental office, Effingham Academy uses, and apartments).

503 N Ash St, Springfield

Listing courtesy of Next Move Real Estate LLC.

$400,000
SA354952 MLS
Prime Commercial Opportunity in the City Limits of Springfield. Located just off of Hwy 21, the seller proposes to subdivide off ~1 acre of prime B-1 zoned land. Subject to survey/platting requirements, the proposed lot is shown in the attached photos.

1810 S Hwy 21, Springfield

Listing courtesy of Coast & Country RE Experts.

$145,000
3 Beds ⋅ 2 Baths ⋅ SA352088 MLS
BRING YOUR VISION AND TOOLS TO THIS CHARMING BUNGALOW WITH ENDLESS POTENTIAL! THIS SINGLE-FAMILY HOME FEATURES 3 BEDROOMS, 2 BATHS, FRESH EXTERIOR PAINT WITH NEW SHUTTERS, NEW HVAC SYSTEM, NEW BATHROOMS, NEW VINYL FLOORING, BOTH PORCHES ARE NEW, BRAND NEW WINDOWS, A SEPARATE DINING ROOM, AND FAMILY ROOM. MORE THAN 50% OF THE REHAB IS COMPLETED. THIS HOME OFFERS PLENTY OF SPACE TO MAKE IT YOUR OWN. THE PROPERTY BOASTS A SOLID CINDER BLOCK EXTERIOR AND SITS ON AN OFF-GROUND FOUNDATION, GIVING IT A SOLID START FOR YOUR RENOVATION PLANS. LOCATED NEAR AN EXCITING NEW CONSTRUCTION DEVELOPMENT, THIS IS THE PERFECT OPPORTUNITY FOR AN INVESTOR OR HOMEOWNER READY TO ADD THEIR PERSONAL TOUCH. DON’T MISS THE CHANCE TO TRANSFORM THIS DIAMOND IN THE ROUGH INTO SOMETHING EXTRAORDINARY. HURRY THIS DEAL WON'T LAST!

819 S Railroad Ave, Springfield

Listing courtesy of Scott Realty Professionals.

$313,900
4 Beds ⋅ 3 Baths ⋅ SA351270 MLS
This Guilford is located within minutes from downtown Springfield, the Effingham County schools, and a short drive from the shopping and dining of Pooler, making it easy to enjoy the small-town feel. A welcoming entry offers a flex space that can be used as a dining area or additional living space. Just down the hall, a cozy family room is open to the kitchen that features stainless steel appliances, granite countertops, and space for bar seating. All bedrooms are located on the second floor and share a loft and conveniently located laundry room. Step outside to the backyard where you have plenty of yard space for outdoor gatherings. A fully sodded yard with irrigation and landscaping also makes for easy yard maintenance!

112 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$359,900
3 Beds ⋅ 2 Baths ⋅ SA349681 MLS
Motivated seller! Living here feels like being on vacation every day. Don’t miss this wonderful home located just up the road from downtown Springfield. The spacious floor plan features a large great room, separate dining room, and a well-equipped kitchen with all appliances —including the refrigerator—plus a sunny breakfast area. Laminate flooring runs throughout the main living areas. The primary suite offers a tray ceiling, two large closets, and a spa-like bath with a soaking tub and separate shower. Relax on the Four Seasons screened porch overlooking the saltwater pool and swaying palms in the spacious, fenced backyard. Additional highlights include a two-car garage, irrigation system, covered patio, RV hook-up, and a storage shed with power. Major updates include a new roof in 2025 with 50-year shingles and a pool pump replaced in 2022, and all pool equipment remains. Spray foam insulation helps keep power bills low, and the home is protected by a termite bond. Enjoy the serenity of the neighborhood and fishing in the community pond.

202 Beaubrook Blvd, Springfield

Listing courtesy of Better Homes and Gardens Real.

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