Not In Subdivision Homes with FMHA Listing Terms

Not In Subdivision Homes with FMHA Listing Terms

Welcome to a hidden gem in North Carolina, where charm meets opportunity! Nestled outside the hustle and bustle of traditional subdivisions, this unique area is known as “Not In Subdivision,” offering a refreshing alternative for homebuyers seeking space, tranquility, and the freedom to create their own oasis.

Here, you’ll find a diverse selection of homes that cater to various lifestyles and preferences. Each property boasts its own personality, allowing you to embrace the beauty of individuality. Whether you’re looking for a cozy cottage, a sprawling ranch, or a modern farmhouse, you’ll discover that the options are as varied as the landscape itself.

One of the standout features of this area is the availability of FMHA (Federal Mortgage and Housing Administration) listing terms. This means that qualified buyers can take advantage of accessible financing options, making homeownership more attainable than ever. With flexible terms and competitive rates, the path to your dream home is just a few steps away.

Imagine waking up to the serene sights and sounds of nature, with ample outdoor space to enjoy gardening, entertaining, or simply soaking up the sun. The absence of a formal subdivision allows for greater privacy and the chance to connect with neighbors in a more personal way.

Don’t miss out on this incredible opportunity to find your ideal home in a picturesque setting. Explore the homes available in this enchanting area today, and let your journey toward a new lifestyle begin!

Newest Not In Subdivision Homes with FMHA Listing Terms

$89,400
100600696 MLS
Explore the possibilities with approximately 15.26 wooded acres in Rockingham! This unique parcel is divided by US Highway 74 and offers potential for recreation, investment, or future use. Portions of the property are identified in GIS mapping as wetlands and floodplain. Legal and physical access has not been confirmed; the buyer and buyer's agent should independently verify access and suitability for the buyer's intended use during the due diligence period.

Tbd Highway 74 Bypass E, Rockingham

Listing courtesy of Keller Williams Pinehurst.

$299,000
100599947 MLS
Spacious Land in Wallace, NC Discover the charm of this expansive 25.71-acre property nestled in the peaceful surroundings of Wallace, North Carolina. With nearly 20 acres of cleared land, this spot offers endless possibilities for building your dream home, starting a farm, or developing an investment opportunity. The open fields invite creativity, whether you envision sprawling gardens, pastures, or simply enjoying the wide-open space. Natural Beauty Meets Privacy The remaining 5.81 acres of wooded and swamp land provide a serene contrast to the cleared areas, creating a perfect balance of nature and usability. This section adjoins Doctors Creek, adding a scenic water feature that enhances the peaceful atmosphere and invites wildlife to the property. It's an ideal setting for those who appreciate the quiet rustle of the woods and the gentle flow of a creek nearby. Excellent Access and Versatility With 478 feet of road frontage along Highway 41, this property offers easy access while maintaining a sense of seclusion. Whether you're seeking a recreational hunting retreat or a tranquil place to build a family home, this land fits the bill. The combination of cleared acreage and natural woodland makes it a versatile investment, perfect for hunters, farmers, or anyone looking to embrace the outdoor lifestyle in North Carolina's countryside.

2 S Nc 41st Hwy, Wallace

Listing courtesy of United Country Draughon Realty.

$24,900
100578704 MLS
Explore the possibilities with this 3.5-acre parcel in Blount's Creek. The property offers a deeded right of way, drivable access, a cleared entry, and easy site navigation, creating a practical starting point for a buyer seeking rural land. In January 2026, a soil/site evaluation and Beaufort County Department of Public Health improvement permit evaluations for an on-site wastewater system were completed. According to the available reports, the site was determined to be unsuitable for a septic system/on-site wastewater system. Buyers should review the reports, consult Beaufort County and any appropriate professionals, and verify zoning, restrictions, permitted uses, access, and any alternative wastewater or development options prior to purchase. This is a value-focused land opportunity for buyers who understand rural land positioning and are willing to complete their own due diligence.

Maules Point Rd, Blounts Creek

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$379,900
100577396 MLS
Set in the heart of horse country, this exceptional 10+ acre property offers the rare opportunity to create a private equestrian estate with direct access to one of the Sandhills' most treasured riding resources. Enjoy an easy hack to the renowned Walthour-Moss Foundation North Country trail system, encompassing 4,200 acres of protected equestrian land and miles of scenic riding trails. Featuring gently rolling topography, partially cleared acreage, and a small year-round pond, the property combines natural beauty with practical infrastructure already in place. Municipal water and electrical service extend to two potential building sites, while an existing well, septic system for 3 bedroom home, and driveway on the Aiken Road side provide a strong foundation for immediate development or future expansion. With road frontage on both Aiken and Longpoint Roads, the parcel offers flexibility for estate planning, barns, guest accommodations, or recreational use. Wildlife enthusiasts will appreciate the abundant deer, turkey, and native game frequently seen throughout the property. Located within the Vass Extraterritorial Jurisdiction, this versatile tract is ready to build immediately or further clear to suit your vision. Despite its peaceful rural setting, the property is conveniently located less than 8 miles from Southern Pines and offers easy access to Pinehurst, Aberdeen, and Fort Bragg. Whether you envision a boutique horse farm, private country retreat, or custom-built estate surrounded by nature and riding trails, this unique offering captures the very best of the Sandhills lifestyle. No HOA. Listing broker and family members own the property.

979 Aiken Rd, Vass

Listing courtesy of Home & Farm Realty LLC.

$700,000
100573579 MLS
This property consists of approximately 30.14 total acres and has approximately 115 ft (.52 acres) of road frontage on Neuse Blvd. The remaining portion of the property must be accessed off of Benfield Avenue showing as an extension of W High St. Another access is further down as an extension of Edgewood Street. Utilities available to the property area Water/sewer, electric & natural gas. City of New Bern zoning shows a portion of the tract as C-3 and a portion as R-15. This property consists of two parcel ID's 8-240-023 and 8-240-144 and will also be marketed under MLS ##100573581 Highest and best use for the property is mixed use residential (apartments or housing subdivision). Topography of site is basically level; however property slopes from Neuse Blvd frontage to northern property line. Flood Zones X and AE

2810 Neuse Blvd, New Bern

Listing courtesy of Realty ONE Group East.

$69,000
98224848 MLS
Discover the potential of this beautiful 6-acre tract on Elberton Highway, ready for your vision. Currently zoned Agricultural, this versatile property offers an ideal setting for your dream homesite and accommodates mobile homes, modular homes, or traditional stick-built homes. Electricity, high-speed fiber internet, and phone service are available at the road, making it easy to get connected. The property will require a private well and septic system. A site soil survey/percolation test has already been completed on the larger, wider section of the tract and is available for review. Enjoy the freedom of country living with no HOA, no covenants, and no restrictions--just 6.08 acres of beautiful rural land waiting for you to make it your own.

Lot 3a Elberton, Lincolnton

Listing courtesy of Southern Classic Realty.

$184,900
100568023 MLS
This is rare -- a fully private, build-ready homesite in one of the Carolinas' most desirable areas. Tucked among mature pines in Southern Pines, this 0.69-acre parcel sits adjacent to the prestigious Mid South Club, offering the lifestyle of golf country without the noise of it. With Pine Needles and Mid Pines just minutes away, you're set in the heart of the Sandhills' legendary golf corridor. No rear neighbors. No side neighbors. Gently rolling terrain adds character and natural drainage. Just the trees, the quiet, and the freedom to build exactly what you want, exactly where you want it. The hard work is already done: survey, septic perc testing, and selective clearing are complete. Well and septic are the standard setup for the area, and two legal access points -- primary via W Massachusetts Ave and secondary via Cook Street (private road) -- give you flexibility from day one.

1679 W Massachusetts Ave, Southern Pines

Listing courtesy of Chosen Realty of NC.

$165,000
100565359 MLS
Looking for space and privacy? This 16+ acre parcel is just off of US 13, located on a quiet road. Great location to relax and enjoy nature. The property offers the ideal setting for a homestead or horse farm. Recent Perc test available. Elizabeth City. For those fun day trips, Merchants Millpond State Park and the Great Dismal Swamp are located within minutes--offering incredible opportunities for kayaking, hiking, biking, and exploring. Head on down to the OBX beaches or OBX Water Park for a fun filled day of water activities. For boaters, don't pass up the chance to cruise the Chowan River with boat access minutes away! Don't miss this opportunity!

Lot 5a Little Island, Eure

Listing courtesy of Swell Real Estate Co.

$85,000
100549206 MLS
This listing pertains to approximately 3.43 acres. Auburn Drive lot 3 on recorded survey, see associated docs. Great opportunity to own a large tract of property or select the portion of the total that you wish in the rural area of Loris, SC, as long as you purchase at least 3.43 acres. The current parcel totals 10.29 acres-and has been divided into 3 parcels, each parcel has different dimensions but each equals approx 3.43 acres with one lot having Road frontage on Auburn Drive as well as Log Cabin Road. The seller is open to selling the entire parcel, or in other configurations. See attached survey. Municipal water and sewer available, at buyer expense. The Horry County Tax records show more acreage than the total reflected in the latest survey, and The Horry County Land Records show less acreage than the latest survey. Please see a copy of the latest survey. Listing Pictures of the road frontage and are in no particular order or based on any specific portion of the subdivided tracts.

Tbd Auburn, Loris

Listing courtesy of EverHome Realty, LLC.

$85,000
100549144 MLS
This listing pertains to approximately 3.43 acres. Auburn Drive lot 2 on recorded survey, see associated docs. Great opportunity to own a large tract of property. Lot 2 when added to the adjoining lot 1 and lot 3 parcels totals 10.29 acres---Road frontage for Lot 2 is on Auburn Drive. See attached recorded survey. Municipal water and sewer available, at buyer expense. The Horry County Tax records show more acreage than the total reflected in the latest survey, and The Horry County Land Records show less acreage than the latest survey. Please see a copy of the latest survey. Listing Pictures of the road frontage and are in no particular order or based on any specific portion of the subdivided tracts.

Lot 2 Auburn, Loris

Listing courtesy of EverHome Realty, LLC.

$242,300
100549109 MLS
This listing pertains to approx 10.29 acres. Great opportunity to own a large tract of property, or select the portion of the total that you wish in the rural area of Loris, SC, as long as you purchase at least 3.43 acres. The current parcel totals 10.29 acres---surveyed January 2023, and has been divided into 3 parcels, each parcel has different dimensions but each equals approx 3.43 acres. Road frontage on Auburn Drive as well as Log Cabin Road. The survey has been recorded, Road frontage on Log Cabin Road and Auburn Dr. See attached recorded survey. Municipal water and sewer available, at buyer expense. The Horry County Tax records show more acreage than the total reflected in the latest survey, and The Horry County Land Records show less acreage than the latest survey. Please see a copy of the latest survey. Listing Pictures of the road frontage and are in no particular order or based on any specific portion of the subdivided tracts.

Tbd Log Cabin Rd, Loris

Listing courtesy of EverHome Realty, LLC.

$58,000
100547533 MLS
2.61 Acres of Cleared Residential Land for Sale in Pitt County NC! READY TO BUILD! This beautiful cleared lot is 4.5 miles from the Greenville Industrial Park and 6.5 miles from Pitt Greenville Airport. No manufactured single or double wides. No HOA fees. This large cleared lot has 220' of road front off NC HWY 903 and is 676' deep. Septic Improvement Permit and Stokes Regional Water Corp. tap permit on file. The home must be a 1600 sf minimum heated & cooled stick built.

2056 N Carolina, Greenville

Listing courtesy of Mossy Oak Properties Land and Farms.

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