Springfield Homes with Adjustable Rate Mortgage Listing Terms

Springfield Homes with Adjustable Rate Mortgage Listing Terms

Welcome to Springfield, Georgia – a charming city nestled in the heart of Effingham County, where Southern hospitality meets modern living. Known for its rich history and vibrant community, Springfield is a delightful blend of small-town charm and contemporary conveniences. With its picturesque landscapes and friendly neighborhoods, Springfield is the perfect place to call home.

As you explore the real estate options available, you’ll find an array of homes that cater to diverse lifestyles and budgets. One of the enticing features of the current market is the availability of homes with Adjustable Rate Mortgage (ARM) listings. This financing option can be particularly advantageous for first-time homebuyers or those looking to maximize their purchasing power. An ARM typically offers lower initial interest rates, allowing you to invest in a home that suits your needs while keeping monthly payments manageable.

In Springfield, you’ll discover a variety of homes that not only provide comfort and style but also the flexibility of adjustable-rate mortgages. Whether you’re seeking a cozy cottage, a spacious family home, or a modern townhouse, the opportunities are plentiful. The city’s strong sense of community, excellent schools, and easy access to local amenities make it an ideal location for families, retirees, and professionals alike.

Come and experience the warmth of Springfield, where your dream home awaits. With adjustable rate mortgage options available, your journey to homeownership has never been more accessible. Discover the charm of this vibrant city and make Springfield your new home today!

Newest Springfield Homes with Adjustable Rate Mortgage Listing Terms

$445,000
4 Beds ⋅ 3 Baths ⋅ SA361084 MLS
SHOW-STOPPING REMODELED KITCHEN & OVER 3,000 SQ FT IN BEAUBROOK! 120 Lynwood Ln, Springfield, GA 31329, Effingham County. This is a magnificent 4-bedroom, 2.5-bathroom residence in Springfield’s sought-after Beaubrook subdivision community! Highlighted by a stunning, newly remodeled chef’s kitchen, this home seamlessly combines modern luxury, thoughtful functionality, and coastal Georgia charm. The kitchen serves as the absolute centerpiece of the home, custom-designed with premium cabinetry, an extraordinary abundance of tailored storage, sleek stainless steel appliances, expansive counter space, and an oversized center island with a breakfast bar—perfect for both daily culinary prep and effortless hosting. The light-filled, open-concept main level features soaring ceilings, architectural archways, high-end trim, and durable vinyl plank flooring. An elegant formal dining room provides the ideal setting for holiday dinners, while the main-floor primary suite offers a private sanctuary featuring an oversized walk-in closet complete with a built-in wall safe for added security and peace of mind. Upstairs, discover three generous bedrooms plus a massive bonus room perfect for a home theater, gym, or playroom. Smart home features include multi-zone Nest smart thermostats. Outside, the fully fenced 0.37-acre level lot features a classic rocking-chair front porch, a back patio, and a detached storage shed. Located in the Effingham County school district easy access to Pooler and Savannah!

120 Lynwood Ln, Springfield

Listing courtesy of LPT Realty LLC.

$325,000
3 Beds ⋅ 2 Baths ⋅ SA360509 MLS
Welcome to 134 Teal Drive in the Eagle Pointe community of Springfield, Georgia! This well-maintained home features a desirable split-bedroom floor plan with inviting living spaces, abundant natural light, and a layout designed for everyday living and entertaining. The kitchen offers ample cabinet and counter space, while the primary suite provides a private retreat with an en-suite bath and generous closet space. Enjoy the fenced backyard, perfect for relaxing, gardening, grilling, or entertaining. With no HOA and USDA financing eligibility, this home offers added flexibility and value. Conveniently located just minutes from historic downtown Springfield, you'll enjoy easy access to local dining, shopping, parks, and community events. Commuters will appreciate quick access to Highway 21, Rincon, Pooler, Savannah, the Hyundai plant, Gulfstream, Georgia Ports, and I-95. Call your favorite Realtor today for your private tour!

134 Teal Dr, Springfield

Listing courtesy of Coast & Country RE Experts.

$565,000
4 Beds ⋅ 3 Baths ⋅ SA360257 MLS
CURRENTLY UNDER CONSTRUCTION. Pictures from previous build. Selections may differ in final build. Shop not included. Farmhouse feel with the clean lines and functionality of a contemporary design. The main floor offers a beautiful open concept family room, kitchen, dining, 3 spacious bedrooms (1 being the primary suite) large laundry room and 2 full baths. Upstairs is another bedroom with a full bath. The perfect area for guests. The Primary bedroom is separated from the other two and has a beautifully appointed ensuite bath w/double vanities and a walk in closet. Kitchen has custom cabinetry and a huge island and a walk in pantry. Spacious dining area that leads to the covered back porch perfect for entertaining or just relaxing. Side load garage and on almost 2 acres just 10 minutes from downtown Springfield and all it has to offer. Pictures are of a previous build & may differ from actual selections made by seller. Some pictures reflect upgrades made by homeowner.

169 Chester Thomas Rd, Springfield

Listing courtesy of Coast & Country RE Experts.

$950,000
6 Beds ⋅ 5 Baths ⋅ SA356805 MLS
Welcome to 720 Old Dixie Hwy S, a stunning 5,847 sq ft rustic luxury estate tucked away on 14.10 private acres in Springfield, GA. From the log-accented exterior and green metal roof to the soaring vaulted ceilings, stone fireplace, and rich hardwood floors inside, every detail speaks to quality and character. The open-concept kitchen features brand new stainless steel appliances, a large center island, white cabinetry, and a breakfast nook, flowing seamlessly into the grand family room and formal dining area. The main floor primary suite offers a spa-inspired en suite with separate vanities and a jetted soaking tub with views overlooking your private acreage. Five additional bedrooms, a dedicated home office, a massive laundry room, and a sprawling upstairs bonus room give every member of the household room to spread out. Outside, a resort-style in-ground pool sits against a backdrop of manicured pasture and mature trees. A screened porch, fenced pasture, storage barn, and charming chicken coop round out this one-of-a-kind property. Whether you are looking for a luxury family compound, hobby farm, or private retreat near Savannah, 720 Old Dixie Hwy S delivers it all.

720 Old Dixie Hwy S, Springfield

Listing courtesy of Compass Georgia, LLC.

$400,000
SA354952 MLS
Prime Commercial Opportunity in the City Limits of Springfield. Located just off of Hwy 21, the seller proposes to subdivide off ~1 acre of prime B-1 zoned land. Subject to survey/platting requirements, the proposed lot is shown in the attached photos.

1810 S Hwy 21, Springfield

Listing courtesy of Coast & Country RE Experts.

$145,000
3 Beds ⋅ 2 Baths ⋅ SA352088 MLS
BRING YOUR VISION AND TOOLS TO THIS CHARMING BUNGALOW WITH ENDLESS POTENTIAL! THIS SINGLE-FAMILY HOME FEATURES 3 BEDROOMS, 2 BATHS, FRESH EXTERIOR PAINT WITH NEW SHUTTERS, NEW HVAC SYSTEM, NEW BATHROOMS, NEW VINYL FLOORING, BOTH PORCHES ARE NEW, BRAND NEW WINDOWS, A SEPARATE DINING ROOM, AND FAMILY ROOM. MORE THAN 50% OF THE REHAB IS COMPLETED. THIS HOME OFFERS PLENTY OF SPACE TO MAKE IT YOUR OWN. THE PROPERTY BOASTS A SOLID CINDER BLOCK EXTERIOR AND SITS ON AN OFF-GROUND FOUNDATION, GIVING IT A SOLID START FOR YOUR RENOVATION PLANS. LOCATED NEAR AN EXCITING NEW CONSTRUCTION DEVELOPMENT, THIS IS THE PERFECT OPPORTUNITY FOR AN INVESTOR OR HOMEOWNER READY TO ADD THEIR PERSONAL TOUCH. DON’T MISS THE CHANCE TO TRANSFORM THIS DIAMOND IN THE ROUGH INTO SOMETHING EXTRAORDINARY. HURRY THIS DEAL WON'T LAST!

819 S Railroad Ave, Springfield

Listing courtesy of Scott Realty Professionals.

$326,900
4 Beds ⋅ 3 Baths ⋅ SA351270 MLS
This Guilford is located within minutes from downtown Springfield, the Effingham County schools, and a short drive from the shopping and dining of Pooler, making it easy to enjoy the small-town feel. A welcoming entry offers a flex space that can be used as a dining area or additional living space. Just down the hall, a cozy family room is open to the kitchen that features stainless steel appliances, granite countertops, and space for bar seating. All bedrooms are located on the second floor and share a loft and conveniently located laundry room. Step outside to the backyard where you have plenty of yard space for outdoor gatherings. A fully sodded yard with irrigation and landscaping also makes for easy yard maintenance!

112 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$385,900
5 Beds ⋅ 3 Baths ⋅ SA350771 MLS
Welcome to 200 Beaubrook Boulevard! Located on a spacious corner lot in a quiet neighborhood, this 5-bedroom, 2.5-bath home offers the space, layout, and features today’s buyers are looking for. The open-concept main level is perfect for everyday living and entertaining, with wood flooring throughout the primary living areas, a formal dining room, and a spacious living room that flows seamlessly into the kitchen. The eat-in kitchen is equipped with quartz countertops, a breakfast bar, chic black appliances, and abundant cabinet space. The main-floor primary suite provides comfort and convenience with an ensuite bath featuring double vanities, a garden tub, separate shower, and dual walk-in closets. A unique feature is the direct access from the closets to the laundry room, making everyday routines easier. Upstairs you’ll find four generously sized bedrooms and a full bathroom, offering plenty of flexibility for family, guests, or home office space. Step outside to enjoy the privacy-fenced backyard, perfect for relaxing or entertaining on the 12x12 covered patio. The property also features an impressive 40’ x 14’ covered storage area—ideal for tools, outdoor equipment, or additional storage needs. Enjoy peaceful walks through the neighborhood and the nearby community pond. Conveniently located within the award-winning Effingham County School District. Just a short drive to Pooler, downtown Savannah, Savannah/Hilton Head International Airport, shopping, dining, and the Georgia coast. Schedule your showing today!

200 Beaubrook Blvd, Springfield

Listing courtesy of Next Move Real Estate LLC.

$362,400
3 Beds ⋅ 2 Baths ⋅ SA349681 MLS
Motivated seller! Living here feels like being on vacation every day. Don’t miss this wonderful home located just up the road from downtown Springfield. The spacious floor plan features a large great room, separate dining room, and a well-equipped kitchen with all appliances —including the refrigerator—plus a sunny breakfast area. Laminate flooring runs throughout the main living areas. The primary suite offers a tray ceiling, two large closets, and a spa-like bath with a soaking tub and separate shower. Relax on the Four Seasons screened porch overlooking the saltwater pool and swaying palms in the spacious, fenced backyard. Additional highlights include a two-car garage, irrigation system, covered patio, RV hook-up, and a storage shed with power. Major updates include a new roof in 2025 with 50-year shingles and a pool pump replaced in 2022, and all pool equipment remains. Spray foam insulation helps keep power bills low, and the home is protected by a termite bond. Enjoy the serenity of the neighborhood and fishing in the community pond.

202 Beaubrook Blvd, Springfield

Listing courtesy of Better Homes and Gardens Real.

$699,900
5 Beds ⋅ 4 Baths ⋅ SA345087 MLS
$15,000.00 towards Buyer's closing costs, or rate buydown. If you've been looking for a modern farmhouse on a little property AND on a paved road, your hunt is OVER. This under construction home is being built by one of Effingham's best builders. Featuring a total of 5 bedrooms and 4 baths with 3 primary suites (2 downstairs and 1 up)all with beautifully appointed baths and walk in closets. Bedrooms 4 & 5 share the hall bath. Foyer entry, formal dining room, family room with electric fireplace, office and an open and spacious kitchen with island, custom cabinetry and solid surface countertops. Beautiful designer touches throughout. Double carport with storage building.

310 Clyo Shawnee Rd, Springfield

Listing courtesy of Coast & Country RE Experts.

$1,450,000
SA314048 MLS
Get in on the ground floor of an area of explosive growth in Effingham County - one of the fastest growing counties in Georgia. Experience a prime opportunity with this 7.3-acre property with approximately 1,000 feet of frontage on Laurel Street in the heart of quaint, revitalized historic Springfield, GA. Situated in the burgeoning central business district, surrounded by thriving businesses and just blocks from the historic Mars Theatre, this area is set to soar with all the new growth in Effingham County. The property offers endless possibilities including offices, multi-family residences, mixed-use developments, retail shops, restaurants, and more. Positioned as a blank slate in Springfield's heart, it promises convenience with a short drive to Savannah, making it an ideal investment for forward-thinking developers and businesses. Recently added 3 premium lots to make total of 10 lots from the original 7 lots. GDOT traffic count is 6,450 vehicles per day.

Laurel St, Springfield

Listing courtesy of Keller Williams Coastal Area P.

$1,450,000
SA313774 MLS
Get in on the ground floor of an area of explosive growth in Effingham County - one of the fastest growing counties in Georgia. Experience a prime opportunity with this 7.3-acre property with approximately 1,000 feet of frontage on Laurel Street in the heart of quaint, revitalized historic Springfield, GA. Situated in the burgeoning central business district, surrounded by thriving businesses and just blocks from the historic Mars Theatre, this area is set to soar with all the new growth in Effingham County. The property offers endless possibilities including offices, multi-family residences, mixed-use developments, retail shops, restaurants, and more. Positioned as a blank slate in Springfield's heart, it promises convenience with a short drive to Savannah, making it an ideal investment for forward-thinking developers and businesses. Recently added 3 premium lots to make total of 10 lots from the original 7 lots. GDOT traffic count is 6,450 vehicles per day.

Laurel St, Springfield

Listing courtesy of Keller Williams Coastal Area P.

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