Springfield Homes with USDA Loan Listing Terms

Springfield Homes with USDA Loan Listing Terms

Welcome to Springfield, Georgia – a charming city nestled in the heart of Effingham County. Known for its warm Southern hospitality and picturesque landscapes, Springfield offers a delightful blend of small-town charm and modern conveniences. With its rich history and vibrant community spirit, this city is the perfect place for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

Springfield boasts a variety of amenities, including local shops, restaurants, and parks, making it a convenient and enjoyable place to live. The city is also home to several highly-rated schools, ensuring that families have access to quality education. Nature enthusiasts will appreciate the nearby recreational opportunities, including hiking trails and scenic parks, perfect for outdoor adventures.

For those considering homeownership in Springfield, you’ll be pleased to know that there are homes available with USDA loan options. These homes are designed to help eligible buyers achieve their dream of homeownership without the burden of a hefty down payment. USDA loans are perfect for those looking to settle in rural and suburban areas, making Springfield an ideal choice for families seeking a tranquil environment.

With its affordable housing market and welcoming community, now is the perfect time to explore the homes available in Springfield. Whether you’re a first-time homebuyer or looking to relocate, Springfield’s real estate opportunities, combined with the benefits of USDA financing, make it an attractive option for your next home. Embrace the charm of Springfield and discover the perfect place to call home!

Newest Springfield Homes with USDA Loan Listing Terms

$349,916
4 Beds ⋅ 2 Baths ⋅ SA363597 MLS
This thoughtfully designed Gwinnett II offers four bedrooms and two bathrooms in a bright, open layout perfect for modern living. At the heart of the home, the kitchen features granite countertops, a spacious island, and a dedicated pantry, all overlooking the large family room and eat-in dining area, creating an ideal space for gathering and entertaining. Luxury vinyl plank flooring flows throughout the main living areas, adding both style and durability. The primary suite is tucked at the back of the home and includes a walk-in closet and en-suite bath with dual vanities, linen storage, and a private water closet. Three additional bedrooms are located near the front of the home and share a full bathroom. Convenient features such as a dedicated laundry room, garage-entry access, and a two-car garage enhance everyday functionality. Outside, enjoy a fully sodded and irrigated yard, delivering beautiful curb appeal and easy maintenance from day one. Estimated completion: December 2026.

167 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$239,900
3 Beds ⋅ 1 Baths ⋅ SA363066 MLS
Confirmed as eligible for Georgia Dream and Savannah Dream Loan Programs. A must-see in Springfield! This charming 3-bedroom, 1-bath brick and vinyl home was renovated in 2022 and is ready for its next owner. The open floor plan creates a comfortable flow between the living spaces and makes the home feel bright and welcoming. Whether you’re looking for your first home, downsizing, or searching for an investment property, this home offers plenty of potential. Located in Springfield, you’ll enjoy small-town living while still being within easy reach of shopping, dining, Gulfstream & the airport. Schedule your showing today.

305 E 4th St, Springfield

Listing courtesy of Keller Williams Coastal Area P.

$377,738
4 Beds ⋅ 3 Baths ⋅ SA362771 MLS
This charming Pickens is tucked away in the new community, Lonadine. A welcoming entry of the home leads you to the formal office and the open concept living area down the hall. Enjoy all the features of a modern kitchen with stainless steel appliances, quartz countertops, an island with bar seating, and upgraded cabinetry. The primary bedroom sits on the first floor for easy access to the laundry room and backyard. The primary bathroom is fully upgraded with a garden tub and separate shower. Three additional bedrooms are located upstairs that ALL feature walk-in closets. They share a hall bathroom and a loft as an extra space for entertainment! Enjoy an uncovered patio off the back of the home with a woods view. A sodded yard with irrigation makes for easy maintenance. Three additional bedrooms are located upstairs that ALL feature walk-in closets. They also share a hall bathroom and a loft as an extra space for entertainment!

165 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$338,782
3 Beds ⋅ 2 Baths ⋅ SA362770 MLS
This Durham II is a beautifully designed one-story home offering three bedrooms and two bathrooms in a smart, open layout. The kitchen features quartz countertops, a large island with seating, and ample pantry space, all flowing seamlessly into the eat-in area and family room, perfect for everyday living and entertaining! Luxury vinyl plank flooring runs throughout the main living areas for a stylish and durable finish. The private primary suite includes a spacious walk-in closet and an en-suite bath with quartz countertops, dual vanities, and linen storage. Two additional bedrooms each include walk-in closets and share a full bathroom. A dedicated laundry room, convenient garage-entry, and two-car garage add everyday functionality. Outside, enjoy a covered back porch along with a fully sodded and irrigated yard that ensures easy maintenance and beautiful curb appeal year-round.

163 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$234,500
3 Beds ⋅ 2 Baths ⋅ SA362719 MLS
Fully Renovated 3 Bedroom, 2 Bath Home With All The Special Appointments & Features You Will Love! Spacious, Open Floor Plan! Gourmet Kitchen With Stainless Steel Appliances + Quartz Counters And Entertaining Island! Soaking Tub In Master Bath With Double Vanities For Relaxing Evenings! Backyard Deck Overlooking Woods For Master Grilling Weekends! No Association Fees Or Rules! See Today!

4009 Ga Highway 21 N, Springfield

Listing courtesy of Re/Max Savannah.

$309,900
3 Beds ⋅ 2 Baths ⋅ SA362537 MLS
$10,000 in buyer concessions. Closing Costs, Buy Down, anything you want! Better than new! This well-maintained 3-bedroom, 2-bath home offers 1,554 square feet of thoughtfully designed living space in a quiet neighborhood. The light-filled, open floor plan features durable LVP flooring throughout the main living areas—ideal for both everyday living and entertaining. Set on a large lot with a peaceful water view, this home delivers both space and serenity. Additional highlights include a 2-car garage and an irrigation (sprinkler) system for easy lawn maintenance. Enjoy access to desirable community amenities and a convenient location close to schools, making this an excellent option for a wide range of buyers. Priced aggressively for today’s market—don’t miss this opportunity!

117 Stillhouse Dr, Springfield

Listing courtesy of Keller Williams Coastal Area P.

$250,000
4 Beds ⋅ 2 Baths ⋅ SA362195 MLS
Completely renovated in 2022, this charming home offers an updated, move-in-ready interior with modern finishes throughout. The renovation brought new life to the home while maintaining its comfortable and functional layout. Outside, a spacious driveway provides plenty of parking, while the large yard and mature trees offer room to relax and enjoy the outdoors. Conveniently located near shopping, dining, schools, and everyday amenities, this beautifully updated home is ready for its next owner.

249 Early St, Springfield

Listing courtesy of Schuman Signature Realty LLC.

$337,025
3 Beds ⋅ 3 Baths ⋅ SA361710 MLS
This Highland is located within minutes from downtown Springfield, the Effingham County schools, and a short drive from the shopping and dining of Pooler, making it easy to enjoy the small-town feel. A cozy family room is open to the kitchen that features stainless steel appliances, granite countertops, and space for bar seating. All bedrooms are located on the second floor and conveniently located laundry room. Step outside to the backyard where you have plenty of yard space for outdoor gatherings. A fully sodded yard with irrigation and landscaping also makes for easy yard maintenance!

154 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$367,900
4 Beds ⋅ 3 Baths ⋅ SA361742 MLS
This popular McDowell plan is tucked away in Lonadine, located just minutes away from downtown Springfield and within walking distance to Effingham County Middle and High School A welcoming entry leads you to the open concept living area. Enjoy all the features of a modern kitchen with features including stainless steel appliances, granite countertops, large island with seating, and a walk-in pantry. An additional flex room on the main level offers an extra space for an office or guest room. Enjoy the peaceful community on the covered porch off the back of the home that overlooks nature. A sodded yard with irrigation also makes for easy maintenance. All bedrooms are located upstairs that share a centrally located laundry room and a loft allowing for an extra space for entertaining. Come see this home for yourself and discover what all it has to offer in person!

152 Daylily Dr, Springfield

Listing courtesy of Mungo Homes Realty LLC.

$249,900
3 Beds ⋅ 2 Baths ⋅ SA361640 MLS
Perfect Home For You! Renovated Ready For Move-In! NEW Roof! NEW Paint! UPDATED Kitchen With Stainless Appliances + Granite Counters! UPDATED Baths! Relax On Covered Deck In Private Backyard! Conveniently Located Off Highway 21 Between Springfield and Rincon.

157 Blackwater Way, Springfield

Listing courtesy of Re/Max Savannah.

$399,400
4 Beds ⋅ 3 Baths ⋅ SA361084 MLS
MOTIVATED SELLER & RECENTLY PRICED TO SELL WITH A $45K REDUCTION! Welcome to 120 Lynwood Ln in Springfield’s highly sought-after Beaubrook subdivision. This magnificent 4-bedroom, 2.5-bathroom residence delivers over 3,000 sq ft of living space, seamlessly blending modern luxury with coastal Georgia charm. THE KITCHEN: The absolute centerpiece of the home is a stunning, newly remodeled chef’s kitchen. It features premium custom cabinetry, tailored storage, stainless steel appliances, expansive counter space, and an oversized center island with a breakfast bar—perfect for both daily culinary prep and effortless hosting. LIVING & ENTERTAINING: The light-filled, open-concept main level boasts soaring ceilings, architectural archways, high-end trim, and durable vinyl plank flooring. An elegant formal dining room provides the ideal setting for holiday dinners and large gatherings. BEDROOMS & BONUS ROOM: Retreat to the main-floor primary suite, a private sanctuary complete with an oversized walk-in closet and a built-in wall safe for added security. Upstairs, discover three generous secondary bedrooms alongside a massive bonus room—ideal for a home theater, home gym, or playroom. EXTERIOR & LOCATION: Step outside to enjoy the classic rocking-chair front porch, back patio, and a 0.37-acre fully fenced, level lot featuring a detached storage shed for exterior organization. Comfort is maximized year-round with multi-zone Nest smart thermostats. Located in the highly rated Effingham County school district, this home offers a highly convenient commute to Pooler, Savannah, and Hunter Army Airfield. Priced under $400K, this impeccably updated home represents an incredible market value. Don't delay—schedule your showing today!

120 Lynwood Ln, Springfield

Listing courtesy of LPT Realty LLC.

$295,000
3 Beds ⋅ 2 Baths ⋅ SA360759 MLS
Welcome home to this well-maintained all-brick 3-bedroom, 2-bath Springfield charmer offering comfort, durability, and a layout designed for easy everyday living. Step inside to a bright foyer that opens to a spacious living room featuring a vaulted ceiling, custom trim details, and an open dining area, creating a bright central gathering space. A pass-through window connects the living room to the kitchen, adding openness and convenience. The eat-in kitchen offers abundant cabinetry, great workspace, and room for casual meals. All the bedrooms feature LVP flooring for durability and style. The private master suite includes a trey ceiling, generous walk-in closet, and a relaxing bath with garden tub and single vanity. Two additional bedrooms share a well-appointed guest bath with single sink. Outdoor living shines here where you can enjoy your morning coffee or unwind in the evenings on the screened-in back porch overlooking the private backyard. Full brick construction adds timeless appeal and low-maintenance durability, while the layout provides the perfect blend of open gathering spaces and quiet retreats. Located close to schools, shopping, and all the conveniences of Springfield. Whether you’re a first-time buyer, downsizing, or simply looking for a move-in ready home with solid construction and thoughtful updates, this property offers a warm and inviting place to call your own.

105 Harvest Dr, Springfield

Listing courtesy of Next Move Real Estate LLC.

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