Not In Subdivision Homes with VA Loan Listing Terms

Not In Subdivision Homes with VA Loan Listing Terms

Welcome to your dream opportunity in the heart of North Carolina! Nestled in a picturesque landscape, this charming area is not part of a subdivision, offering you the freedom and space to create your own sanctuary. Here, you can enjoy the tranquility of wide-open spaces while still being conveniently close to modern amenities and attractions.

This region is perfect for those seeking a relaxed lifestyle without sacrificing access to urban conveniences. With a variety of homes available, you’ll find properties that cater to diverse tastes and preferences, from cozy cottages to spacious family homes. What’s more, many of these listings are eligible for VA Loan financing, making it easier for veterans and active-duty military personnel to secure their ideal home.

Imagine waking up each day to serene surroundings, with the opportunity to explore nearby parks, hiking trails, and local shops that embody the spirit of North Carolina living. This area is not just a place to live; it’s a community where you can build lasting memories with family and friends.

Whether you're looking to settle down or invest in a property that offers both comfort and value, the homes in this area provide a unique opportunity. With VA Loan options available, you can take advantage of favorable terms and make your homeownership dreams a reality. Don’t miss out on this chance to embrace a lifestyle filled with charm, convenience, and endless possibilities! Reach out today to discover your future home in beautiful North Carolina.

Newest Not In Subdivision Homes with VA Loan Listing Terms

no property photo
$569,900
3 Beds ⋅ 2 Baths ⋅ 100613651 MLS
Everything you've been waiting for! Land near the lake! Situated on approximately 4.98 acres, this single level home offers space, comfort, and convenience just 0.4 miles from a boat ramp providing access to Lake Tillery. The split bedroom floor plan features three bedrooms, two full bathrooms, spacious living areas, and a separate den or flex space currently being used as a fourth bedroom. The primary suite includes two walk in closets and a beautifully updated bathroom. Additional features include a kitchen with breakfast bar, gas range, combined pantry and laundry room, and an attached two car garage. Covered front and rear porches provide inviting spaces to relax and enjoy the surrounding property. Conveniently located near Lake Tillery and Piney Point Golf Course, this property combines generous acreage with easy access to boating, fishing, and outdoor recreation.

140 Lakeshore Dr, Norwood

Listing courtesy of Premier Real Estate of the Sandhills LLC.

no property photo
$849,000
3 Beds ⋅ 2 Baths ⋅ 100613647 MLS
A COASTAL DREAM! LARGE FENCED IN BACKYARD, ELEVATOR-LIFT! STORAGE ROOM! SHED! FRONT AND REAR DECKS! A masterfully designed coastal home with an elevator-lift is ready and waiting for you! The Art of Home...vision, design, and craftsmanship! The vision for 122 NE 17th Street, Oak Island, NC was simple. It was to create a home that isn't just beautiful, but one that also flows with functionality. The craftsmanship in this home is focused on details, intricate surprises throughout the home, appointments with a relaxed coastal vibe, and superior state-of-the art architecture and design. As you arrive at 122 NE 17th Street on Oak Island, you will fall in love with the perfect coastal exterior. The wide front porch will welcome you home day after day! You are going to love sitting on this front porch! As you sit back and enjoy the early warm sunshine with your coffee or the cool evening island breeze with your favorite cocktail or mocktail, you will love watching the seagulls and cranes as they fly by. Close your eyes and let them take your worries away! Are you ready to host all your family and friends? Perfect! Your brand new home has room for all of your guests! Whether you choose to gather in your large living area, around your dining room table, or by your spacious kitchen, you are guaranteed to make beautiful, sweet memories that you will always treasure. Your new home's open concept living area flows perfectly into your gorgeous dining area with large windows, custom lighting, and wainscoting. The sunshine pours into your dining, kitchen and living areas to remind you that you are on the East Coast! Your new kitchen is a showstopper with its custom lighting, cabinetry, granite countertops, high-end appliances, and fixtures. This is a kitchen you can be proud of and it is one that you will enjoy! This is the heart of your home and it is where you will find your inspiration for fantastic meals, crafting with your daily shell finds, or just sitting around the counter sharing your best fish tales. You and your guests will appreciate the convenience of the dry bar that can also be used as a coffee or hot tea bar. Even this space was given thought and careful design details! Just wait until you see it! This level of the home also offers a dreamy primary suite with a spa like bathroom, dual vanities, elegant tile work, and so much more! This level of the home also affords you with 2 guest rooms (one with a built-in murphy bed), large guest bathroom, and laundry room. Are you looking for the perfect location for a long summer nap after a day on the beach? Rinse off your toes in your private outdoor shower and make your way to your new very large back porch! It is calling your name! This is also the perfect gathering space to host a low-country boil with all your favorites! Your private elevator-lift will take you downstairs, so that you can enjoy your large outdoor living areas! But, WAIT! There is a surprise waiting for you down here! In addition to an abundance of outdoor space, you will find incredible storage for all your beach toys, golf cart, tools, and so much more! The underneath storage as well as your private shed in the back will hold all things fun and hobby related! We invite you to come see this home that was designed with you in mind, so you can check that coastal home goal off your list! Don't miss the opportunity to host your friends and family at the perfect home on Oak Island. Your memories are waiting to be made! You are owed every ounce of luxury, comfort, peace, and sunshine that this home will give to you day after day. If you get tired of enjoying the sun and watching the seagulls take flight, take a short commute down to the beach to find the best shells for collecting or crafting! Did you know that Coastal Living Magazine named Oak Island as one of the ''Top Ten Beach Towns?'' This! This is what you have worked so hard for in your life! You are HOME! What makes Oak Island so special? Why do artists, actors, directors, and authors seek out this island for inspiration? You must come see for yourself! Oak Island is known for its golden sand beaches, blue waters, friendly community, and its close proximity to the Historic Cities of Southport, NC, Wilmington, NC, and Myrtle Beach, SC. The island life on Oak Island is like no other! There are many wonderful attractions and parks on the island. OKI is especially known for its Middleton Park which is home to the famous Oak Island Summer Concert Series. The island also offers a Splashpad, tennis/pickleball courts, restaurants, cute coffee and ice cream shops, grocery stores, boutiques, and so much more! There is an abundance of all things adventurous to do on Oak Island as well! You are just a short distance from the Cape Fear Regional Jetport (Skydiving anyone?), OKI Lighthouse, and OKI Golf Club! Hurry and you can start living your best island life right now! You may choose to make this safe haven your primary home, 2nd home, or it could serve you well as an investment property. What are you waiting for? It's time to start LIVING...the Coastal way!

122 Ne 17th St, Oak Island

Listing courtesy of Palm Realty, Inc..

no property photo
$95,000
2 Beds ⋅ 1 Baths ⋅ 100613644 MLS
Affordable housing does exist. Take advantage of this older brick ranch home just outside of Whiteville. This smaller 2 bedroom 1 bathroom home would be a perfect start home or an opportunity to downsize. Enjoy this low maintenance home in a quiet, rural setting off of Hallsboro Rd. Take advantage before this opportunity slips away. Offers will be reviewed after the property has been exposed on the MLS for 7 calendar days

7711 Hallsboro Rd S, Whiteville

Listing courtesy of SKB Global Enterprises, Inc..

no property photo
$285,000
3 Beds ⋅ 2 Baths ⋅ 100613624 MLS
Enjoy the perfect combination of country living, modern updates, and plenty of room to spread out! Situated on 1.83 acres, this well-maintained 3-bedroom, 1.5-bath brick home offers comfortable living with numerous desirable features. The updated kitchen boasts beautiful granite countertops, stainless steel appliances, and durable luxury vinyl plank flooring. Gorgeous hardwood floors flow throughout the main living areas, adding warmth and character to the home. Additional improvements include an encapsulated crawlspace with a dehumidifier for added peace of mind installed in 2025 and a brand-new septic tank installed in 2026. Outside, you'll find plenty of room to enjoy the outdoors, along with an impressive 24' x 50' wired workshop with a concrete floor. Whether you need space for hobbies, woodworking, equipment storage, or a home-based workshop, this versatile building offers endless possibilities. With 1.83 acres of land, a solid brick home, valuable updates, and a spacious detached workshop, this property offers a rare combination of functionality, space, and country charm. Don't miss your opportunity to make it yours!

9195 County Home Rd, Ayden

Listing courtesy of Keller Williams Realty Points East.

no property photo
$695,000
4 Beds ⋅ 3 Baths ⋅ 100613622 MLS
Properties like this don't come along often! Tucked away at the end of a private dirt road, yet conveniently located just minutes from everything Jacksonville has to offer, this incredible property provides the perfect combination of privacy, space, and convenience. Situated on 10 beautiful acres, there's room for horses, recreational activities, gardening, hunting, and so much more. Whether you're riding four-wheelers and dirt bikes, enjoying the shooting lane already in place, or exploring the wooded acreage behind the home, there's no shortage of outdoor adventure. Inside, you'll find a spacious and beautifully maintained home with laminate hardwood flooring throughout. The stunning kitchen is sure to catch your eye, featuring gorgeous green cabinetry, quartz countertops, tile backsplash, and stainless steel appliances. Even better, the kitchen overlooks the backyard, giving you a beautiful view of the outdoor space. The large, open-concept living room provides plenty of room to gather, while a separate formal dining room (currently being used as an office) offers additional flexibility. The first-floor primary suite is a wonderful retreat, complete with dual vanities, a soaking tub, separate walk-in shower, and a walk-in closet. Upstairs, you'll find three additional bedrooms, a full bathroom, and another dedicated office space. And there's even more to discover! The attached garage has been converted into additional living space, and it's something you'll definitely want to see in person! Step outside and enjoy the incredible outdoor living area, featuring an oversized back deck and pergola overlooking the patio and above-ground pool. The property also includes a newly built, wired workshop (2025), an additional storage shed, two garden beds, and a chicken coop. If you've been searching for a property where you can spread out, enjoy the outdoors, have room for animals, and still be close to town, this one checks all the boxes. Schedule your showing today so you don't miss this rare opportunity!

777 Harther Dr, Jacksonville

Listing courtesy of 360 REALTY.

no property photo
$320,000
4 Beds ⋅ 3 Baths ⋅ 100613615 MLS
Country Living with Comfort, Space & Convenience! Enjoy the peace and charm of country living with this beautiful 4-bedroom 2.5-bath home situated on 2.31 acres just outside the quaint small town of Lake View, South Carolina! Offering the perfect blend of comfort, functionality, and rural tranquility, this home features 9-foot ceilings throughout and a thoughtfully designed floor plan. The spacious primary suite features a garden tub and large walk-in shower, while the primary side of the home, including laundry area and 4th bedroom/flex room, offers wider door openings for improved wheelchair accessibility. The versatile 4th bedroom provides flexibility for a home office, hobby room or additional living space to fit your needs. Relax and unwind on the screened back porch while enjoying the peaceful country surroundings. A Generac whole home generator provides added convenience and peace of mind. With 2.31 acres, there's plenty of room for outdoor activities, gardening or simply enjoying the beauty of country living. Located approximately an hour from the beaches of both North and South Carolina, this property offers peaceful rural living with coastal destinations within reach. NEED MORE ROOM TO SPREAD OUT? The Seller also owns the adjoining 2.39-acre corner lot, available for separate purchase, and is willing to negotiate a package price for both properties! This is a wonderful opportunity to own up to 4.70 acres and enjoy the space and flexibility of country living. Seller is willing to pay a portion of allowable Buyer closing costs upon acceptable offer. Schedule your showing today!!

215 N Bear Swamp Rd, Nichols

Listing courtesy of Rock Creek Land Company, LLC.

1521 N Main St, Scotland Neck
$275,000
3 Beds ⋅ 4 Baths ⋅ 100613579 MLS
Historic, remodeled, easy-care home on almost a full city-acre in the quaint little town of Scotland Neck NC. Located just 30 minutes from I95, 1-1/2 hr from Raleigh and 2 hr from NC beaches this house encourages another look. This c1900 cottage with Craftsman influences offer all the original architectural features of a charming historic home, like high ceilings, multiple fireplaces, a wrap-around porch and hardwood floors. Each bedroom has its own private ensuite bath, lots of natural light and a closet (not always found in many historic homes). There are two living room/parlors on the front - one staged as a home office. The formal dining room, butler's pantry and kitchen with outside entrance is just so nice for entertaining. Here's an idea, start with social time on the front porch, move in to the dining room for dinner and have after dinner coffee in the parlor - that just sets up for a perfect night with friends and family. The original windows have wavy grass and are all covered with a storm window making them just as efficient and way more charming than replacement windows. The driveway culvert is shared with the neighbor, the driveway is private with both front and back parking. The lot is just shy of 1 full acre at 0.93 acres and stretches from Main Street to Roanoke Street; the front half of the lot is cleared while the back is wooded offering backyard privacy. Make plans to come see it soon.

1521 N Main St, Scotland Neck

Listing courtesy of Keller Williams Realty Points East.

806 S 15th St, Wilmington
$409,900
3 Beds ⋅ 2 Baths ⋅ 100613576 MLS
Classic brick charm meets modern updates in this beautifully refreshed ranch, where over $58,000 in improvements have created a move-in-ready home less than two blocks from Wilmington's Cargo District. Major upgrades include a new HVAC system, new windows throughout, new exterior doors, electrical and plumbing updates, and a 2021 roof. Inside, the original hardwood floors have been beautifully refinished, while the great room showcases unique terrazzo flooring and a freshly refinished beamed ceiling. The kitchen features leathered granite countertops, new LVP flooring, and a new range and microwave. Both bathrooms have been updated with new vanities, quartz countertops, sinks, and fixtures, and the laundry room features a new quartz countertop. Fresh paint throughout the first floor, brushed gold hardware, and new closet doors add to the home's refreshed appeal. The main level offers three bedrooms and two full baths, plus an upstairs bonus room perfect for a home office, studio, or guest space. Outside, enjoy a spacious 0.30-acre lot with a covered carport, off-street parking, and a private backyard ideal for grilling, entertaining, or simply relaxing. Conveniently located just minutes from historic downtown Wilmington, Cape Fear Community College, the airport and hospital this home combines thoughtful updates, character, and an excellent location. A detailed list of improvements is available.

806 S 15th St, Wilmington

Listing courtesy of REAL Broker LLC.

1009 Chestnut St, Wilmington
$362,900
3 Beds ⋅ 2 Baths ⋅ 100613574 MLS
1945 CHARACTER. 2022 MAKEOVER. DOWNTOWN WILMINGTON LOCATION. WHAT'S NOT TO LOVE?! Welcome to 1009 Chestnut Street, where historic character meets modern living in the heart of Wilmington's Soda Pop District! Originally built in 1945 and extensively remodeled in 2022 from the foundation up, this 3-bedroom, 2-bathroom home brings together the best of yesterday and today! Step inside to discover bright, open living and dining spaces, beautiful flooring throughout, and absolutely NO CARPET! And let's talk about that KITCHEN! If counter space is your love language, you're going to fall head over heels. This spacious galley-style kitchen features crisp white cabinetry, a pantry, and plenty of room to cook, prep, or spread out your favorite takeout. Updated bathrooms and thoughtful finishes throughout add to the home's modern appeal. Outside, enjoy a covered front porch, fenced courtyard, and backyard deck, giving you plenty of options for relaxing or entertaining. But the REAL showstopper? THE LOCATION! Nestled in Wilmington's Soda Pop District, you're close to local restaurants, breweries, coffee shops, shopping, and entertainment. And the beautiful Cape Fear Riverwalk? LESS THAN A MILE AWAY! Downtown Wilmington's waterfront, dining, and entertainment are practically at your fingertips! Looking for a place to call home? Or maybe your next investment property? Why not explore both possibilities! With extensive renovations, a versatile layout, and a fantastic downtown location, 1009 Chestnut Street has plenty to offer. A little history, a whole lot of updates, and an address that puts Wilmington's best within easy reach. Come see what makes 1009 Chestnut Street worth a closer look!

1009 Chestnut St, Wilmington

Listing courtesy of eXp Realty.

3455 Old Augusta Rd, Dearing
$225,000
3 Beds ⋅ 2 Baths ⋅ 100613560 MLS
Enjoy the space, comfort, and convenience of nearly an acre of land with the benefits of a newer home! Located in Dearing, GA, providing 3 bedrooms and 2 full baths. Enjoy 1,222 square feet of thoughtfully designed, single level living from a home that is only about one year old. Inside, you'll find LVP flooring running throughout the home, complementing the open-concept design. The kitchen offers plenty of space to prepare meals while staying connected to the living and dining areas, making it an ideal setup for everyday living and entertaining. With 1,400 square feet under roof you have additional living space that extends to the covered front and back porches, perfect for relaxing or entertaining. Situated on nearly an acre, the property offers plenty of room to spread out, enjoy the outdoors and make the space your own. A 12x12 outbuilding provides you with extra storage or more room for your hobbies. This home offers a more relaxed setting while remaining conveniently located near Thomson, Augusta, and Fort Gordon. If you're looking for a newer home with one level living, room to enjoy the outdoors, and have convenient access to the city this property is worth a look! Call for more information or for your own viewing.

3455 Old Augusta Rd, Dearing

Listing courtesy of Blanchard & Calhoun - WA.

227 Pigott Rd, Gloucester
$350,000
3 Beds ⋅ 2 Baths ⋅ 100613556 MLS
Enjoy the space and relaxed coastal lifestyle of Down East North Carolina in the community of Gloucester. This three-bedroom, two-full-bath home sits on multiple acres, offering plenty of room to spread out and enjoy the privacy of country living. The home has undergone several improvements, including a new HVAC system, new ductwork, receptacles and switches and new ceiling fans have new wiring as well, a new deck, fresh exterior paint, and interior paint in select areas. Some of the original wood paneling has also been replaced with sheetrock. New kitchen cabinets are already on site in the garage, which also features a new concrete floor. The home still needs some additional work and finishing touches, making it a great opportunity for someone looking to add their own style and updates. Conveniently located within five minutes of multiple public boat ramps and approximately 10 minutes from historic downtown Beaufort, this property offers easy access to boating, waterfront activities, shopping, and dining. Enjoy the space, privacy, and convenience of coastal living in Down East Carteret County.

227 Pigott Rd, Gloucester

Listing courtesy of Beaufort Realty.

136 Gibson Rd, Andrews
$724,800
3 Beds ⋅ 3 Baths ⋅ 100613554 MLS
Horse lovers, this is the equestrian estate you have been waiting for. Set on 15 unrestricted acres in the highly sought-after Healy Fields area, this stunning creekfront horse farm was made for riding, raising, and enjoying horses in one of the most beautiful settings in Western North Carolina. The community is very private and peaceful, surrounded by other nearby farms and horse-oriented properties, and conveniently located just minutes from Andrews, Marble amenities . The property is very close to the Nantahala National Forest, an amazing riding area where you can explore miles of scenic trails, mountain streams, and waterfalls just a short trailer ride from home. Andrews is a true horse town, known for its annual Western North Carolina Wagon Train, along with popular rail car tours that showcase the area's beautiful scenery. The turnkey, well-equipped four-stall horse barn features spacious 12' x 12' stalls, each outfitted with rubber mats, a barred window with shutters, and overhead electrical outlets for fans to keep horses comfortable during warmer weather. The barn includes a dedicated tack room with running water, its own electrical panel, and a convenient side entrance directly off the driveway, with the potential to add a hot water tank and washer and dryer for even greater convenience. An exterior water spigot makes filling buckets, rinsing equipment, and general barn cleanup easy, and a separate feed room keeps hay bales, feed, and bedding organized, readily accessible and a covered round bale feeding area. Attached to the barn is a large pole barn offering versatile storage for tractors, mowers, round bales, farm equipment, and accessories. Large fenced pastures ready for horses or livestock, and additional improvements include a carport/hay storage area, an area with water fowl coups (ducks and geese), and multiple outbuildings. The land itself is truly special, with open, gently rolling pastures, mature timber, two beautiful creeks, including a picturesque stream that winds for several hundred yards through fertile bottomland pasture, and a duck filled mini-pond that adds to the tranquil setting. The expansive grounds offer room to roam and explore, along with ideal areas to create a private pistol range. The custom-built, recently updated 4-bedroom home offers approximately 2,575 square feet of comfortable living with excellent flow and abundant natural light from windows that frame the surrounding pastoral landscape and mountain views. A striking rustic stacked stone fireplace anchors the living room, creating a warm, inviting focal point for gathering with family and friends. The spacious kitchen is designed for both everyday cooking and effortless entertaining, with generous countertops, plenty of cabinet space, and pantry. The large primary suite is a true retreat, complete with a relaxing garden jet tub. Outdoor living is equally exceptional, with open and screened porches overlooking lush pastures and sweeping mountain scenery, while the front yard offers a peaceful sanctuary beneath magnificent, mature trees. A two plus car garage provides convenient parking and storage. Together, the home, barn, and land create an excellent setup for horse owners, hobby farmers, or anyone seeking practical barn space, ample equipment storage, and room to pursue a true country lifestyle. Equestrian properties offering this level of privacy and usability, so close to world-class riding, are becoming increasingly difficult to find, especially in a horse-friendly community like Healy Fields. Whether you envision a private equestrian estate, a fully operational working farm, a mountain sanctuary, or a multi-generational retreat, this remarkable property delivers an unmatched combination of natural beauty, rustic charm, and enduring lifestyle appeal. This is truly a one-of-a-kind legacy property, ready to welcome you and your horses home. Schedule your private showing today. Please Call listing agent for access

136 Gibson Rd, Andrews

Listing courtesy of Old Town Brokers.

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