Not In Subdivision Homes with FMHA Listing Terms

Not In Subdivision Homes with FMHA Listing Terms

Welcome to a hidden gem in North Carolina, where charm meets opportunity! Nestled outside the hustle and bustle of traditional subdivisions, this unique area is known as “Not In Subdivision,” offering a refreshing alternative for homebuyers seeking space, tranquility, and the freedom to create their own oasis.

Here, you’ll find a diverse selection of homes that cater to various lifestyles and preferences. Each property boasts its own personality, allowing you to embrace the beauty of individuality. Whether you’re looking for a cozy cottage, a sprawling ranch, or a modern farmhouse, you’ll discover that the options are as varied as the landscape itself.

One of the standout features of this area is the availability of FMHA (Federal Mortgage and Housing Administration) listing terms. This means that qualified buyers can take advantage of accessible financing options, making homeownership more attainable than ever. With flexible terms and competitive rates, the path to your dream home is just a few steps away.

Imagine waking up to the serene sights and sounds of nature, with ample outdoor space to enjoy gardening, entertaining, or simply soaking up the sun. The absence of a formal subdivision allows for greater privacy and the chance to connect with neighbors in a more personal way.

Don’t miss out on this incredible opportunity to find your ideal home in a picturesque setting. Explore the homes available in this enchanting area today, and let your journey toward a new lifestyle begin!

Newest Not In Subdivision Homes with FMHA Listing Terms

$32,500
100578704 MLS
💥 Investor Opportunity - 3.5 Acres Priced to Move in Blounts Creek, NC! 💥 Unlock the potential of this 3.5-acre wooded tract offering privacy, flexibility, and multiple exit strategies for the savvy buyer. Whether you're looking for a build project, land hold, or recreational use, this property checks the boxes for value and opportunity. A soil evaluation has been completed. While a portion of the property is not suitable for a conventional septic system, alternative septic options (engineered, mound, or drip systems) may provide a viable path to development, allowing investors to capitalize on the reduced entry price. ✅ No restrictions - maximize use and flexibility ✅ Deeded right of way + drivable access already in place ✅ Cleared entry + easy site navigation ✅ Great candidate for land hold, recreational use, or creative building solutions With limited inventory in the area and increasing demand for rural land, this is a strong value-add opportunity for investors who understand land positioning and development potential. ⚡ Opportunities at this price point don't last--secure it now and control your upside.

Maules Point Rd, Blounts Creek

Listing courtesy of Coldwell Banker Sea Coast Advantage - Washington.

$379,900
100577396 MLS
Set in the heart of horse country, this exceptional 10+ acre property offers the rare opportunity to create a private equestrian estate with direct access to one of the Sandhills' most treasured riding resources. Enjoy an easy hack to the renowned Walthour-Moss Foundation North Country trail system, encompassing 4,200 acres of protected equestrian land and miles of scenic riding trails. Featuring gently rolling topography, partially cleared acreage, and a small year-round pond, the property combines natural beauty with practical infrastructure already in place. Municipal water and electrical service extend to two potential building sites, while an existing well, septic system for 3 bedroom home, and driveway on the Aiken Road side provide a strong foundation for immediate development or future expansion. With road frontage on both Aiken and Longpoint Roads, the parcel offers flexibility for estate planning, barns, guest accommodations, or recreational use. Wildlife enthusiasts will appreciate the abundant deer, turkey, and native game frequently seen throughout the property. Located within the Vass Extraterritorial Jurisdiction, this versatile tract is ready to build immediately or further clear to suit your vision. Despite its peaceful rural setting, the property is conveniently located less than 8 miles from Southern Pines and offers easy access to Pinehurst, Aberdeen, and Fort Bragg. Whether you envision a boutique horse farm, private country retreat, or custom-built estate surrounded by nature and riding trails, this unique offering captures the very best of the Sandhills lifestyle. No HOA. Listing broker and family members own the property.

979 Aiken Rd, Vass

Listing courtesy of Home & Farm Realty LLC.

$700,000
100573579 MLS
This property consists of approximately 30.14 total acres and has approximately 115 ft (.52 acres) of road frontage on Neuse Blvd. The remaining portion of the property must be accessed off of Benfield Avenue showing as an extension of W High St. Another access is further down as an extension of Edgewood Street. Utilities available to the property area Water/sewer, electric & natural gas. City of New Bern zoning shows a portion of the tract as C-3 and a portion as R-15. This property consists of two parcel ID's 8-240-023 and 8-240-144 and will also be marketed under MLS ##100573581 Highest and best use for the property is mixed use residential (apartments or housing subdivision). Topography of site is basically level; however property slopes from Neuse Blvd frontage to northern property line. Flood Zones X and AE

2810 Neuse Blvd, New Bern

Listing courtesy of Realty ONE Group East.

$69,000
98224848 MLS
Discover the potential of this beautiful 6-acre tract on Elberton Highway, ready for your vision. Currently zoned Agricultural, this versatile property offers an ideal setting for your dream homesite and accommodates mobile homes, modular homes, or traditional stick-built homes. Electricity, high-speed fiber internet, and phone service are available at the road, making it easy to get connected. The property will require a private well and septic system. A site soil survey/percolation test has already been completed on the larger, wider section of the tract and is available for review. Enjoy the freedom of country living with no HOA, no covenants, and no restrictions--just 6.08 acres of beautiful rural land waiting for you to make it your own.

Lot 3a Elberton, Lincolnton

Listing courtesy of Southern Classic Realty.

$33,000
98211808 MLS
Introducing SAGGUS LANDING!! Saggus Landing is a recently subdivided parcel that has been previously used as a recreational tract, now divided into 8 total lots perfect for the peaceful, rural, secluded homesite or personal recreational tract. Lot 8 is a beautiful 3.31 acre tract for your future homesite in the midst of woodland populated by wildlife. This area will allow for a single family home that is a custom built home, modular home, or a mobile home. There are beautiful hardwood trees throughout the tract as well as a small rainwater creek. You will find some trails that go along the property lines previously used for off road vehicles. There are several food plots for hunters to harvest the big antler game. There are bedding areas in the backside of the property that provide a peaceful and private space for the deer families to raise their young fawn. Many camping areas are surrounded by tall trees for recreational activities, many trails for a refreshing walk or to conveniently access the hunting spots. There is a mix of matured pine and hardwood trees including huge oaks on the property, pecans, persimmons, and other fruit trees add to the attraction. The large trees acorns for the deer and other wildlife seen on the property, such as turkey, rabbits, and other species. There is high speed internet and phone at the county maintained dirt road and power within expandable distance to the lot. The lot will require a well and septic tank - Soil Survey / Perc Test Completed May 2026. The land was also recently surveyed with clear markers on all sides of the lot. If you are looking for additional acreage the neighboring tract is also available and multi-lot discounts will be considered as well. There is NOT an HOA or Restrictions / Covenants. This land is conveniently located 15 minutes from the Washington city limits, between Athens and Augusta Georgia, and about two hours from metro Atlanta. Come and see the beautiful land that awaits at SAGGUS LANDING!!

Lot 8 Saggus Rd, Washington

Listing courtesy of Southern Classic Realty.

$184,900
100568023 MLS
This is rare -- a fully private, build-ready homesite in one of the Carolinas' most desirable areas. Tucked among mature pines in Southern Pines, this 0.69-acre parcel sits adjacent to the prestigious Mid South Club, offering the lifestyle of golf country without the noise of it. With Pine Needles and Mid Pines just minutes away, you're set in the heart of the Sandhills' legendary golf corridor. No rear neighbors. No side neighbors. Gently rolling terrain adds character and natural drainage. Just the trees, the quiet, and the freedom to build exactly what you want, exactly where you want it. The hard work is already done: survey, septic perc testing, and selective clearing are complete. Well and septic are the standard setup for the area, and two legal access points -- primary via W Massachusetts Ave and secondary via Cook Street (private road) -- give you flexibility from day one.

1679 W Massachusetts Ave, Southern Pines

Listing courtesy of Chosen Realty of NC.

$175,000
100565359 MLS
Looking for space and privacy? This 16+ acre parcel is just off of US 13, located on a quiet road. Great location to relax and enjoy nature. The property offers the ideal setting for a homestead or horse farm. Recent Perc test available. Elizabeth City. For those fun day trips, Merchants Millpond State Park and the Great Dismal Swamp are located within minutes--offering incredible opportunities for kayaking, hiking, biking, and exploring. Head on down to the OBX beaches or OBX Water Park for a fun filled day of water activities. For boaters, don't pass up the chance to cruise the Chowan River with boat access minutes away! Don't miss this opportunity!

Lot 5a Little Island, Eure

Listing courtesy of Swell Real Estate Co.

$85,000
100549206 MLS
This listing pertains to approximately 3.43 acres. Auburn Drive lot 3 on recorded survey, see associated docs. Great opportunity to own a large tract of property or select the portion of the total that you wish in the rural area of Loris, SC, as long as you purchase at least 3.43 acres. The current parcel totals 10.29 acres-and has been divided into 3 parcels, each parcel has different dimensions but each equals approx 3.43 acres with one lot having Road frontage on Auburn Drive as well as Log Cabin Road. The seller is open to selling the entire parcel, or in other configurations. See attached survey. Municipal water and sewer available, at buyer expense. The Horry County Tax records show more acreage than the total reflected in the latest survey, and The Horry County Land Records show less acreage than the latest survey. Please see a copy of the latest survey. Listing Pictures of the road frontage and are in no particular order or based on any specific portion of the subdivided tracts.

Tbd Auburn, Loris

Listing courtesy of EverHome Realty, LLC.

$85,000
100549144 MLS
This listing pertains to approximately 3.43 acres. Auburn Drive lot 2 on recorded survey, see associated docs. Great opportunity to own a large tract of property or select the portion of the total that you wish in the rural area of Loris, SC, as long as you purchase at least 3.43 acres. The current parcel totals 10.29 acres- and has been divided into 3 parcels, each parcel has different dimensions but each equals approx 3.43 acres with one lot having Road frontage on Auburn Drive as well as Log Cabin Road. The seller is open to selling the entire parcel, or in other configurations, See attached survey. Municipal water and sewer available, at buyer expense. The Horry County Tax records show more acreage than the total reflected in the latest survey, and The Horry County Land Records show less acreage than the latest survey. Please see a copy of the latest survey. Listing Pictures of the road frontage and are in no particular order or based on any specific portion of the subdivided tracts.

Lot 2 Auburn, Loris

Listing courtesy of EverHome Realty, LLC.

$85,000
100549137 MLS
This listing pertains to approximately 3.43 acres. Auburn Drive lot 1 on recorded survey, see associated docs. Great opportunity to own a large tract of property or select the portion of the total that you wish in the rural area of Loris, SC, as long as you purchase at least 3.43 acres. The current parcel totals 10.29 acres---surveyed January 2023, and has been divided into 3 parcels, each parcel has different dimensions but each equals approx 3.43 acres with one lot having Road frontage on Auburn Drive as well as Log Cabin Road. The survey has now been recorded. The seller is open to selling the entire parcel, or in other configurations. Municipal water and sewer available, at buyer expense. The Horry County Tax records show more acreage than the total reflected in the latest survey, and The Horry County Land Records show less acreage than the latest survey. Please see a copy of the latest survey. Listing Pictures of the road frontage and are in no particular order or based on any specific portion of the subdivided tracts.

Tbd Auburn, Loris

Listing courtesy of EverHome Realty, LLC.

$242,300
100549109 MLS
This listing pertains to approx 10.29 acres. Great opportunity to own a large tract of property, or select the portion of the total that you wish in the rural area of Loris, SC, as long as you purchase at least 3.43 acres. The current parcel totals 10.29 acres---surveyed January 2023, and has been divided into 3 parcels, each parcel has different dimensions but each equals approx 3.43 acres. Road frontage on Auburn Drive as well as Log Cabin Road. The survey has been recorded, Road frontage on Log Cabin Road and Auburn Dr. See attached recorded survey. Municipal water and sewer available, at buyer expense. The buyer will be responsible for having the property perked for a septic system and costs of installing septic system if they do not want to utilize available municipal sewer. The Horry County Tax records show more acreage than the total reflected in the latest survey, and The Horry County Land Records show less acreage than the latest survey. Please see a copy of the latest survey. Listing Pictures of the road frontage and are in no particular order or based on any specific portion of the subdivided tracts.

Tbd Log Cabin Rd, Loris

Listing courtesy of EverHome Realty, LLC.

$58,000
100547533 MLS
2.61 Acres of Cleared Residential Land for Sale in Pitt County NC! READY TO BUILD! This beautiful cleared lot is 4.5 miles from the Greenville Industrial Park and 6.5 miles from Pitt Greenville Airport. No manufactured single or double wides. No HOA fees. This large cleared lot has 220' of road front off NC HWY 903 and is 676' deep. Septic Improvement Permit and Stokes Regional Water Corp. tap permit on file. The home must be a 1600 sf minimum heated & cooled stick built or off frame modular.

2056 N Carolina, Greenville

Listing courtesy of Mossy Oak Properties Land and Farms.

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