Springfield Homes with USDA Loan Listing Terms

Springfield Homes with USDA Loan Listing Terms

Welcome to Springfield, Georgia – a charming city nestled in the heart of Effingham County. Known for its warm Southern hospitality and picturesque landscapes, Springfield offers a delightful blend of small-town charm and modern conveniences. With its rich history and vibrant community spirit, this city is the perfect place for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

Springfield boasts a variety of amenities, including local shops, restaurants, and parks, making it a convenient and enjoyable place to live. The city is also home to several highly-rated schools, ensuring that families have access to quality education. Nature enthusiasts will appreciate the nearby recreational opportunities, including hiking trails and scenic parks, perfect for outdoor adventures.

For those considering homeownership in Springfield, you’ll be pleased to know that there are homes available with USDA loan options. These homes are designed to help eligible buyers achieve their dream of homeownership without the burden of a hefty down payment. USDA loans are perfect for those looking to settle in rural and suburban areas, making Springfield an ideal choice for families seeking a tranquil environment.

With its affordable housing market and welcoming community, now is the perfect time to explore the homes available in Springfield. Whether you’re a first-time homebuyer or looking to relocate, Springfield’s real estate opportunities, combined with the benefits of USDA financing, make it an attractive option for your next home. Embrace the charm of Springfield and discover the perfect place to call home!

Newest Springfield Homes with USDA Loan Listing Terms

$445,000
4 Beds ⋅ 3 Baths ⋅ SA361084 MLS
SHOW-STOPPING REMODELED KITCHEN & OVER 3,000 SQ FT IN BEAUBROOK! 120 Lynwood Ln, Springfield, GA 31329, Effingham County. This is a magnificent 4-bedroom, 2.5-bathroom residence in Springfield’s sought-after Beaubrook subdivision community! Highlighted by a stunning, newly remodeled chef’s kitchen, this home seamlessly combines modern luxury, thoughtful functionality, and coastal Georgia charm. The kitchen serves as the absolute centerpiece of the home, custom-designed with premium cabinetry, an extraordinary abundance of tailored storage, sleek stainless steel appliances, expansive counter space, and an oversized center island with a breakfast bar—perfect for both daily culinary prep and effortless hosting. The light-filled, open-concept main level features soaring ceilings, architectural archways, high-end trim, and durable vinyl plank flooring. An elegant formal dining room provides the ideal setting for holiday dinners, while the main-floor primary suite offers a private sanctuary featuring an oversized walk-in closet complete with a built-in wall safe for added security and peace of mind. Upstairs, discover three generous bedrooms plus a massive bonus room perfect for a home theater, gym, or playroom. Smart home features include multi-zone Nest smart thermostats. Outside, the fully fenced 0.37-acre level lot features a classic rocking-chair front porch, a back patio, and a detached storage shed. Located in the Effingham County school district easy access to Pooler and Savannah!

120 Lynwood Ln, Springfield

Listing courtesy of LPT Realty LLC.

$199,000
3 Beds ⋅ 1 Baths ⋅ SA361082 MLS
Recently updated home on quiet cut-de-sac within walking distance or a golf-cart ride away from Laurel St., a.k.a. the 'Stars Hollow' of Effingham County, GA! This 3 bed, 1 bath home features beautiful floors and neutral colors throughout. Don't let the square-footage keep you away; the floorplan uses the space well! Enjoy peace and quiet outside on the covered front & back decks, and when you don't feel like cooking, take the golf cart down the road for tacos, burgers, or ice cream! You will love being part of the Springfield community, "the heart of Effingham County."

404 S Maple St, Springfield

Listing courtesy of Frank Moore & Company, LLC.

$290,000
4 Beds ⋅ 3 Baths ⋅ SA360307 MLS
Southern Charm meets functionality! Inside, you’ll find a thoughtfully designed split-bedroom floor plan, spacious bonus room/flex space, and an inviting layout ideal for both everyday living and entertaining. The open kitchen features a breakfast bar, ample prep space, and overlooks the dining and living areas. The main level primary suite offers privacy and convenience, while additional bedrooms and flexible space provide room to grow, work, or play. Situated on a spacious corner lot, this home offers added curb appeal, extra outdoor space, and a standout presence from the moment you arrive. Enjoy peaceful mornings on the covered front porch and evenings relaxing on the back patio, perfect for entertaining.

168 Blackwater Way, Springfield

Listing courtesy of Next Move Real Estate LLC.

$295,000
3 Beds ⋅ 2 Baths ⋅ SA360759 MLS
Welcome home to this well-maintained all-brick 3-bedroom, 2-bath Springfield charmer offering comfort, durability, and a layout designed for easy everyday living. Step inside to a bright foyer that opens to a spacious living room featuring a vaulted ceiling, custom trim details, and an open dining area, creating a bright central gathering space. A pass-through window connects the living room to the kitchen, adding openness and convenience. The eat-in kitchen offers abundant cabinetry, great workspace, and room for casual meals. All the bedrooms feature LVP flooring for durability and style. The private master suite includes a trey ceiling, generous walk-in closet, and a relaxing bath with garden tub and single vanity. Two additional bedrooms share a well-appointed guest bath with single sink. Outdoor living shines here where you can enjoy your morning coffee or unwind in the evenings on the screened-in back porch overlooking the private backyard. Full brick construction adds timeless appeal and low-maintenance durability, while the layout provides the perfect blend of open gathering spaces and quiet retreats. Located close to schools, shopping, and all the conveniences of Springfield. Whether you’re a first-time buyer, downsizing, or simply looking for a move-in ready home with solid construction and thoughtful updates, this property offers a warm and inviting place to call your own.

105 Harvest Dr, Springfield

Listing courtesy of Next Move Real Estate LLC.

$200,000
3 Beds ⋅ 2 Baths ⋅ SA360180 MLS
Charming 3-bed, 2-bath home on a spacious .23-acre lot in the heart of Springfield. This property offers a great layout, a one-car garage, and the kind of yard size that’s increasingly hard to find—perfect for gardening, play, pets, or future outdoor projects. Inside, you’ll find a solid home with good bones and plenty of potential. A few cosmetic updates will make this cutie shine, giving buyers the chance to add their own style while enjoying instant equity. Effingham County conveniences are all close by—schools, shopping, restaurants, and major commuter routes—making everyday life easy and efficient. With its generous lot, functional floor plan, and attractive price point, this home is positioned to move quickly. A smart opportunity for first-time buyers, downsizers, or anyone looking for value in a prime location. Priced to sell—don’t miss your chance to make 112 Magnolia yours.

112 Magnolia Dr, Springfield

Listing courtesy of Penny Rafferty Realty.

$325,000
3 Beds ⋅ 2 Baths ⋅ SA360509 MLS
Welcome to 134 Teal Drive in the Eagle Pointe community of Springfield, Georgia! This well-maintained home features a desirable split-bedroom floor plan with inviting living spaces, abundant natural light, and a layout designed for everyday living and entertaining. The kitchen offers ample cabinet and counter space, while the primary suite provides a private retreat with an en-suite bath and generous closet space. Enjoy the fenced backyard, perfect for relaxing, gardening, grilling, or entertaining. With no HOA and USDA financing eligibility, this home offers added flexibility and value. Conveniently located just minutes from historic downtown Springfield, you'll enjoy easy access to local dining, shopping, parks, and community events. Commuters will appreciate quick access to Highway 21, Rincon, Pooler, Savannah, the Hyundai plant, Gulfstream, Georgia Ports, and I-95. Call your favorite Realtor today for your private tour!

134 Teal Dr, Springfield

Listing courtesy of Coast & Country RE Experts.

$565,000
4 Beds ⋅ 3 Baths ⋅ SA360257 MLS
CURRENTLY UNDER CONSTRUCTION. Pictures from previous build. Selections may differ in final build. Shop not included. Farmhouse feel with the clean lines and functionality of a contemporary design. The main floor offers a beautiful open concept family room, kitchen, dining, 3 spacious bedrooms (1 being the primary suite) large laundry room and 2 full baths. Upstairs is another bedroom with a full bath. The perfect area for guests. The Primary bedroom is separated from the other two and has a beautifully appointed ensuite bath w/double vanities and a walk in closet. Kitchen has custom cabinetry and a huge island and a walk in pantry. Spacious dining area that leads to the covered back porch perfect for entertaining or just relaxing. Side load garage and on almost 2 acres just 10 minutes from downtown Springfield and all it has to offer. Pictures are of a previous build & may differ from actual selections made by seller. Some pictures reflect upgrades made by homeowner.

169 Chester Thomas Rd, Springfield

Listing courtesy of Coast & Country RE Experts.

$474,900
4 Beds ⋅ 2 Baths ⋅ SA360238 MLS
Nestled on 1.33 wooded acres in an established, no-HOA neighborhood, this meticulously maintained home offers the perfect blend of privacy, comfort, and convenience. Surrounded by mature trees, abundant wildlife, and peaceful views of the woods, you'll enjoy the serenity of nature while being just moments from downtown Springfield's growing selection of restaurants, boutiques, and shopping. Step inside to soaring ceilings and an abundance of natural light that fills the open floor plan. The inviting great room features a beautiful brick fireplace, creating the perfect gathering space for family and friends. The separate dining room overlooks the private backyard, offering scenic views for every meal. The gourmet kitchen is designed to impress, featuring custom cabinetry, ample workspace, and a layout perfect for both everyday living and entertaining. The spacious primary suite is conveniently located on the main floor and features private access to the stunning heated and cooled sunroom. With its own HVAC system, this versatile space is ideal for year-round entertaining, relaxing with your morning coffee, or enjoying the peaceful wooded backdrop in every season. Upstairs, you'll find three additional bedrooms, a convenient Jack-and-Jill bathroom, and a spacious loft that's perfect for a home office, playroom, media room, or flex space to fit your lifestyle. Additional highlights include a two-car garage, generous storage, and a beautifully landscaped setting that offers both privacy and room to enjoy the outdoors. If you've been searching for a home that combines the tranquility of nature with the convenience of nearby dining, shopping, schools, and an easy commute, this exceptional property delivers the best of both worlds. Don't miss this rare opportunity to own a private retreat in one of Effingham County's most desirable communities!

179 Hawk Hammock Dr, Springfield

Listing courtesy of Sharon Black Realty.

$321,168
3 Beds ⋅ 2 Baths ⋅ SA360057 MLS
This Brunswick by Mungo Homes is ideally located just minutes from downtown Springfield and a short drive to the shopping and dining options in Pooler, offering the perfect balance of small-town charm and everyday convenience. The entry greets you to a welcoming eat-in space that opens seamlessly into the kitchen and family room. Luxury vinyl plank flooring flows through the hallway and into the main living area, and is also featured in all bathrooms and the laundry room for both style and durability. The spacious kitchen is designed for entertaining and includes granite countertops, stainless steel appliances, abundant cabinetry, and a center island with bar seating. Step outside to a generous backyard with a covered patio—ideal for relaxing or hosting guests. The home also features a fully sodded yard with professional landscaping and a full-yard irrigation system for easy maintenance.

156 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$382,679
4 Beds ⋅ 3 Baths ⋅ SA360056 MLS
This charming Pickens home is tucked away in the new community called Lonadine. A welcoming entry greets you and leads past a formal office into the open concept living area. The modern kitchen is thoughtfully designed with stainless steel appliances, granite countertops, upgraded cabinetry, and a center island with bar seating—perfect for both everyday living and entertaining. The primary suite is conveniently located on the first floor, offering easy access to the laundry room and backyard. Upstairs, you’ll find three additional bedrooms, all featuring walk-in closets, along with a shared hall bath and a spacious loft that provides extra room for relaxation or entertainment. Step outside to a covered porch overlooking a peaceful backyard. The sodded yard with irrigation ensures low-maintenance outdoor living.

118 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$299,900
3 Beds ⋅ 2 Baths ⋅ SA359315 MLS
WOW! Seller will pay up to 10,000 of your closing costs - or- reduce the sales price by the same amount on full list price. Making it more than the perfect house!! Better than new for those just starting out, or for those downsizing. Located just 10 miles from I -95 exit 109, and only 4 miles from charming downtown Springfield district.Open floor plan allows for a nice flow in living and dining areas. Kitchen has beautiful cabinetry, and a corner pantry. All kitchen appliances remain. Washer and dryer too! No wasted space here with a split plan Large master suite roomy enough for a king size bedroom, on one side, and two guest rooms with a full bath between them on the other side. 2 Car finished garage with work bench, and a storage room that houses a huge hot water heater and air handler for easier access than an attic placement. Solar panels on the roof make energy bills surprisingly low! Savannah, Pooler, Statesboro, Hilton Head, Rincon, and Springfield are all easily accessed from this location. Come check it out today! You'll be glad you did.

102 Black Pine Dr, Springfield

Listing courtesy of Rawls Realty.

$335,239
4 Beds ⋅ 3 Baths ⋅ SA358788 MLS
This Highland is located within minutes from downtown Springfield, the Effingham County schools, and a short drive from the shopping and dining of Pooler, making it easy to enjoy the small-town feel. A cozy family room is open to the kitchen that features stainless steel appliances, granite countertops, and space for bar seating. All bedrooms are located on the second floor and conveniently located laundry room. Step outside to the backyard where you have plenty of yard space for outdoor gatherings. A fully sodded yard with irrigation and landscaping also makes for easy yard maintenance!

120 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

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